*** March 2009 ***
* E-zine *

This Month's Highlights:
· Seniors Internet Usage
· Facing Fear And Anxiety?
· Finding Caregiver Support

Happy St. Patrick's Day
Happy St. Patrick's Day!

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Ever wonder how your internet usage compares to other of your age group? A recent study by Pew Research Center sheds some light on this matter. In their study they divide the population into the following groups.

Group Age Range
Teens 12-17
Gen Y 18-32
Gen X 33-44
Younger Boomers 45-54
Older Boomers 55-63
Silent Generation 64-72
G.I. Generation 73+

The study summarizes the online activities of the various generations. Extracted below is a portion of the study findings. (Generations Online in 2009 by Sydney Jones, Research Assistant and Susannah Fox, Associate Director, Pew Internet & American Life Project January 28, 2009)

Older generations use the internet as a tool for research, shopping and banking

Compared with teens and Generation Y, older generations use the internet less for socializing and entertainment and more as a tool for information searches, emailing, and buying products. In particular, older internet users are significantly more likely than younger generations to look online for health information. Health questions drive internet users age 73 and older to the internet just as frequently as they drive Generation Y users, outpacing teens by a significant margin. Researching health information is the third most popular online activity with the most senior age group, after email and online search.

Internet users ages 33-72 are also significantly more likely than younger users to look online for religious information and they are more likely to visit government websites in search of information.

Generation X (internet users ages 33-44) continues to lead in online shopping. Fully 80% of Generation X internet users buy products online, compared with 71% of internet users ages 18-32. Interest in online shopping is significantly lower among the youngest and oldest groups; 38% of online teens buy products online, as do 56% of internet users ages 64-72 and 47% of internet users age 73 and older.

Generation X internet users have also maintained their edge in online banking, as they are significantly more likely than any other generation to do their banking online (67%). As Generation Y users grow older, however, they have become much more likely to bank online as well: The percentage of online Generation Y who do banking online rose from 38% in 2005 to 57% in 2008. There has been no significant growth among older generations when it comes to banking online.

Video downloads, online travel reservations and work-related research are now pursued more equally by young and old

A few online activities previously dominated by either older generations or younger generations are now being done more equally across all generations under 73 years old. One such activity is downloading videos, an activity that in 2005 was significantly more popular with teens and Generation Y than with any other generation. Generation X is catching up, as 31% of that generation claim to download videos as of 2007, compared with 38% of Generation Y. Generations on the oldest end of the spectrum also became significantly more likely than they had been two years before to download videos. Some 13% of G.I.

Generation internet users (age 73+) reported downloading videos, up from 1% in 2005, and another 13% of the online Silent Generation (ages 64-72) say they download videos, up from 8% in 2005.

Perhaps less surprisingly, Generation Y is also gaining significant ground in some activities previously dominated by Generation X and older. In addition to becoming more likely to do banking online, Generation Y has also grown more likely to make travel reservations online. In 2005, half (50%) of Generation Y internet users had booked travel arrangements online and in 2008 that number rose to 65%. During the same period, the percentages of Generation X and older generations to make online travel reservations remained about the same.

The workplace online network is expanding to include more Generation Y users.5 Internet users 18-32 are going online more than ever to do research for their jobs. In 2007, 51% said they used the internet for their jobs other than for email, compared with 44% of the same group in 2005.

Table: Generational Difference in Internet Usage

Table: Generational Difference in Internet Usage

Find related information for seniors about the Aging Process at:

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Almost everybody worries about what will happen in the future. The prospect of not knowing if something good or bad will happen to you in the near future can produce a lot of fear and anxiety. As a result, here is a list of techniques and suggestions on how to manage this fear of dealing with the unknown.

Remember that no one can predict the future with one hundred percent certainty. Even if the thing that you feared does happen there are circumstances and factors that you can't predict which can be used to your advantage. For instance, let's say at your place of work that you miss the deadline for a project you have been working on for the last few months. Everything you feared is coming true. Suddenly, your boss comes to your office and tells you that the deadline is extended and that he forgot to tell you the day before. This unknown factor changes everything. Remember: we may be ninety-nine percent correct in predicting the future, but all it takes is for that one percent to make a world of difference.

Learn to take it one day at a time. Instead of worrying about how you will get through the rest of the week or coming month, try to focus on today. Each day can provide us with different opportunities to learn new things and that includes learning how to deal with your problems. When the time comes, hopefully you will have learned the skills to deal with your situation.

Sometimes, we can get anxious over a task that we will have to perform in the near future. When this happens, visualize yourself doing the task in your mind. For instance, you and your team have to play in the championship volleyball game in front of a large group of people in the next few days. Before the big day comes, imagine yourself playing the game in your mind. Imagine that you're playing in front of a large audience. By playing the game in your mind, you will be better prepared to perform for real when the time comes. Self-Visualization is a great way to reduce the fear and stress of a coming situation and increase your self-confidence.

Remember take a deep breath and try to find something to do to get your mind off of you anxieties and stresses. A person could take a walk, listen to some music, read the newspaper, watch TV, play on the computer or do an activity that will give them a fresh perspective on things. This will distract you from your current worries.

A lot of times, our worrying can make the problem even worse. All the worrying in the world will not change anything. All you can do is to do your best each day, hope for the best, and when something does happen, take it in stride. If you still have trouble managing your anxiety of the future, then talking to a counselor or clergyman can be of great help. There are ways to help manage your fear and all it takes is some effort to find those answers.

