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seniorresource.com

... by State California

State Guru

 On this state page you will find resources for senior housing and senior lifestyle opportunities. Such items address Seniors' needs from Active Communities to Assisted Living along with Insurance, Medical and Financial Planning information.
We attempt to keep the state unique information current. To accomplish this we encourage individuals to become a state "guru".

If you are aware of any changes that need to be made or might want to become a guru with its related rewards, please let us know via the email or address at the bottom of this page.

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Bookmark seniorresource.com before clicking on any of our many links so you can come back to find more information!

After Mom Moves

After Mom Move

After Mom Moves
AFTER MOM MOVES

Are you trying to manage the resources from afar?

  You may benefit from Seniors Real Estate Coordination
- Property preparation for sale - Estate clean out - No hassle transitions
- Communication with family & professional advisors - Home sale and closing
To contact a Seniors Real Estate Professional click HERE
NO extra fees or obligation

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Active Senior Communities

  • Riverside County
    • Banning

SUN LAKES COUNTRY CLUB
SUN LAKES REALTY

300 S. Highland Springs Ave #2K
Banning, CA 92220
951-845-7378
800.720.7378
info@sunlakesrealty.com
Sun Lakes Country Club
www.sunlakesrealty.com


An Active Adult Community for Seniors 55+ with resale homes and condos.

Championship and Executive private golf courses, recreational facilities and

24 hour guard gated.

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Adult Day Care

Adult Day & Hospice Care

Adult Day Care is a life senior service for frail, physically or cognitively impaired, seniors and their caregivers. Numerous stand alone adult day care facilities and adult day care centers are available in urban and suburban areas to provide elderly care. Check your state here. A large percentage of Adult Day Care Centers are operated on a nonprofit or public basis. Many centers are affiliated with multi-service entities such as home care, assisted living, nursing facilities and hospitals
Congregate, assisted living or nursing care communities may offer elderly care as an "outpatient" service to the neighboring population on a per day basis. Those that do, may also offer respite care for a weekend, or a week. Senior centers may also offer senior day care as one of their life senior services.
Learn more about Adult Day Care HERE

Napa Valley Hospice & Adult Day Services

414 S. Jefferson Street
Napa, Ca. 94559

“Two Programs, One Philosophy”

Hospice Services: Team-based end of life care, Symptom management, Bereavement, grief and loss services.

Adult Day Services: Adult Day Health Care, Alzheimer’s Specialty Care, On-site nursing, counseling, rehabilitation services, personal care assistance, and respite care.

Contact us:

Hospice: (707) 258-9087
Adult Day Services: (707) 258-9087
Fax: (707) 258-9090
WEB: nvhads.org/

California Adult Day Care

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Alzheimer care Divider

Alzheimer's Homes

There may come a time when a person with Alzheimer's disease will need more care than can be provided at home. The individual may need to move into residential care, such as assisted living or a nursing home. Planning for a move into a care facility should begin well before admission is needed. This advanced planning allows families to: learn about what care options are available determine which will best be able to meet the needs of an individual with dementia anticipate the costs of care and find resources to help pay for them. Below are some of the communities that provide Alzheimer's related care.

Also Get a FREE: CareFinder Guide

California Alzheimer's Care

 

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Agencies on Aging

Area Agencies on Aging

The California Department of Aging contracts with and provides leadership and direction to Area Agencies on Aging (AAA) that coordinate a wide array of services to seniors and adults with disabilities at the community level and serve as the focal point for local aging concerns. You can locate a AAA in your area by calling 800-510-2020 or find your county agency in the list below.


