After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Division of Aging
Department of Health and Social Services
1901North
Dupont Highway
2nd Floor Annex Admin. Bldg.
New Castle, DE 19720
302.577.4791
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Senior Apartments
You may choose to spend your golden years in
a community designed especially for mature adults. Senior living
facilities come in many sizes and shapes. Senior apartments
are one such chose. A Senior Apartment allows you to take advantage
of many amenities and personalized services without having to
maintain a house and yard.
Senior apartments should be a consideration for older adults
that can take care of themselves. Aside from age-restrictions
these apartments are usually developed the same as standard
apartments. Some of these apartments are also equipped with
items such as hand rails and pull cords to make getting around
and living easier. Also these apartments provide a community
of elderly neighbors without the hassles of a larger home
to manage. Properties can vary in terms of services but typically
offer apartment living and services designed specifically
for independent active seniors 55 and older. Since many of
these residences are designed for active seniors, most do
not offer meal service, housekeeping or medical services.
Senior apartment complexes are usually located near senior
centers, parks, shopping malls, golf courses and public transportation.
Some provide van services to nearby shopping and needed services.
Senior apartments can be found in many communities, some
are under federal housing guidelines and will only accept
low income seniors, but most are privately owned. Many of
the privately owned properties offer reduced rents to low-income
tenants with assistance from Dept. of Housing Urban Development
(HUD). You should be aware that senior apartments usually
have a captured audience with a significant waiting lists
period. The following table provides a listing of senior apartments
in your state; those that may have subsidized units are identified
with an "S" in the right hand column
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Senior
Apartments
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Property
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Address
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City
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ST
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ZIP
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S
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Alzheimer's Communities Regulations
Alzheimer's Units have
no specified requirements
Department of Health & Social Services
Division
of Public Health
302.577.6666
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Assisted Living Regulations
| Assisted Living Regulatory Information
Department of Health & Facilities Licensing and Certification
2055 Limestone
Road, Suite 200
Wilmington, DE 19808
302.577.6672
Assisted
Living Agencies is a fee-based residential arrangement for dependent and elderly
adults with disabilities that provides assistance with activities of daily living
and other services that promote the consumer's quality of life. |
Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic,
and social services to those at risk of being placed in a nursing
environment. Adult Day Care services support elderly individuals
who lack full independence but who do not need 24-hour nursing
care. Services may include therapeutic and social activities designed
to meet and enhance the participant's level of functioning through
individual plans of care. Such Adult Day Care services generally
provide support, respite and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day
and provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care,
admission to rest homes or nursing homes may be delayed. Hence,
participants may be able to remain at home with family members
for a longer period of time. In addition the social stimulation
and recreational activities often mitigate the decline of cognitive/physical
functions.
Adult Day Care support also aids caregivers by providing respite
services thus enabling caregivers to work or to have a break from
their caregiving responsibilities.
Costs for services are usually less than a home health visit and
significantly less than a skilled nursing facility. Daily fees
for adult day services vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Property
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Address
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City
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ST
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ZIP
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Award Winning HMOs
| Find out if any HMOs in your area rank in
the top 50. HealthMatrix Research
Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for
an HMO and answers to Frequently Asked Questions. |
The back button will bring you
back to Senior Resource after linking to other sites.
Drug and Prescription Savings and Assistance Programs
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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For information on your state's prescription drug
assistance program-
800.996.9969 ext. 17
Program benefits and eligibility varies by state.
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided.
1.800 336.9500
302.739.6266
For more counseling information visit www.medicare.gov
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Return to top
Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Return to top Investments: Annuities,
401K Rollovers
 
 
Assisted Living
Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Community
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Address
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City
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ST
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ZIP
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Moving and Storage Services
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll
bring a container right to you, and you can take as long as
you like to load it.
5% OFF 1st Month storage rental. 5%
Off long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO
CODE SR411 |
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*Available
for a limited time only at participating locations. Offer void
where prohibited by law. Please call for service locations.
Must mention promotional code at time of order. Cannot be combined
with any other offer. For local moves, 5% off first month's
storage. Additional mileage charges may apply if outside our
standard delivery area. For inter-franchise moves between two
different PODS company-owned and/or franchisee territories,
5% off first month's storage, administrative fees, and transportation
costs.
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Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry
goes to a Specialist trained to work with seniors from over 800 such specialists
in our International referral network.
Having a Professional
Specialist contact you, is just a click away! Fill
out the inquiry form and we do the rest. |
Aging In Place
 |
"Aging in place"
is growing older without having to move. Aging in place
with supportive services is one of the most desirable
ways of aging. Aging in place can achieve efficiencies
enabled by the customized care. Successful aging in place
approaches focus on the provision of the most appropriate
care for the specific individual. Thus avoiding wasted
costs brought on by a "generic" care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined
by an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of
a comprehensive plan for retirement and aging. A key step in
implementing aging in place is to make your home aging friendly.
As we age we don't hear so well, we sometimes forget or get
confused and we can even outlive doctor's predictions about
our longevity. So as long as we persist in growing older, why
not arrange our homes to accommodate our reality. Incorporate
memory triggers into the way we arrange cabinets and counters,
add soft fabrics to muffle background noises, change appliances
to better accommodate our short-comings.
Here is a book to help you make
your homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal
Design: A Step-by-Step Guide to Modifying Your Home for
Comfortable, Accessible Living by Barbara Krueger
and Nika Stewart is a good place to start.With the book
as a guide you can plan ahead for years before you critically
need the advantages offered by the ideas in the book. |
Also visit: the Universal Design
Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit
our Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a
contractor/builder in your area. Below is a list of of such
providers in your area.
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Aging In Place Contractors
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Company |
Address |
City |
ST |
ZIP |
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State Department of Insurance
Insurance regulations differ from state to state.
Need
help with an insurance company provider?
Want to know who writes Medigap
insurance in your state?
Contact: Insurance Department
Rodney Building
841 Silver Lake Boulevard
Dover, DE 19904
302.739.4251
1.800.282.8611
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- Personal Income Tax Tax Rate: 2.2% to 5.95%
Seven Income Brackets: Lowest is $5,000, Highest is $60,000
Tax Credits: $110 for a single person, $220 for a married
couple
Standard Deduction: None.
Medical/Dental Deduction: None.
Federal Income Tax Deduction: None.
Public Pension Exclusion:under 60, $2,000, 60+, $12,500
Private Pension Exclusion: 60 $2,000, 60+ $12,500
Social Security Exemption:Full
For further information Delaware Division of Revenue.
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