After Mom Moves
|
|
AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
|
|
You may benefit from Seniors
Real Estate Coordination
|
|
- Property preparation for sale - Estate
clean out - No hassle transitions
|
|
- Communication with family & professional
advisors - Home sale and closing
|
To contact a Seniors Real Estate Professional
click HERE |
|
|
NO extra fees or obligation
|
Agencies on Aging
Department of Human
Services
Aging Services Division
312 NE 28th Street
Oklahoma City, OK 73125
405.521.2327
|
Senior Apartments
You may choose to spend your golden years in
a community designed especially for mature adults. Senior living
facilities come in many sizes and shapes. Senior apartments
are one such chose. A Senior Apartment allows you to take advantage
of many amenities and personalized services without having to
maintain a house and yard.
Senior apartments should be a consideration for older adults
that can take care of themselves. Aside from age-restrictions
these apartments are usually developed the same as standard
apartments. Some of these apartments are also equipped with
items such as hand rails and pull cords to make getting around
and living easier. Also these apartments provide a community
of elderly neighbors without the hassles of a larger home
to manage. Properties can vary in terms of services but typically
offer apartment living and services designed specifically
for independent active seniors 55 and older. Since many of
these residences are designed for active seniors, most do
not offer meal service, housekeeping or medical services.
Senior apartment complexes are usually located near senior
centers, parks, shopping malls, golf courses and public transportation.
Some provide van services to nearby shopping and needed services.
Senior apartments can be found in many communities, some
are under federal housing guidelines and will only accept
low income seniors, but most are privately owned. Many of
the privately owned properties offer reduced rents to low-income
tenants with assistance from Dept. of Housing Urban Development
(HUD). You should be aware that senior apartments usually
have a captured audience with a significant waiting lists
period. The following table provides a listing of senior apartments
in your state; those that may have subsidized units are identified
with an "S" in the right hand column
|
|
|
Senior
Apartments
|
 |
|
Property
|
Address
|
City
|
ST
|
ZIP
|
S
|
Alzheimer's Communities Regulations
Alzheimer's Unit Requirements set by
Department of Health, Residential Care Division
405.271.6868
Alzheimer's Units may be a special care unit and must outline
the scope of services provided within the unit and outline specific
staffing to address the needs of the population.
|
Assisted Living Regulations
|
Assisted Living Regulatory Information
Department of Health, Residential Care Division
405.271.6868
Assisted Living Centers. An Assisted Living Center is
a home or establishment offering, coordinating, or providing services
to two-or-more persons who, by choice or functional impairment,
need or may need assistance with personal care or nursing supervision;
intermittent or unscheduled nursing care; medication assistance;
and assistance with transfer and/or ambulation. Providers may
define their scope of services, admission criteria and the nature
of the residents they serve. Facilities may provide assistance
with personal care; nursing supervision; intermittent or unscheduled
nursing care; medication administration; assistance with cognitive
orientation and assistance with transfer or ambulation.
|
Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
|
|
Adult
Day Care
|
|
|
Property
|
Address
|
City
|
ST
|
ZIP
|
|
Award Winning HMOs
|
Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
|
Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
|
iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
|
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.763.2828
405.521.6628
For more counseling information visit www.medicare.gov
|
Return to top
Housing Guides
 |
Find a retirement community, assisted living,
nursing home, Alzheimer's care, home care, hospice and other senior
products & services online at
www.NewLifeStyles.com or in print by calling 800-869-9549.
|
Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
|
Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
|
Return to top
Investments: Annuities, 401K Rollovers
 
 
Medical Informational Record Services
Is your medical information
available to your caregiver??
-
A Personal Health Record for Caregivers
-
Keep track of all your medications and allergies
-
Carry your legal directives such as DNR,
living will with you!
-
Attach your x-rays, test results and more!
-
Keep track of all your insurance claims
in one place
Here is how you can make it happen!
 
|
Assisted Living Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here.
|
|
|
Assisted
Living Communities
|
|
|
Community
|
Address
|
City
|
ST
|
ZIP
|
|
Moving Help and Supplies
 |
Move it. Store it. And save
|
|
PODS has made moving and storage easy and convenient. We’ll bring
a container right to you, and you can take as long as you like to
load it.
5% OFF 1st Month storage rental. 5% Off
long-distance moves.
|
Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
|
Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
|
|
Start Saving
Now 
|
OR call 866-767-PODS and mention PROMO CODE
SR411 |
|
|
*Available
for a limited time only at participating locations. Offer void where
prohibited by law. Please call for service locations. Must mention
promotional code at time of order. Cannot be combined with any other
offer. For local moves, 5% off first month's storage. Additional
mileage charges may apply if outside our standard delivery area.
For inter-franchise moves between two different PODS company-owned
and/or franchisee territories, 5% off first month's storage, administrative
fees, and transportation costs.
|
Placement Referral Help for Seniors
A
Place for Mom
FREE nationwide referral service helping
families find nursing homes, assisted living, Alzheimer's
care, retirement communities, home care, and other senior
care options.
Our experienced Eldercare Advisors have assisted thousands
of families with the difficult task of selecting senior care
Start your search today:
online
assessment form.
|
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our
International referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
|
State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
PO Box 53408
Oklahoma City, OK 73152-3408
1.800.522.0071
405.521.6628
|
Taxes
- Personal Income Tax
Tax Rate Range: 0.5% to 6.65%.
Eight income brackets: Lowest is $1,000, highest is $10,000
Personal Exemptions: $1,000 for singles and $2,000 for
marrieds.
Those over 65 take an additional exemption of $1,000.
Standard Deduction: $1,000 for singles, $2,000 for marrieds
filing jointly.
Marrieds filing separately get a deduction of $500 to $1,000.
Medical/Dental Deduction Federal amount.
Federal Income Tax Deduction: If take full deduction, higher
rates apply to remaining taxable income.
Public Pension Exclusion: $10,000.
Private Pension Exclusion: $10,000.
Social Security Exemption: Full.
- Sales Tax: 4.5% (Prescription drugs exempt.)
Local jurisdictions may levy additional taxes
For further information Oklahoma Tax Commission .
Home | Housing Choices
| Aging in Place | Finance
| Insurance | Senior
Bazaar™
Law Info | Resources
by State | Humor | Free
E-zine | Aging Process | Medical
Info
Senior Education | Business-to-Business
| To Advertise | About
Us
|
©1996-2010 seniorresource.com,
ALL RIGHTS RESERVED.
4521 Campus Dr. #131
Irvine, CA 92612
|
|
