
After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar? |
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You may benefit from Seniors
Real Estate Coordination |
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- Property preparation for sale - Estate
clean out - No hassle transitions |
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- Communication with family & professional
advisors - Home sale and closing |
To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation |

Agencies on Aging
Elderly Services Division
Department of Social Services
25 Sigourney Street
Hartford, Ct 06106-5033
1.800.994.9422 |
Alzheimer's Communities Regulations
Alzheimer's Units have no specified requirements
Department of Health,
Health Facilities Division
860.509.7400
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Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Health, Health Facilities Division
860.509.7400
Assisted Living Services Agencies provide nursing services
and assistance with activities of daily living to clients living
within a managed residential community. |

Adult Day Care
Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Award Winning HMOs
| Find out if any HMOs in your area rank in
the top 50. HealthMatrix Research
Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for
an HMO and answers to Frequently Asked Questions. | Discount Drugs
For information on your state's
prescription drug assistance program- 800.423.5026 Program benefits and
eligibility varies by state.

Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
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Health Insurance Counseling
and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.994.9422
For more counseling information visit www.medicare.gov
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Insurance: Automobile

Insurance: Life

Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully. |
Return to top
Investments: Annuities, 401K Rollovers


Lifecare Retirement Community
Pomperaug
Woods
80 Heritage Road
Southbury, CT 06488
203-262-6555
Toll Free 1-866-817-8935
www.pomperaugwoods.com
Nestled on 22 acres in historic Southbury,
Pomperaug Woods is a continuing care retirement community
for active and independent adults.
As a lifecare retirement community, Pomperaug
Woods provides independent living accommodations, in-home
assistance and access to skilled nursing care in a campus-like
setting.
Pomperaug Woods
Just like Family.
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Moving and Storage Services
Make sure you
have the information you need to protect
your memories, money, and belongings from moving problems.
The best defense against moving difficulties is to be informed and aware of your options when
choosing a reputable mover. While most household moves go smoothly, there are
many pitfalls that you should be aware of. It can also be stressful, even under
the best of circumstances. Use the checklist here to help guide you through the moving venture.
A key step is to read and understand all information provided by the mover. These should include the following basic documents
as part of your move:
Estimates
The estimate should clearly describe, in writing, all charges for
services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.
Order for Service
The order for service is a list of all the services the mover will perform and
shows the dates your household goods will be picked up and delivered.
Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of
your belongings. You should be given a partially completed copy of the bill of
lading before the mover leaves the residence at origin.
The inventory is the receipt showing each item you shipped and its condition.
Be sure you receive a written copy of the inventory after your household goods
are loaded, and that you agree with its description of your household goods'
condition
Get state regulator help:
| Department of Transportation, Regulatory and Compliance Unit | 860-594-2870 |
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry
goes to a Specialist trained to work with seniors from over 800 such specialists
in our International referral network. Having a Professional
Specialist contact you, is just a click away!
Fill out the inquiry form and we do the rest. |
Respite Services
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Provider
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Phone
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Address
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City/Zip
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The Atrium at Rocky Hill
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860.563.5588 |
1160 Elm Street |
Rocky Hill, 06067 |
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Aging In Place
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"Aging in place" is growing older without having to move. Aging in place with supportive services is one of the most desirable ways of aging. Aging in place can achieve efficiencies enabled by the customized care. Successful aging in place approaches focus on the provision of the most appropriate care for the specific individual. Thus avoiding wasted costs brought on by a "generic" care model. |
An aging in place scenario, creates housing and health care options to provide support as defined by an individualís wishes and efforts to live independently. Aging in place can work best when it is employed as a part of a comprehensive plan for retirement and aging. A key step in implementing aging in place is to make your home aging friendly. As we age we don't hear so well, we sometimes forget or get confused and we can even outlive doctor's predictions about our longevity. So as long as we persist in growing older, why not arrange our homes to accommodate our reality. Incorporate memory triggers into the way we arrange cabinets and counters, add soft fabrics to muffle background noises, change appliances to better accommodate our short-comings.
Here is a book to help you make your homes senior-friendly.
Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible Living |
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The
book, Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible Living by
Barbara Krueger and Nika Stewart is a good place to start.With the book as a guide you can plan
ahead for years before you critically need the advantages offered by the ideas
in the book. |
Also visit: the Universal Design Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our Aging in place section .
Once you have an idea of the changes needed in the home, it is time to discuss the changes with a contractor/builder in your area. Below is a list of of such providers in your area. |
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Aging In Place Contractors
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State Department of Insurance
Insurance regulations differ from state to state. Need
help with an insurance company provider? Want to know who writes Medigap
insurance in your state? Contact: Insurance Department PO Box 816
Hartford, CT 06142-0816 860.297.3863 |
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Personal Income Tax
Tax Rate: 3% to 4.5%
Two Income Brackets: Lowest - below $10,000 and above $10,000.
For joint returns taxes are twice the tax imposed on half the income.
Rates for joint returns: twice the tax imposed on half the income.
Personal Exemptions: $12,000 for a single person, $24,000
for a married couple
An additional tax credit is allowed from 75% to 0% based on state
adjusted gross income.
Exemtption amounts phase out until they are eliminated for households
earning over $52,500.
Standard Deduction: None.
Federal Income Tax Deduction: None.
Public Pension Exclusion: None.
Private Pension Exclusion: None.
Social Security Exemption: Below a threshold.
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Sales Tax: 6% (Food, prescription and non-prescription
drugs exempt)
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Want to add a community or resource?

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