After Mom Moves
|
|
AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
|
|
You may benefit from Seniors
Real Estate Coordination
|
|
- Property preparation for sale - Estate
clean out - No hassle transitions
|
|
- Communication with family & professional
advisors - Home sale and closing
|
To contact a Seniors Real Estate Professional
click HERE |
|
|
NO extra fees or obligation
|
Agencies on Aging
Division of Aging Services
Department of Human Resources
2 Peachtree Street
NW Room 18.403
Atlanta, GA 30303
404.657.5258
|
Senior Apartments
You may choose to spend your golden years in
a community designed especially for mature adults. Senior living
facilities come in many sizes and shapes. Senior apartments
are one such chose. A Senior Apartment allows you to take advantage
of many amenities and personalized services without having to
maintain a house and yard.
Senior apartments should be a consideration for older adults
that can take care of themselves. Aside from age-restrictions
these apartments are usually developed the same as standard
apartments. Some of these apartments are also equipped with
items such as hand rails and pull cords to make getting around
and living easier. Also these apartments provide a community
of elderly neighbors without the hassles of a larger home
to manage. Properties can vary in terms of services but typically
offer apartment living and services designed specifically
for independent active seniors 55 and older. Since many of
these residences are designed for active seniors, most do
not offer meal service, housekeeping or medical services.
Senior apartment complexes are usually located near senior
centers, parks, shopping malls, golf courses and public transportation.
Some provide van services to nearby shopping and needed services.
Senior apartments can be found in many communities, some
are under federal housing guidelines and will only accept
low income seniors, but most are privately owned. Many of
the privately owned properties offer reduced rents to low-income
tenants with assistance from Dept. of Housing Urban Development
(HUD). You should be aware that senior apartments usually
have a captured audience with a significant waiting lists
period. The following table provides a listing of senior apartments
in your state; those that may have subsidized units are identified
with an "S" in the right hand column
|
|
|
Senior
Apartments
|
 |
|
Property
|
Address
|
City
|
ST
|
ZIP
|
S
|
Alzheimer's Care Communities
1925 Century Blvd. Suite 10
Atlanta, GA 30345
404.728.1181
The Georgia Chapter of the Alzheimer's Association has information
on their website at http://www.alzga.org
as well as a 24/7 help line.
1.800.272.3900 |
Alzheimer's Communities Regulations
Alzheimer's Unit requirements are not separately specified
Department of Human Resources
Personal Care Home Program
404.657.4076
|
Assisted Living Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here.
|
|
|
Assisted
Living Communities
|
|
|
Community
|
Address
|
City
|
ST
|
ZIP
|
|
Assisted Living Regulations
|
Assisted Living Regulatory Information
Department of Human Resources
Personal Care Home Program
404.657.4076
Personal Care Homes provide housing, food services, and one
or more personal services, including supervision of self-administered
medication, assistance with ambulation and transfers, and essential
activities of daily living such as eating, bathing, grooming,
dressing, and toileting. Residents must be ambulatory and not
bedridden or require continuous medical or nursing care and treatment.
|
Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
|
|
Adult
Day Care
|
|
|
Property
|
Address
|
City
|
ST
|
ZIP
|
|
Award Winning HMOs
|
Find out if any HMOs in your area rank in the top 50.
HealthMatrix Research Inc. ranks HMOs, provides price comparisons,
tips to ask when shopping for an HMO and answers to Frequently
Asked Questions.
|
Communities - Non-Age Restricted
Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+ medications.
You'll also see online pharmacy ratings and shipping fees so
you can compare total costs.
|
iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
|
General Resources for Retirees
- South Eastern Retirement
offers information and articles that focus on Virginia, North Carolina,
South Carolina, Georgia and Florida retiree interests.
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.669.8387
For more counseling information visit www.medicare.gov
|
Return to top
Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
|
Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with
eating, bathing, dressing, and other physical activities. Long-term
care insurance can help pay for such care in the future. To
help protect your financial independence, as you grow older,
many Long Term Care Insurance providers have plans that offer
comprehensive benefits as well as a proven track record of claims
payments and financial stability. You should review all your
options carefully.
|
Return to top
Investments: Annuities,
401K Rollovers
 
 
Moving and Storage Services
Make sure you
have the information you need to protect
your memories, money, and belongings from moving problems.
