before clicking on any of our many links so you can come back to find
After Mom Moves
you trying to manage the resources from afar?
You may benefit from Seniors
Real Estate Coordination
- Property preparation for sale - Estate
clean out - No hassle transitions
- Communication with family & professional
advisors - Home sale and closing
To contact a Seniors Real Estate Professional
NO extra fees or obligation
Agencies on Aging
| Division of Aging
and Home Services
402 West Washington Street
P.O. Box 7083
Indianapolis, IN 46207-7083
Alzheimer's Communities Regulations
Alzheimer's Unit Requirements set by
Department of Health, Division of Regulations
And Information Services
Alzheimer's unit have specific guidelines and must have at
least one employee on duty at all times.
Assisted Living Regulations
Assisted Living Regulatory Information
Department of Health, Division of Regulations
And Information Services
Residential Care Facilities register with the Family and Social
Services Administration (FSSA). Residential Care Facility provides
room, food, laundry, and occasional assistance in activities
of daily living for residents who need less service than the
degree of service provided by a Comprehensive Care Facility
(a health facility that provides nursing care, room, administration
of medications, and that may provide rehabilitative and restorative
therapies under the order of an attending physician).
Assisted Living Communities
3109 East Bristol Street
Elkhart, IN 46514
Atria Eastlake Terrace offers an active, care-free lifestyle for
today's seniors. Our independent atmosphere and assisted living
care plans compliment the support services residents need to enhance
their quality of life.
530 Tanglewood Lane
Mishawaka, IN 46545
Atria Tanglewood Trace is nestled in a tranquil, wooded area along
the banks of Juday Creek. Residents customize their apartments
with cherished possessions, while choosing to enjoy community
activities and amenities.
Adult Day Care
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here.
Award Winning HMOs
Find out if any HMOs in your area rank in the top 50.
HealthMatrix Research Inc. ranks HMOs, provides price comparisons,
tips to ask when shopping for an HMO and answers to Frequently
The back button will bring you back to Senior
Resource after linking to other sites.
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
An adult diaper (adult nappy) is an incontinence aid for those larger than an infant or toddler. Such adult diaper (adult nappy) may be necessary for adults with various conditions, such as incontinence, mobility impairment, severe diarrhea or dementia. Adult diapers (adult nappy)are made in various forms, including those resembling traditional child diapers, underpants, and pads resembling sanitary napkins (known as incontinence pads).
For information on your state's prescription drug assistance
Program benefits and eligibility varies by state.
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided.
For more counseling information visit www.medicare.gov
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Insurance, Long Term Care
Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Investments: Annuities, 401K Rollovers
Moving Help and Supplies
Make sure you
have the information you need to protect
your memories, money, and belongings from moving problems.
The best defense against moving difficulties is to be informed and aware of your options when
choosing a reputable mover. While most household moves go smoothly, there are
many pitfalls that you should be aware of. It can also be stressful, even under
the best of circumstances. Use the checklist here to help guide you through the moving venture.
A key step is to read and understand all information provided by the mover. These should include the following basic documents
as part of your move:
The estimate should clearly describe, in writing, all charges for
services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.
Order for Service
The order for service is a list of all the services the mover will perform and
shows the dates your household goods will be picked up and delivered.
Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of
your belongings. You should be given a partially completed copy of the bill of
lading before the mover leaves the residence at origin.
The inventory is the receipt showing each item you shipped and its condition.
Be sure you receive a written copy of the inventory after your household goods
are loaded, and that you agree with its description of your household goods'
Get state regulator help:
|Department of Revenue||317-615-7285
A daily, with a regular column (once or twice a month) called
Senior Moments for your education and enjoyment.
It is authored by Lyle Fisel a Financial Planner.
Indiana Senior Living Guide
Your complete guide to Indiana housing choices, healthcare
options and retirement living needs for the mature adult.
For a free copy email
email@example.com or call 480.443.7750.
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
Aging In Place
||"Aging in place"
is growing older without having to move. Aging in place with
supportive services is one of the most desirable ways of aging.
Aging in place can achieve efficiencies enabled by the customized
care. Successful aging in place approaches focus on the provision
of the most appropriate care for the specific individual.
Thus avoiding wasted costs brought on by a "generic"
An aging in place scenario, creates
housing and health care options to provide support as defined by
an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of a
comprehensive plan for retirement and aging. A key step in implementing
aging in place is to make your home aging friendly. As we age we
don't hear so well, we sometimes forget or get confused and we can
even outlive doctor's predictions about our longevity. So as long
as we persist in growing older, why not arrange our homes to accommodate
our reality. Incorporate memory triggers into the way we arrange
cabinets and counters, add soft fabrics to muffle background noises,
change appliances to better accommodate our short-comings.
Here is a book to help you make your
Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
||The book, Universal Design:
A Step-by-Step Guide to Modifying Your Home for Comfortable,
Accessible Living by Barbara Krueger and Nika Stewart
is a good place to start.With the book as a guide you can
plan ahead for years before you critically need the advantages
offered by the ideas in the book.
Also visit: the Universal Design Living
Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our
Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a contractor/builder
in your area. Below is a list of of such providers in your area.
Aging In Place Contractors
State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
311 West Washington Street, Suite 300
Indianapolis, IN 46204
- Personal Income Tax
Tax Rate: Flat rate of 3.4% of federal adjusted gross income.
Personal Exemptions: $1,000 for singles and $2,000 for married
Standard Deduction: 0.
Medical/Dental Deduction 0.
Federal Income Tax Deduction: 0.
Public Pension Exclusion: $2,000 for federal over 62 and
military over 60.
Private Pension Exclusion: 0.
Social Security Exemption: Full.
- Sales Tax: 6% (Food and prescription drugs exempt)
For further information Indiana
Department of Revenue.