Mississippi is a historic state that offers some of the most livable cities in the US. Affectionately known as the Magnolia State, Mississippi is known for its musical roots and Shouthern comfort foods. It’s a top cotton producer and the birthplace of Elvis Presley. Mississippi boasts warm winters and low taxes. In fact, the cost of living there is over 20% lower than the national average. It’s no wonder why so many choose it as their retirement destination.
If you’re considering a Mississippi retirement, then check out these towns first! Each one is the embodiement of quaint, small-town living, with the convenience of city-life right around the corner. Here are the best small towns in Mississippi for retirement living.

Brandon
Brandon, Mississippi is touted as the second safest city in the state. With just 24,200 residents Brandon is a piece of architectural history with large and gracious homes that were once lived in by Civil War Era politicians and businessmen. Some of the homes date back to the 1860s and are beautiful to tour.
Cleveland
Smithsonian Magazine calls Cleveland, Mississippi one of the best small towns in America because of its rich heritage, historic museums and warm Delta hospitality. The town offers popular festivals each year and a thriving historic district that appears surreal during various times of the season. Brick-paved sidewalks and beautifully designed boutiques and spas keep the historic town up-to-date in a modern world. Looking for something fun to do in Cleveland? Check out the Grammy Museum!
Related: Is Small Town Retirement For You?
Hernando
Located in the northwest corner of Mississippi, Hernando is a small town of 12,800 residents and boasts a beautifully designed historic downtown square popular among residents and tourists. The courthouse is picturesque with large white columns and beautifully orchestrated architecture and the Baptist Memorial Hospital is recognized as one of the best health care providers in the state.
Natchez
Natchez is a quintessential river town that may look a little rough around the edges at first glance, but is warm and inviting to both tourists and residents. Located at the head of the Natchez Trace Parkway, the small Mississippi town offers a riverboat casino, the Natchez Grand Hotel, and many more points of interest. A tour of antebellum mansions throughout the town is like watching history come to life, as the surrender to General Grant is relived.
Oxford
Oxford, Mississippi is known for its musicals year after year. The small town is located in Lafayette County and was founded in 1835.With its 12,000 residents, Oxford has become one of the most livable small towns in the state because of its low unemployment rates, highly ranked school system and home of Ole Miss โ University of Mississippi.
Tupelo
One of the big draws for the small town of Tupelo is Elvisโ first home found near the downtown region. A small wine and bistro is a hotspot in the area and some of the finest steakhouses can be found on location. The town of 40,000 has much to offer in terms of dining and entertaining.
Robert Fowler
Contributing WriterRobert Fowler is a retired blogger who lives with his wife, Mary Ann at Village at Deaton Creek, a Del Webb Community in North Georgia. Robert was previously the President of Retirement Media Inc. He has visited numerous 55+ Active Adult Communities over the years, sharing his experiences along the way with readers. View more posts