After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Office of Adult Services
and Aging
700 Governors Drive
Pierre, SD 57501-2291
605.773.3656
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Senior Apartments
You may choose to spend your golden years in
a community designed especially for mature adults. Senior living
facilities come in many sizes and shapes. Senior apartments
are one such chose. A Senior Apartment allows you to take advantage
of many amenities and personalized services without having to
maintain a house and yard.
Senior apartments should be a consideration for older adults
that can take care of themselves. Aside from age-restrictions
these apartments are usually developed the same as standard
apartments. Some of these apartments are also equipped with
items such as hand rails and pull cords to make getting around
and living easier. Also these apartments provide a community
of elderly neighbors without the hassles of a larger home
to manage. Properties can vary in terms of services but typically
offer apartment living and services designed specifically
for independent active seniors 55 and older. Since many of
these residences are designed for active seniors, most do
not offer meal service, housekeeping or medical services.
Senior apartment complexes are usually located near senior
centers, parks, shopping malls, golf courses and public transportation.
Some provide van services to nearby shopping and needed services.
Senior apartments can be found in many communities, some
are under federal housing guidelines and will only accept
low income seniors, but most are privately owned. Many of
the privately owned properties offer reduced rents to low-income
tenants with assistance from Dept. of Housing Urban Development
(HUD). You should be aware that senior apartments usually
have a captured audience with a significant waiting lists
period. The following table provides a listing of senior apartments
in your state; those that may have subsidized units are identified
with an "S" in the right hand column
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Senior
Apartments
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Property
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Address
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City
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ST
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ZIP
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S
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Alzheimer's Communities Regulations
Alzheimer's Unit requirements are not separately specified
Department of Health,
Office of Health Care Facilities Licensure and Certification
605.773.3364 |
Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Health, Office of Health Care
Facilities Licensure and Certification
605.773.3364
Assisted Living Centers. Assisted Living Centers provide
personal care and services which met some need beyond basic provision
of food, shelter, and laundry to five or more persons in a free-standing,
physically separated facility. Facilities must provide supportive
services, activities, and services to meet the spiritual needs
of residents. Facilities must also provide for the availability
of physician services. Before admission, residents must be in
reasonably good health and free from communicable disease, chronic
illness, or disability which would require any services beyond
supervision, cueing, or limited lands-on physical assistance to
carry out normal activities of daily living and instrumental activities
of daily living. Facilities may not admit or retain residents
who require more than intermittent nursing care or rehabilitation
services. Facilities that admit or retain residents who require
administration of medications must employ or contract with a licensed
nurse.
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Property
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Address
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City
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ZIP
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Award Winning HMOs
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Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
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Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.822.8804
605.773.3656
For more counseling information visit www.medicare.gov |
Return to top
Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Return to top
Investments: Annuities, 401K Rollovers
 
 
Assisted Living Communities
 Your
retirement planning should be based on understanding the options
associated with Assisted living. As part of a retirement plan these
options combine housing, support services and health care, as needed.
Assisted living is a retirement service for individuals who require
assistance with everyday activities such as meals, medication management
or assistance, bathing, dressing and transportation. Some residents
may have memory disorders including Alzheimer's, or they may need
help with mobility, incontinence or other challenges of senior life.
Residents are assessed to determine the level of service they may
need. These retirement services generally include: 24/7 supervision,
3 meals a day, housekeeping, transportation, minor medical attention,
personal care assistance, security and emergency call, exercise
programs, social and educational activities. In addition some Assisted
living communities may provide: gardens, libraries, and chapels.
Assisted living communities are operated by both profit
and non-profit organizations. Pricing can range from $1000 to over
$4,000 per month based on your location. There may be extra fees
for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Community
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Address
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City
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ZIP
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Moving Help and Supplies
Make sure you
have the information you need to protect
your memories, money, and belongings from moving problems.
The best defense against moving difficulties is to be informed and aware of your options when
choosing a reputable mover. While most household moves go smoothly, there are
many pitfalls that you should be aware of. It can also be stressful, even under
the best of circumstances. Use the checklist here to help guide you through the moving venture.
A key step is to read and understand all information provided by the mover. These should include the following basic documents
as part of your move:
Estimates
The estimate should clearly describe, in writing, all charges for
services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.
Order for Service
The order for service is a list of all the services the mover will perform and
shows the dates your household goods will be picked up and delivered.
Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of
your belongings. You should be given a partially completed copy of the bill of
lading before the mover leaves the residence at origin.
The inventory is the receipt showing each item you shipped and its condition.
Be sure you receive a written copy of the inventory after your household goods
are loaded, and that you agree with its description of your household goods'
condition
Get state regulator help:
| OAG Division of Consumer Protection | 605-773-4400 |
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place
with supportive services is one of the most desirable
ways of aging. Aging in place can achieve efficiencies
enabled by the customized care. Successful aging in
place approaches focus on the provision of the most
appropriate care for the specific individual. Thus avoiding
wasted costs brought on by a "generic" care
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An aging in place scenario,
creates housing and health care options to provide support
as defined by an individualís wishes and efforts to
live independently. Aging in place can work best when it is
employed as a part of a comprehensive plan for retirement
and aging. A key step in implementing aging in place is to
make your home aging friendly. As we age we don't hear so
well, we sometimes forget or get confused and we can even
outlive doctor's predictions about our longevity. So as long
as we persist in growing older, why not arrange our homes
to accommodate our reality. Incorporate memory triggers into
the way we arrange cabinets and counters, add soft fabrics
to muffle background noises, change appliances to better accommodate
our short-comings.
Here is a book to help you make
your homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal
Design: A Step-by-Step Guide to Modifying Your Home
for Comfortable, Accessible Living by Barbara
Krueger and Nika Stewart is a good place to start.With
the book as a guide you can plan ahead for years before
you critically need the advantages offered by the ideas
in the book. |
Also visit: the Universal Design
Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit
our Aging in place section .
Once you have an idea of the
changes needed in the home, it is time to discuss the changes
with a contractor/builder in your area. Below is a list of
of such providers in your area.
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Aging In Place Contractors
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ST |
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
500 E. Capitol Avenue
Pierre, SD 57501-5070
605.773.3562 |
Taxes
- Personal Income Tax No state personal income tax.
- Sales Tax: 4% (Prescription drugs exempt)
- Inheritance Tax: Repealed by the electorate
For further information South Dakota Department
of Revenue.
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