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... by State - Colorado

Senior Resources Divider
Placement Referral Help for Seniors Divider

State Guru

 On this state page you will find resources, senior housing, and senior lifestyle opportunities. Such items address Seniors' needs from Active Communities to Assisted Living along with Insurance, Medical and Financial Planning information.
We attempt to keep the state unique information current. To accomplish this we encourage individuals to become a state "guru".

If you are aware of any changes that need to be made or might want to become a guru with its related rewards, please let us know via the email or address at the bottom of this page.

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Bookmark seniorresource.com before clicking on any of our many links so you can come back to find more information!

After Mom Moves

After Mom Moves

After Mom Moves
AFTER MOM MOVES

Are you trying to manage the resources from afar?

  You may benefit from Seniors Real Estate Coordination
- Property preparation for sale - Estate clean out - No hassle transitions
- Communication with family & professional advisors - Home sale and closing
To contact a Seniors Real Estate Professional click HERE
NO extra fees or obligation

Agencies on Aging

Agencies on Aging

Adult Resources for Care and Help (ARCH) is Colorado's Aging and Disability Resource Center (ADRC). The mission of the Colorado ARCH Program is to provide a coordinated and streamlined access point to long term care services and support for adults age 60 and over, or age 18 and over living with a disability, and their caregivers. ARCH empowers older adults, adults with disabilities, and care givers to navigate health and long term care options.

Colorado Aging and Adult Services
Department of Social Services
1575 Sherman Street, 4th Floor
Denver CO 80203-1714
303.866.3851

Selected Colorado Aging and Disability Resources:

Aid to the Needy Disabled (AND) Nutrition Program Adult Protective Services
Aid to the Blind (AB) Supportive Services Long-Term Care (LTC) Ombudsman Program

Colorado Supplement to AND/AB Caregiver Program Burial Assistance
Old Age Pension (OAP) Legal Assistance (LA) Program U.S. Repatriation
Home Care Allowance (HCA) Senior Community Service Employment Program (SCSEP) Money Management Program
Adult Foster Care (AFC)    
Learn more about these programs HERE

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Senior Apartments

You may choose to spend your golden years in a community designed especially for mature adults. Senior living facilities come in many sizes and shapes. Senior apartments are one such chose. A Senior Apartment allows you to take advantage of many amenities and personalized services without having to maintain a house and yard.

Senior apartments should be a consideration for older adults that can take care of themselves. Aside from age-restrictions these apartments are usually developed the same as standard apartments. Some of these apartments are also equipped with items such as hand rails and pull cords to make getting around and living easier. Also these apartments provide a community of elderly neighbors without the hassles of a larger home to manage. Properties can vary in terms of services but typically offer apartment living and services designed specifically for independent active seniors 55 and older. Since many of these residences are designed for active seniors, most do not offer meal service, housekeeping or medical services. Senior apartment complexes are usually located near senior centers, parks, shopping malls, golf courses and public transportation. Some provide van services to nearby shopping and needed services.

Senior apartments can be found in many communities, some are under federal housing guidelines and will only accept low income seniors, but most are privately owned. Many of the privately owned properties offer reduced rents to low-income tenants with assistance from Dept. of Housing Urban Development (HUD). You should be aware that senior apartments usually have a captured audience with a significant waiting lists period. The following table provides a listing of senior apartments in your state; those that may have subsidized units are identified with an "S" in the right hand column



Senior Apartment

Senior Apartments

Senior Apartments
Property
Address
City
ST
ZIP
S
    
Alzheimer's Living Regulations
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Alzheimer's Communities Regulations


Alzheimer's Unit Requirements set by
Department of Public Health
303.692.2846

Secured units for the purposes of serving residents with early state Alzheimer's disease are allowed.


Assisted Living Regulations divider

Assisted Living Regulations

Assisted Living Regulatory Information
Department of Public Health
303.692.2819

Assisted Living Homes provide assistance with activities of daily living, homemaker, and other supportive services. Some may be Medicaid certified.