Adult Day Health Care
The Adult Day Health Care (ADHC) Program is a licensed community-based day health program that provides services to older persons and adults with chronic medical, cognitive, or mental health conditions and/or disabilities that are at risk of needing institutional care.
Community-Based Adult Services (CBAS)
The primary objectives of the program are to:
• Restore or maintain optimal capacity for self-care to frail elderly persons or adults with disabilities; and
• Delay or prevent inappropriate or personally undesirable institutionalization.
Each center has a multidisciplinary team of health professionals who conduct a comprehensive assessment of each potential participant to determine and plan services needed to meet the individual's specific health and social needs. Services provided at the center include the following: professional nursing services; physical, occupational and speech therapies; mental health services; therapeutic activities; social services; personal care; hot meals and nutritional counseling; and transportation to and from the participant’s residence.
Disease Prevention and Health Promotion
This Program provides disease prevention services or health promotion programs. Services include routine health screening, nutrition counseling, nutrition education and activities that promote physical fitness, falls prevention, emotional well being, and evidence-based health promotion programs. Individuals participate in programs at multipurpose senior centers, congregate nutrition sites, through home-delivered meals programs, and at other locations.
Family Caregiver Support Program
Services are available to family and other unpaid caregivers supporting older individuals, as well as grandparents and older relatives caring for children. Each area agency is responsible for determining their array of services; these may include caregiver information, assistance in gaining access to services, counseling and training support, temporary respite, and limited supplemental services to complement the care provided by caregivers.
HICAP - Health Insurance Counseling and Advocacy Program
This program (HICAP) provides personalized counseling, community education and outreach events for Medicare beneficiaries. HICAP is the primary local source for accurate and objective information and assistance with Medicare benefits, prescription drug plans and health plans. These include Prescription Drug Plan coverage, Medicare Advantage plans, Medicare supplemental policies, Medicare Savings Programs, and long term care insurance.
Legal Assistance
States provides funds to the Legal Services Projects for older persons. The projects identify legal problems and legal service needs of older individuals and adults with disabilities within their communities. The Projects assist the state's seniors and adults with disabilities with a variety of legal problems concerning housing, consumer fraud, elder abuse, Social Security, Supplemental Security Income (SSI), Medicare, Medi-Cal, age discrimination, pensions, nursing homes, protective services, conservatorships, and other matters.
Long-Term Care Ombudsman Program
This program investigates and endeavor to resolve elder abuse complaints in long-term care facilities and in residential care facilities for the elderly. Residents or their family members can file a complaint directly with their local program. Ombudsman services are free and confidential and include:
• Questions or concerns about quality of care
• Questions or concerns about financial abuse
• Suspected physical, mental or emotional abuse of residents
• Witnessing services for Advance Health Care Directives
• Requesting an Ombudsman to attend a resident care plan meeting
• Requesting an Ombudsman to attend a resident or family council meeting
Multipurpose Senior Services Program (MSSP)
MSSP sites provide social and health care management for frail elderly clients who are certifiable for placement in a nursing facility but who wish to remain in the community. The goal of the program is to arrange for and monitor the use of community services to prevent or delay premature institutional placement of these frail clients. The services must be provided at a cost lower than that for nursing facility care. The services that may be provided via MSSP include:
Adult Day Care / Support Center, Housing Assistance, Chore and Personal Care Assistance, Protective Supervision, Care Management, Respite, Transportation, Meal Services, Social Services, Communications Services
Nutrition
Nutrition services provide a vital link in maintaining the health of older Californians by preventing premature institutionalization and improving their overall quality of life. Participants are provided an opportunity to contribute to the cost of the meal. Meals must meet nutritional standards by providing a minimum of one-third of the Recommended Dietary Allowance (RDA).
Senior Companion Program
Senior Companion volunteers meet critical community needs and touch the lives of adults who need extra assistance to live independently in their own homes or communities. They serve frail older adults, adults with disabilities, those with terminal illnesses, and offer respite for caregivers.
Senior Companion volunteers assist their adult clients in basic but essential ways: • Provide respite for caregivers;
• Report physical or emotional changes to a care management team, doctor, family member;
• Offer companionship and friendship to isolated and frail adults;
• Assist with simple chores;
• Assist with grocery shopping and meal preparation;
• Read to the visually impaired;
• Prepare correspondence for the physically challenged;
• Provide transportation to medical and other appointments; and
• Add richness to their clients' lives.

California Agencies on Aging
County
Address
City
Zip
Phone

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Assisted Living Divider

Assisted Living Communities

Assisted Living Communities Your retirement planning should be based on understanding the options associated with Assisted living. As part of a retirement plan these options combine housing, support services and health care, as needed. Assisted living is a retirement service for individuals who require assistance with everyday activities such as meals, medication management or assistance, bathing, dressing and transportation. Some residents may have memory disorders including Alzheimer's, or they may need help with mobility, incontinence or other challenges of senior life. Residents are assessed to determine the level of service they may need. These retirement services generally include: 24/7 supervision, 3 meals a day, housekeeping, transportation, minor medical attention, personal care assistance, security and emergency call, exercise programs, social and educational activities. In addition some Assisted living communities may provide: gardens, libraries, and chapels.

