The Sunshine State is popular with seniors just for the warm weather alone. It has an average summer temperature in the 80s and stays in the 60s for most of the year. Water lovers are never bored with places like the Gulf of Mexico and Sanibel Island to visit among the many canals, lakes, and beaches around the state. It’s also an ideal place to do activities such as golf, fishing, and watersports. If living in an active adult community is an attraction, Florida has many to choose from including The Villages, which is the largest in the United States.

Agencies on Aging

Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004
TDD: 850-414-2001
Email: [email protected]
visit their website at elderaffairs.state.fl.us

Alzheimer's Communities Regulations

Alzheimer's Unit Requirements are set by the Agency for Health Care Administration
2727 Mahan Drive
Tallahassee, FL 32308
(888) 419-3456
visit their website here

A specialized unit must have a physical environment that provides for the safety and welfare of residents; offers activities specifically designed for these residents; have 24-hour staffing availability, and employ staff who have completed an eight-hour approved training course.

Assisted Living Communities

Assisted Living Regulatory Information is provided by the Agency for Health Care Administration
2727 Mahan Drive
Tallahassee, FL 32308
(888) 419-3456
visit their website here

Assisted Living Facilities provide housing, food service, and one or more "personal services" (e.g., assistance with activities of daily living and supervision of self-administered medication). Nursing services are permitted for facilities that hold a special license. A resident must be discharged if he or she is no longer able to meet the admission criteria or is bedridden for more than seven days.

See our full Assisted Living page for more information, and our list of Florida Assisted Living resources to help you find a place that meets your needs.

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Adult Day Care

Adult Day Care is a service for frail, physically or cognitively impaired seniors, and their caregivers. Numerous stand-alone adult day care facilities and adult day care centers are available in urban and suburban areas to provide elderly care. Check your state here. A large percentage of Adult Day Care centers are operated on a nonprofit or public basis. Many centers are affiliated with multi-service entities such as home care, assisted living, nursing facilities, and hospitals.

Congregate, assisted living or nursing care communities may offer elderly care as an "outpatient" service to the neighboring population on a per-day basis. Those that do may also provide respite care for a weekend, or a week. Senior centers may also offer senior day care as one of their services.

See our full Adult Day Care page for more information, and our list of Florida Adult Day Care resources to help you find a provider that meets your needs.

Senior Apartments

Senior Apartments

You may choose to spend your golden years in a community designed especially for mature adults. Senior living facilities come in many sizes and shapes. Senior apartments are one such chose. A Senior Apartment allows you to take advantage of many amenities and personalized services without having to maintain a house and yard.

Senior apartments should be a consideration for older adults that can take care of themselves. Aside from age-restrictions, these apartments are usually developed the same as standard apartments. Some of these apartments are also equipped with items such as handrails and pull cords to make getting around and living easier. Also, these apartments provide a community of elderly neighbors without the hassles of a larger home to manage. Properties can vary in terms of services but typically offer apartment living and services designed specifically for independent, active seniors 55 and older. Since many of these residences are designed for active seniors, most do not offer meal service, housekeeping, or medical services. Senior apartment complexes are usually located near senior centers, parks, shopping malls, golf courses, and public transportation. Some provide van services to nearby shopping and needed services.

Senior apartments can be found in many communities, some are under federal housing guidelines and will only accept low-income seniors, but most are privately owned. Many of the privately owned properties offer reduced rents to low-income tenants with assistance from Dept. of Housing Urban Development (HUD). You should be aware that senior apartments usually have a captured audience with a significant waiting lists period.

See our full Senior Apartments page for more information, and our list of Florida Senior Apartments resources to help you find a place that meets your needs.

Skilled Nursing Facilities

The type of care that may be administered ONLY BY A NURSING HOME near you is defined by state regulations. Generally, "medical procedures" and assistive acts requiring a nurse to physically "handle" a patient are limited to nursing home providers, when not in a hospital. For example, changing bandages for deep wounds is often only permitted in Nursing Homes, as is turning a patient in bed who cannot turn themselves.

See our full Skilled Nursing Facilities page for more information, and our list of Florida Skilled Nursing Facilities to help you find a place that meets your needs.

Cohousing

"Cohousing" refers to a type of collaborative housing that attempts to overcome the alienation of modern subdivisions in which no one knows his or her neighbor, and where there is no sense of community. The typical cohousing community has 20 to 30 units, privately owned single-family homes or apartments, arranged in such a way as to encourage interaction with neighbors. It often has a common house, workshops, shared gardens and a greenhouse, meeting and exercise rooms, and often a shared kitchen and dining room where residents may choose to prepare and share meals. In many cases, more than one generation of a family will live in cohousing.

