After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Department on Aging
State Office Building
301 Centennial Mall South
Lincoln, NE 68509-5044
402.471.2306
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Alzheimer's Communities Regulations
Alzheimer's Unit Requirements set by
Department of Health and Human Services,
Division of Regulations and Licensure
402.471.2946
Facilities must provide specially-trained staff, prepare service
agreements and provide a physical environment that conforms to
and accommodates the special needs.
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Senior Apartments
You may choose to spend your golden years in
a community designed especially for mature adults. Senior living
facilities come in many sizes and shapes. Senior apartments
are one such chose. A Senior Apartment allows you to take advantage
of many amenities and personalized services without having to
maintain a house and yard.
Senior apartments should be a consideration for older adults
that can take care of themselves. Aside from age-restrictions
these apartments are usually developed the same as standard
apartments. Some of these apartments are also equipped with
items such as hand rails and pull cords to make getting around
and living easier. Also these apartments provide a community
of elderly neighbors without the hassles of a larger home
to manage. Properties can vary in terms of services but typically
offer apartment living and services designed specifically
for independent active seniors 55 and older. Since many of
these residences are designed for active seniors, most do
not offer meal service, housekeeping or medical services.
Senior apartment complexes are usually located near senior
centers, parks, shopping malls, golf courses and public transportation.
Some provide van services to nearby shopping and needed services.
Senior apartments can be found in many communities, some
are under federal housing guidelines and will only accept
low income seniors, but most are privately owned. Many of
the privately owned properties offer reduced rents to low-income
tenants with assistance from Dept. of Housing Urban Development
(HUD). You should be aware that senior apartments usually
have a captured audience with a significant waiting lists
period. The following table provides a listing of senior apartments
in your state; those that may have subsidized units are identified
with an "S" in the right hand column
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Senior
Apartments
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Property
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Address
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City
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ST
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ZIP
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S
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Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Health and Human Services,
Division of Regulations and Licensure
402.471.2946
Assisted Living Facilities provide 24-hour consecutive accommodation,
board, and an array of services for assistance with or provision
of personal care, activities of daily living, health maintenance
activities, or other supportive services.
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Property
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Address
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City
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ST
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ZIP
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Award Winning HMOs
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Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
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Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
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General Resources
- Generations Magazine, Nebraska and Western Iowa's
50+ Magazine
For Omaha, Council Bluffs, Lincoln, Bellevue, Papillion, LaVista
Ralston, Blair, Gretna, Elkhorn, Ashland, Wahoo and Waverly
jimnegen@aol.com
Featuring information from seniorresource.com
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.234.7119
402.471.3301
For more counseling information visit www.medicare.gov
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Return to top
Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Return to top
Investments: Annuities, 401K Rollovers
 
 
Assisted Living Communities
 Your
retirement planning should be based on understanding the options
associated with Assisted living. As part of a retirement plan these
options combine housing, support services and health care, as needed.
Assisted living is a retirement service for individuals who require
assistance with everyday activities such as meals, medication management
or assistance, bathing, dressing and transportation. Some residents
may have memory disorders including Alzheimer's, or they may need
help with mobility, incontinence or other challenges of senior life.
Residents are assessed to determine the level of service they may
need. These retirement services generally include: 24/7 supervision,
3 meals a day, housekeeping, transportation, minor medical attention,
personal care assistance, security and emergency call, exercise
programs, social and educational activities. In addition some Assisted
living communities may provide: gardens, libraries, and chapels.
Assisted living communities are operated by both profit
and non-profit organizations. Pricing can range from $1000 to over
$4,000 per month based on your location. There may be extra fees
for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Community
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Address
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City
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ST
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ZIP
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Moving Help and Supplies
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll bring
a container right to you, and you can take as long as you like to
load it.
5% OFF 1st Month storage rental. 5% Off
long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO CODE
SR411 |
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*Available
for a limited time only at participating locations. Offer void where
prohibited by law. Please call for service locations. Must mention
promotional code at time of order. Cannot be combined with any other
offer. For local moves, 5% off first month's storage. Additional
mileage charges may apply if outside our standard delivery area.
For inter-franchise moves between two different PODS company-owned
and/or franchisee territories, 5% off first month's storage, administrative
fees, and transportation costs.
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Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place
with supportive services is one of the most desirable ways
of aging. Aging in place can achieve efficiencies enabled
by the customized care. Successful aging in place approaches
focus on the provision of the most appropriate care for
the specific individual. Thus avoiding wasted costs brought
on by a "generic" care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined
by an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of
a comprehensive plan for retirement and aging. A key step in implementing
aging in place is to make your home aging friendly. As we age
we don't hear so well, we sometimes forget or get confused and
we can even outlive doctor's predictions about our longevity.
So as long as we persist in growing older, why not arrange our
homes to accommodate our reality. Incorporate memory triggers
into the way we arrange cabinets and counters, add soft fabrics
to muffle background noises, change appliances to better accommodate
our short-comings.
Here is a book to help you make your
homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal Design:
A Step-by-Step Guide to Modifying Your Home for Comfortable,
Accessible Living by Barbara Krueger and Nika Stewart
is a good place to start.With the book as a guide you can
plan ahead for years before you critically need the advantages
offered by the ideas in the book. |
Also visit: the Universal Design
Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our
Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a contractor/builder
in your area. Below is a list of of such providers in your area.
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Aging In Place Contractors
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Company |
Address |
City |
ST |
ZIP |
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
Terminal Building
941 "O" Street, Suite 400
Lincoln, NE 68508
402.471.2201
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Taxes
- Personal Income Tax
Tax Rate Range: 2.51% to 6.68%.
Four income brackets: Lowest is $2,400, highest is $26,500
For couples filing jointly the rate applies to incomes under $4,000
and over $46,750.
There are automatic adjustments of brackets for inflation.
Personal Tax Credits: $94 for singles and $188 for marrieds
Standard Deduction: Same as federal.
Medical/Dental Deduction Same as federal.
Federal Income Tax Deduction: Full.
Public Pension Exclusion: 0.
Private Pension Exclusion: 0.
Social Security Exemption: Same as federal.
- Sales Tax: 5% (Food and prescription drugs exempt)
Local option taxes could add an additional 1.5%
For further information Nebraska Department of Revenue.
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