Assisted living communities are operated by both profit and non-profit organizations. Pricing can range from $1000 to over $4,000 per month based on your location. There may be extra fees for special services.

Learn more about Assisted Living Communities here.

Assisted Living Communities

California Assisted Living

City
Zip
Community
Burlingame 94010 Atria Burlingame
Camarillo 93010 Atria Las Posas
Carmichael 95608 Atria El Camino Gardens
Covina 91722 Atria Covina
Daly City 94015 Atria Daly City
Davis 95616 Atria Covell Gardens
Encinitas 92024 Atria Encinitas South
Encinitas 92024 Atria Encinitas North
Irvine 92604 Atria Woodbridge
Irvine 92604 Atria Golden Creek
Mission Viejo 92692 Atria Del Sol
Novato 94947 Atria Tamalpais Creek
Palm Desert 92260 Atria Palm Desert
Palm Desert 92260 Atria Hacienda
Rancho Cucamonga 91730 Atria Del Rey
San Dimas 91773 Atria Rancho Park
San Jose 95125 Atria Willow Glen
San Jose 95126 Atria Chateau Gardens
San Juan Capistrano 92675 Atria San Juan
San Mateo 94403 Atria Hillsdale
Stockton 95219 Atria Bayside Landing
Sunnyvale 94087 Atria Sunnyvale
Thousand Oaks 91360 Atria Hillcrest
Walnut Creek 94595 Atria Valley View
Walnut Creek 94598 Atria Montego Heights
Viva! Communities

Cambridge Court

1621 E. Commonwealth Ave.
Fullerton, CA 92831

At Cambridge Court, residents may participate in many scheduled activities and recreational events...bingo, "senior topics" programs and physical fitness opportunities. Consistent and caring attention is paid to each resident.

Viva! Communities

Acacia Villas

1620 E. Chapman Ave.
Fullerton, CA 92831
Acacia Villas is located in a residential community known for its historic buildings and family-oriented events. The residential atmosphere is enhanced by the love and care shown to our residents.
  • Imperial Beach
Viva! Communities

Sun and Sea Manor

740 7th Street.
Imperial Beach

CA 91932

At Sun and Sea Manor, residents may participate in many scheduled activities and recreational events...bingo, "senior topics" programs and physical fitness opportunities. Consistent and caring attention is paid to each resident.
  • Newhall
Santa Clarita Valley

Pacifica Senior Living of Santa Clarita

24305 West Lyons Ave.
Newhall, CA 91321

Pacifica Senior Living is a quaint beautifully renovated assisted living and memory care community located in the Santa Clarita Valley.
Residents enjoy quality care, a friendly and caring staff, family atmosphere and a wonderful quality of life.
Santa Maria Assisted Living

Santa Maria Terrace

1405 E. Main Street
Santa Maria, CA 93454

Seniors who call Santa Maria Terrace home enjoy an independent atmosphere, while receiving support services as needed. On-site amenities and activities are an attraction for residents of Santa Maria Terrace.
California Assisted Living Communities

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Assisted Living Divider

Congregate Housing

Congregate Housing Congregate communities offer independent living in private separate apartments, and the opportunity to share activities of daily living with other residents as one chooses. They may offer rental or ownership units. Find congregate housing in the state below.

Learn more about Congregate Housing Here

California Congregate Housing
Name
Address
City
Zip

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California Department of Managed Health Care and HMO Rankings

California Department of Managed Health Care
(DMHC) regulates health care service plans.

DMHC assures healthcare laws are followed and that plan members get the right care at the right time.

Toll free number
1-888-466-2219
Complaint forms are at their website http://www.hmohelp.ca.gov


HMOs Ranking divider

HMOs Ranked

Award Winning HMOs

Find out if any HMOs in your area rank in the top 50.

HealthMatrix Research Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for an HMO and answers to Frequently Asked Questions. The site provides cost comparisons for over 200 Medicare health plans in 100 cities; a quick search feature for consumers to locate Medicare health plans; a convenient on-line form for requesting Medicare health plan information. The website does not provide health/medical information except for links to other such websites.

Guide to California Medicare HMOs

Published by California HealthCare Foundation and Consumers Union
Click to the site to review the guide.
Click Here to see the guide.