Adult Day Care

Adult Day Care

Adult Day Care Adult Day Care programs provide an assortment of health, therapeutic, and social services to those at risk of being placed in a nursing environment. Adult Day Care services support elderly individuals who lack full independence but who do not need 24-hour nursing care. Services may include therapeutic and social activities designed to meet and enhance the participant's level of functioning through individual plans of care. Such Adult Day Care services generally provide support, respite and education for caregivers.

A typical Adult Day Care center operates 10 - 12 hours per day and provides meals, social/recreational outings, and general supervision. Some Adult Day Care centers maintain a nurse on-site and may also provide transportation and personal care.

With the added support through participation in Adult Day Care, admission to rest homes or nursing homes may be delayed. Hence, participants may be able to remain at home with family members for a longer period of time. In addition the social stimulation and recreational activities often mitigate the decline of cognitive/physical functions.

Adult Day Care support also aids caregivers by providing respite services thus enabling caregivers to work or to have a break from their caregiving responsibilities.

Costs for services are usually less than a home health visit and significantly less than a skilled nursing facility. Daily fees for adult day services vary depending upon the services provided.

Learn more about Adult Day Care here.

Adult Day Care

Adult Day Care

Adult Day Care
Property
Address
City
ST
ZIP
    

Award Winning HMO's divider

Award Winning HMOs

Find out if any HMOs in your area rank in the top 50. HealthMatrix Research Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for an HMO and answers to Frequently Asked Questions.



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Directories - Senior Housing Options

Assisted Living

Housing Directory


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Drug Savings Programs and Medical Aids

Find Low Drug Prices

Save money! Compare prescription drug prices for 1,000+ medications. You'll also see online pharmacy ratings and shipping fees so you can compare total costs.

Find Low Drug Prices from Verified Pharmacies
 
compare drug prices


idiaper Divider

Incontinence Aid

An adult diaper (adult nappy) is an incontinence aid for those larger than an infant or toddler. Such adult diaper (adult nappy) may be necessary for adults with various conditions, such as incontinence, mobility impairment, severe diarrhea or dementia. Adult diapers (adult nappy)are made in various forms, including those resembling traditional child diapers, underpants, and pads resembling sanitary napkins (known as incontinence pads).

IDiaper offers premium incontinence products for those with such needs. IDiaper strives to carry all of the premium adult diapers and related incontinence products.

Feel free to call at 866-559-0353 or visit IDiaper


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seniorresource.com

 

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General Resource Information

Medigap and Medicare Insurance Divider

Health Insurance Counseling and Advocacy Program (HICAP)

Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided.
1.800.544.9181
303.894.7499 X 356
For more counseling information visit www.medicare.gov

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Insurance: Automobile

All Web Leads USinsurance.com

Auto Insurance

cost effective auto insurance

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Insurance: Life



 

Insurance, Long Term Care


Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future. To help protect your financial independence, as you grow older, many Long Term Care Insurance providers have plans that offer comprehensive benefits as well as a proven track record of claims payments and financial stability. You should review all your options carefully.

 

Medicaid does not give you choices! Learn How to Protect your Loved Ones with Long Term Care Insurance

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Investments: Annuities, 401K Rollovers



Assisted Living Communities

Assisted Living Communities

Assisted Living Communities Your retirement planning should be based on understanding the options associated with Assisted living. As part of a retirement plan these options combine housing, support services and health care, as needed. Assisted living is a retirement service for individuals who require assistance with everyday activities such as meals, medication management or assistance, bathing, dressing and transportation. Some residents may have memory disorders including Alzheimer's, or they may need help with mobility, incontinence or other challenges of senior life. Residents are assessed to determine the level of service they may need. These retirement services generally include: 24/7 supervision, 3 meals a day, housekeeping, transportation, minor medical attention, personal care assistance, security and emergency call, exercise programs, social and educational activities. In addition some Assisted living communities may provide: gardens, libraries, and chapels.

Assisted living communities are operated by both profit and non-profit organizations. Pricing can range from $1000 to over $4,000 per month based on your location. There may be extra fees for special services.