See our full Cohousing page for more information, and our list of Florida Cohousing resources to help you find a place that meets your needs.

Shared Housing

Home sharing is an alternative long term living arrangement where two unrelated people choose to live for mutual benefit.

See our full Shared Housing page for more information, and our list of Florida Shared Housing resources to help you find a place that meets your needs.

Senior Education

Did you know that taking a class in just about any subject can improve your cognitive abilities, rejuvenate your memory, and have fun all at the same time?

See our full Senior Education page for more information, and our list of Florida Senior Education resources to help you find a school that will inspire you to keep learning!

Elder Law

Elder Law Attorneys work primarily with people as they age. These attorneys usually coordinate with others in various fields to provide their clients with a wide variety of services.

See our full Elder Law page for more information, and our list of Florida Elder Law resources to help you find a school that will inspire you to keep learning!

Moving and Storage Services

Make sure you have the information you need to protect your memories, money, and belongings from moving problems. The best defense against moving difficulties is to be informed and aware of your options when choosing a reputable mover. While most household moves go smoothly, there are many pitfalls of which you should be aware. It can also be stressful, even under the best of circumstances.

Use the moving checklist to help guide you through the moving venture.

A critical step is to read and understand all information provided by the mover. These should include the following basic documents as part of your move:

Estimates
The estimate should clearly describe, in writing, all charges for services the mover will perform. Make sure the estimate is signed by the mover. Do not accept oral estimates.

Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of your belongings. You should be given a partially completed copy of the bill of lading before the mover leaves the residence at origin.

Order for Service
The order for service is a list of all the services the mover will perform and shows the dates your household goods will be picked up and delivered

Inventory
The inventory is the receipt showing each item you shipped and its condition. Be sure you receive a written copy of the inventory after your household goods are loaded and that you agree with its description of your household goods' condition.

See our list of Florida Moving Companies

Aging In Place

"Aging in place" is growing older without having to move. Aging in place with supportive services is one of the most desirable ways of aging. Aging in place can achieve efficiencies enabled by the customized care. The most successful aging in place approaches focus on the provision of the most appropriate care for the specific individual. Thus avoiding wasted costs brought on by a "generic" care model.

An aging in place scenario creates housing and health care options to provide support as defined by an individualís wishes and efforts to live independently. Aging in place can work best when it is employed as a part of a comprehensive plan for retirement and aging. An essential step in implementing aging in place is to make your home aging friendly. As we age, we don't hear so well, we sometimes forget or get confused, and we even outlive doctor's predictions about our longevity. So as long as we persist in growing older, why not arrange our homes to accommodate our reality. Incorporate memory triggers into the way we arrange cabinets and counters, add soft fabrics to muffle background noises, change appliances to better accommodate our short-comings.

If you want to learn more, visit our Age in place section. Once you have an idea of the changes needed in the home, it is time to discuss the changes with a contractor/builder in your area. See our list of Florida Aging In Place Specialists.

Hospice care

Hospice care is healthcare that specializes in the quality of life for people who are suffering from an advanced, life-limiting illness. Hospice care provides compassionate care for people in the final stages of an incurable disease so that they may live as well and comfortably as possible.

To learn more, visit our Hospice Care section. To find a specialist in your area, see our list of Florida Hospice Care Specialist.

Reverse Mortgage Information

An FHA guaranteed Reverse Mortgage program enables older homeowners (62+) to 'borrow back' a portion of the equity in their home and convert it into cash while remaining in their home for as long as they want. They remain on the title and do NOT have to make any loan payments for as long as they continue to live in the home and it remains their primary residence. When the last borrower sells, moves out or passes away, the loan becomes due. This enables many senior homeowners to age in place.

Should you fail financial assessment, you may still be eligible for a reverse mortgage with a mandated lifetime tax and insurance set-aside.

For additional financial information, see our Reverse Mortgage Overview and Finance Information

State Department of Insurance

Insurance regulations differ from state to state. Need help with an insurance company provider? Want to know who writes Medigap insurance in your state?

Contact:
Florida Office of Insurance Regulation
Phone: (850) 413-3140

website

Taxes

Personal Income Tax:
none
Inheritance Tax:
none

Sales Tax: 6% (Food, prescription and non-prescription drugs exempt).

For current and additional information, see the Florida Department of Revenue.