The best defense against moving difficulties is to be informed and aware of your options when
choosing a reputable mover. While most household moves go smoothly, there are
many pitfalls that you should be aware of. It can also be stressful, even under
the best of circumstances. Use the checklist here to help guide you through the moving venture.
A key step is to read and understand all information provided by the mover. These should include the following basic documents
as part of your move:
Estimates
The estimate should clearly describe, in writing, all charges for
services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.
Order for Service
The order for service is a list of all the services the mover will perform and
shows the dates your household goods will be picked up and delivered.
Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of
your belongings. You should be given a partially completed copy of the bill of
lading before the mover leaves the residence at origin.
The inventory is the receipt showing each item you shipped and its condition.
Be sure you receive a written copy of the inventory after your household goods
are loaded, and that you agree with its description of your household goods'
condition
Get state regulator help:
| Public Service Commission, Transportation Division | 404-463-4355 |
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
|
Senior Day Care
Aging In Place
 |
"Aging in place" is growing older without having to move. Aging in place with supportive services is one of the most desirable ways of aging. Aging in place can achieve efficiencies enabled by the customized care. Successful aging in place approaches focus on the provision of the most appropriate care for the specific individual. Thus avoiding wasted costs brought on by a "generic" care model. |
An aging in place scenario, creates housing and health care options to provide support as defined by an individualís wishes and efforts to live independently. Aging in place can work best when it is employed as a part of a comprehensive plan for retirement and aging. A key step in implementing aging in place is to make your home aging friendly. As we age we don't hear so well, we sometimes forget or get confused and we can even outlive doctor's predictions about our longevity. So as long as we persist in growing older, why not arrange our homes to accommodate our reality. Incorporate memory triggers into the way we arrange cabinets and counters, add soft fabrics to muffle background noises, change appliances to better accommodate our short-comings.
Here is a book to help you make your homes senior-friendly.
Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible Living |
|
The
book, Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible Living by
Barbara Krueger and Nika Stewart is a good place to start.With the book as a guide you can plan
ahead for years before you critically need the advantages offered by the ideas
in the book. |
Also visit: the Universal Design Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our Aging in place section .
Once you have an idea of the changes needed in the home, it is time to discuss the changes with a contractor/builder in your area. Below is a list of of such providers in your area. |
|
Aging In Place Contractors
|
|
|
Company |
Address |
City |
ST |
ZIP |
|
State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
2 Martin L. King, Jr. Drive
716 West Tower
Atlanta, GA 30334
404.656.2056 |
Taxes
- Personal Income Tax
- Tax Rate: 1% to 6%
- Six income brackets: For singles $1000 (lowest) to $10,000
(highest).
Couples filing separately pay the same rates as singles for incomes
from $500 to $5,000.
Married couples filing jointly are in brackets with the lowest $1,000
and the highest $10,000.
- Personal Exemptions: $2,700 for singles, $5,400 for a married
couple.
- Standard Deduction: $2,300 for a single person, $3,000
for a couple filing jointly and up to $4,000 in earned income.Over
65, $700 additional per person.
- Medical/Dental Deduction Same as Federal.
- Federal Income Tax Deduction: 0.
- Public Pension Exclusion: $35,000 for persons over 62.
- Private Pension Exclusion: $35,000 for persons over 62.
- Social Security Exemption: Full.
- Sales Tax: 4% (food and prescription drugs exempt)
- Property Tax: Some relief is available for residents 62+ and
65+ with incomes under $10,000.
Home | Housing Choices
| Aging in Place | Finance
| Insurance | Senior
Bazaar™
Law Info | Resources
by State | Humor | Free
E-zine | Aging Process | Medical
Info
Senior Education | Business-to-Business
| To Advertise | About
Us
|
©1996-2013 seniorresource.com,
ALL RIGHTS RESERVED.
4521 Campus Dr. #131
Irvine, CA 92612
|
|