Learn more about Assisted Living Communities here.


Assisted  Living Communities

Assisted Living Communities

Assisted 
                Living Communities
Community
Address
City
ST
ZIP
    

Moving and Storage Divider

Moving and Storage Services

Make sure you have the information you need to protect your memories, money, and belongings from moving problems.

The best defense against moving difficulties is to be informed and aware of your options when choosing a reputable mover. While most household moves go smoothly, there are many pitfalls that you should be aware of. It can also be stressful, even under the best of circumstances. Use the checklist here to help guide you through the moving venture.

A key step is to read and understand all information provided by the mover. These should include the following basic documents as part of your move:

Estimates
The estimate should clearly describe, in writing, all charges for services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.

Order for Service
The order for service is a list of all the services the mover will perform and shows the dates your household goods will be picked up and delivered
.

Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of your belongings. You should be given a partially completed copy of the bill of lading before the mover leaves the residence at origin.


The inventory is the receipt showing each item you shipped and its condition. Be sure you receive a written copy of the inventory after your household goods are loaded, and that you agree with its description of your household goods' condition

Moving Quote

Get state regulator help:

PUC Transportation Safety and Compliance Unit303-894-2849


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Real Estate Agents: Buy or Sell

Interested in Buying or Selling
a Home or Condo?

Whenever possible your inquiry goes to a Specialist trained to work with seniors from over 800 such specialists in our International referral network.

Having a Professional Specialist contact you, is just a click away! Fill out the inquiry form and we do the rest.


Aging in Place

Aging In Place

Aging in Place "Aging in place" is growing older without having to move. Aging in place with supportive services is one of the most desirable ways of aging. Aging in place can achieve efficiencies enabled by the customized care. Successful aging in place approaches focus on the provision of the most appropriate care for the specific individual. Thus avoiding wasted costs brought on by a "generic" care model.

An aging in place scenario, creates housing and health care options to provide support as defined by an individualís wishes and efforts to live independently. Aging in place can work best when it is employed as a part of a comprehensive plan for retirement and aging. A key step in implementing aging in place is to make your home aging friendly. As we age we don't hear so well, we sometimes forget or get confused and we can even outlive doctor's predictions about our longevity. So as long as we persist in growing older, why not arrange our homes to accommodate our reality. Incorporate memory triggers into the way we arrange cabinets and counters, add soft fabrics to muffle background noises, change appliances to better accommodate our short-comings.

Here is a book to help you make your homes senior-friendly.

Universal Design: A Step-by-Step Guide to Modifying Your Home for Comfortable, Accessible Living
The book, Universal Design: A Step-by-Step Guide to Modifying Your Home for Comfortable, Accessible Living by Barbara Krueger and Nika Stewart is a good place to start.With the book as a guide you can plan ahead for years before you critically need the advantages offered by the ideas in the book.

Also visit: the Universal Design Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD

If you want to learn more visit our Aging in place section .

Once you have an idea of the changes needed in the home, it is time to discuss the changes with a contractor/builder in your area. Below is a list of of such providers in your area.



Aging in Place

Aging In Place Contractors

Aging In Place
Company
Address
City
ST
ZIP

Medicare Insurance Divider

State Department of Insurance

Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Division
1560 Broadway, Suite 850
Denver, CO 80202
303.894.7499 X356

Colorado State Taxes Divider

Taxes

  • Personal Income Tax: Tax Rate for all taxpayers: 4.63% of Federal taxable income
    Tax Credits: None
    Standard Deduction: None
    Federal Income Tax Deduction: None.
    Public Pension Exclusion: $20,000 for those 55-64 and 65+ exclude up to $24,000.
    Private Pension Exclusion: $20,000 for those 55-64 and 65+ exclude up to $24,000.
    Social Security Exemption: Same as for Federal.
  • Sales Tax: 2.9% (Food and prescription drugs exempt)
  • Property Tax: Available for older residents.
    For further information Colorado Department of Revenue.

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