The foundation's functions include:

  • Improving clinical outcomes and quality of life for Californians with chronic disease.
  • Reducing barriers to efficient, affordable health care for the underserved.
  • Promoting greater transparency and accountability in California's health care system
  • Supporting the implementation of health reform and advancing the effectiveness of California's public coverage programs

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Directories Senior Housing Options divider

Senior Housing Options

Assisted Living

Housing Directory

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Discount Drugs

The Partnership for Prescription Assistance helps qualifying patients without prescription drug coverage get the medicines they need for free or nearly free. Program benefits and eligibility varies by state call 888.477.2669 to learn more

Find Low Drug Prices

Save money! Compare prescription drug prices for 1,000+ medications. You'll also see online pharmacy ratings and shipping fees so you can compare total costs.

Find Low Drug Prices from Verified Pharmacies
 
compare drug prices


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Insurance: Automobile

All Web Leads USinsurance.com

Auto Insurance

cost effective auto insurance

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Insurance: Life

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Insurance: Long Term Care

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future. To help protect your financial independence, as you grow older, many Long Term Care Insurance providers have plans that offer comprehensive benefits as well as a proven track record of claims payments and financial stability. You should review all your options carefully.

Insurance: Supplemental Health

Is Supplemental Health Insurance right for you?

Supplemental Health Insurance

Such insurance may be a good idea for you if fit one of the following situations.
  • You have limited savings
  • You are at higher risk for a major illness
  • Your health insurance coverage is limited
  • You want a bit more financial peace of mind

Supplemental Health Insurance provides benefits to mitigate medical expenses and other impacts due to a sickness or injury. Generally, it helps with expenses, such as your deductibles, that might not be handled your regular health insurance. Some supplemental policies may cover indirect expense, for example long distance medical travel.

Annuities 401K rollovers investments Divider

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Investments: Annuities, 401K Rollovers


Moving and Storage Divider

Moving and Storage Services

Make sure you have the information you need to protect your memories, money, and belongings from moving problems.

The best defense against moving difficulties is to be informed and aware of your options when choosing a reputable mover. While most household moves go smoothly, there are many pitfalls that you should be aware of. It can also be stressful, even under the best of circumstances. Use the checklist here to help guide you through the moving venture.

A key step is to read and understand all information provided by the mover. These should include the following basic documents as part of your move:

Estimates
The estimate should clearly describe, in writing, all charges for services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.

Order for Service
The order for service is a list of all the services the mover will perform and shows the dates your household goods will be picked up and delivered
.

Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of your belongings. You should be given a partially completed copy of the bill of lading before the mover leaves the residence at origin.

Inventory
The inventory is the receipt showing each item you shipped and its condition. Be sure you receive a written copy of the inventory after your household goods are loaded, and that you agree with its description of your household goods' condition

Moving Quote

Get state regulator help:

PUC Transportation Licensing and Enforcement Branch
415-703-2183

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Real Estate Agents: Buy or Sell

Whenever possible your inquiry goes to a Specialist trained to work with seniors from over 800 such specialists in our International referral network.

Having a Professional Specialist contact you, is just a click away! Fill out the inquiry form and we do the rest.

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Respite Care

Respite (In-Home) Services Respite means intermittent or regularly scheduled temporary non-medical care and/or supervision provided in the person's home. In-Home Respite services are support services which typically include: Assisting the family members to enable a person with developmental disabilities to stay at home; Providing appropriate care and supervision to protect that person's safety in the absence of a family member(s); Relieving family members from the constantly demanding responsibility of providing care; and Attending to basic self-help needs and other activities that would ordinarily be performed by the family member.

Respite services typically are obtained from a respite vendor. For more information about respite services contact a California Department of Developmental Services regional center representative. The ca=hart below provides some information for some San Diego County vendors.

Provider

Phone

Address

City/Zip

Kaiser Foundation Hospital Hospice Agency (619) 641-4100 10992 San Diego Mission Rd

San Diego 92108-2444

Palomar Pomerado Home Health
(760) 796-6800

1540 E Valley Pkwy

Escondido 92027-2316

Scripps Home Health Care Services
(858) 715-7300 9619 Chesapeake Dr San Diego 92123-1392

Aging in Place

Aging In Place

Aging in Place "Aging in place" is growing older without having to move. Aging in place with supportive services is one of the most desirable ways of aging. Aging in place can achieve efficiencies enabled by the customized care. Successful aging in place approaches focus on the provision of the most appropriate care for the specific individual. Thus avoiding wasted costs brought on by a "generic" care model.