Stan Popovich is the author of "A Layman's Guide to Managing Fear Using Psychology, Christianity and Non Resistant Methods" - an easy to read book that presents a general overview of techniques that are effective in managing persistent fears and anxieties.

Additional health information for seniors can be found at:

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1. Vacation and Retirement Guides
Want to try some no-cost sample issues of some of the consumer magazines published by, Vacation Publications. Try an issue of Vacations, filled with new vacation ideas for travelers of all ages, go to:

For a no-cost issue of Travel 50 & Beyond, tips and best buys for travelers over 50, go to:

Find additional retirement related book at

2. VA To Offer Health Care to Previously Ineligible Veterans

The Department of Veterans Affairs (VA) announced plans to re-open enrollment in its health care system by July 2009 to about 265,000 veterans whose incomes exceed current limits.
The change affects veterans whose incomes exceed the current VA means test and geographic means test income thresholds by 10 percent or less. Congress provided funds in VA's fiscal year 2009 budget to support the new enrollment.

In 1996, Congress established a priority-based enrollment system for VA and a uniform package of medical benefits for all enrollees. The legislation opened enrollment in VA's health care system to all eligible veterans and required that each year the Secretary of Veterans Affairs assess veterans' demand for services and determine if the necessary resources are available to provide timely, quality care to all enrollees.

Enrollment for the lowest priority of the eight groups-veterans who are not being compensated for a military-related disability and who have incomes above a set threshold-was suspended on January 18, 2003, although veterans in that priority group who were already enrolled for care were permitted to remain enrolled.

VA originally suspended enrollment for Priority 8 veterans because it was unable to provide all enrolled veterans with timely access to its health care due to a tremendous growth in the number of veterans then seeking enrollment. VA now plans to reopen enrollment for a portion of these veterans without compromising the Department's ability to provide high quality health care services to all enrolled veterans who are eligible for care.

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We present here some words from those with a birthday this month.

Claire Trevor -"What a holler would ensue if people had to pay the minister as much to marry them as they have to pay a lawyer to get them a divorce."

Ed McMahon -"You can grow without destroying the things that you love."

Elizabeth Barrett Browning - "Who so loves believes the impossible."

Lynn Redgrave - "God always has another custard pie up his sleeve"

Willie Stargell - "You only have a few years to play this game and you can't play it if you're all tied up in knots."

More "Thoughts" at:

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1. Online Social Security Retirement Application
In order to handle the baby boomer surge , the Social Security Administration has a new online retirement application can be completed in as little as 15 minutes from the comfort of your home or office. Filing online means there's no need to drive to a local Social Security office or wait for an appointment with a Social Security representative. So when you decide to retire, apply online for Social Security benefits at:

To apply, go to and click on "Applying Online for Retirement Benefits." You will be asked a brief series of questions about you and your work. Need to look up some information? You don't have to complete the application in one sitting. You can stop and restart the application without losing any of the information entered. Have a question? There are convenient "more info" links that you can click on to get an answer. And when you're done, just click the "Sign Now" button to submit the application. There are no paper forms to sign, and usually no additional documents are required. If more information is needed, Social Security will contact you.

Also learn more about Social Security at

2. Finding Caregiver Support
There is a wealth of information on the Internet designed to assist family members and caregivers of older adults. These websites provide information on resources and publications for those individuals who are providing care to others. Here are a few:

Alzheimer's Association CareFinder
This site provides assistance to those caring for someone who has Alzheimer's disease.
Web site:

Family Caregiver Alliance
The site contains a wide array of publications and services based on caregiver needs, including a Family Care Navigator.
Web site:

Familycaregiving 101
This site provides caregivers with the basic tools, skills and information they need to protect their own physical and mental health while they provide high quality care to others..
Web site:

National Alliance for Caregiving
The site contains publications and resources for caregivers, including the Family Care Resource Connection, where you can find reviews and ratings on over 1,000 books, videos, Web sites, and other materials on care giving.
Web site:

National Family Caregivers Association
The site offers a virtual library of information and educational materials for family caregivers.
Web site:

Also learn more about Aging in Place at

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Oh to Be Irish 1

O'Malley worked in the lumber yard for twenty years, and all that time he'd been stealing the wood and selling it. At last his conscience began to bother him and he went to confession to repent.

"Father, it's been 15 years since my last confession, and I've been stealing wood from the lumber yard all those years," he told the priest.

"I understand my son," says the priest. "Can you make a Novena?"

O'Malley said, "Father, if you have the plans, I've got the lumber."

Oh to Be Irish 2

Paddy was in New York. He was patiently waiting, and watching the traffic cop on a busy street crossing.

The cop stopped the flow of traffic and shouted, "okay pedestrians."

Then he'd allow the traffic to pass. He'd done this several times, and Paddy still stood on the sidewalk.

After the cop had shouted "Pedestrians" for the tenth time, Paddy went over to him and said, "Is it not about time ye let the Catholics across?"

"Oh My Aging Funny Bone" is at:

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This issue has been edited by Betsy Day ([email protected]).

Copyright 2008, ALL RIGHTS RESERVED. Information in this document is subject to change without notice. Other products, service and companies named herein are trademarks or registered trademarks of their respective companies or mark holders and are solely responsible for the content of their articles. Articles are included for informational purposes and are not an endorsement.

This Copyright E-zine may be forwarded to others only if sent in its entirety. Other uses are subject to written permission of the publisher.

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