An aging in place scenario, creates housing and health care options to provide support as defined by an individualís wishes and efforts to live independently. Aging in place can work best when it is employed as a part of a comprehensive plan for retirement and aging. A key step in implementing aging in place is to make your home aging friendly. As we age we don't hear so well, we sometimes forget or get confused and we can even outlive doctor's predictions about our longevity. So as long as we persist in growing older, why not arrange our homes to accommodate our reality. Incorporate memory triggers into the way we arrange cabinets and counters, add soft fabrics to muffle background noises, change appliances to better accommodate our short-comings.

Here is a book to help you make your homes senior-friendly.

Universal Design: A Step-by-Step Guide to Modifying Your Home for Comfortable, Accessible Living
The book, Universal Design: A Step-by-Step Guide to Modifying Your Home for Comfortable, Accessible Living by Barbara Krueger and Nika Stewart is a good place to start.With the book as a guide you can plan ahead for years before you critically need the advantages offered by the ideas in the book.

Also visit: the Universal Design Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD

If you want to learn more visit our Aging in place section .

Once you have an idea of the changes needed in the home, it is time to discuss the changes with a contractor/builder in your area. Below is a list of of such providers in your area.


California Aging In Place Contractors
Name
Address
City
Zip

Reverse Mortgage Divider

Reverse Mortgage Information

A FHA guaranteed Reverse Mortgage program enables older homeowners (62+) to 'borrow back' a portion of the equity in their home and convert it into cash while remaining in their home for as long as they want. They remain on title and do NOT have to make any loan payments for as long as they continue to live in the home and it remains their primary residence. When the last borrower sells, moves out or passes away, the loan becomes due. This enables many senior homeowners to age in place.

Learn more at:

- Senior Resource...Reverse Mortgage Overview

- Senior Resource...Finance Information


Reverse Mortgage Divider

State Licensing - Alzheimer's and Assisted Living

Alzheimer's State Regulations

Alzheimer's Unit Requirements set by
Department of Social Services
Community Care Licensing Division
(916) 657-2346

Alzheimer's Unit Requirements. Regulations were revised recently to permit secured perimeters for Alzheimer's residents. Facilities may opt to install delayed egress doors or lock perimeters. A special permit is required for these special units.


Assisted Living State Regulations

Assisted Living Regulatory Information
Department of Social Services
Community Care Licensing Division
(916) 657-2346



Residential Care Facilities For The Elderly is a housing arrangement chosen voluntarily where 75 percent of the residents are 60 years of age or older and where varying levels of care and supervision are provided. Facility staff may assist residents with the self-administration of medication.

Insurance State Regulations

Contact: Department of Insurance
300 Capitol Mall, #1500
Sacramento, CA 85814
916.445.5544
1.800.927.4357

The Consumer Services Division (CSD) handles inquiries, responds to consumer complaints in regards to claims handling practices, rating and underwriting issues.

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California Miscellaneous Resources

  • Medi-Cal Investigations - 800.822.6222

  • Mobilhome Ombudsman (for health and safety mediation): (800) 952-5275
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Taxes

  • Property Tax Postponement Program

    2011 Legislation allows each county, if they wish, to implement a property tax postponement program for properties located in their county. Please contact your county tax collector to inquire if they have created a voluntary county-run property tax postponement program. Learn more from the Board of Equalization's website.

  • Personal Income Tax:

    Tax Rate: 1% to 9.3%
    Six income brackets from $5,834 the lowest to $38,291 the highest.
    Joint filers pay twice the tax for half the income.
    Tax Credits: Single - $80, married - $160, Dependents - $251, 65 or older $65
    Standard Deduction: $3004 for a single person, $6008 for a married couple filing jointly
    Federal Income Tax Deduction: 0.
    Public Pension Exclusion: $40 for military.
    Private Pension Exclusion: none.
    Social Security Exemption: full.

  • Inheritance Tax: None
  • Sales Tax: 7.25% (up to 8.25% with additional County or City taxes)
    Food and prescription drugs exempt
  • For further information The California Franchise Tax Board
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