Learn how to navigate Medicare with expert articles, advice, podcasts, and other senior resources.
Medicare is government-provided health insurance for people who are 65 and older. It also provides coverage for some younger people with certain disabilities and those with End-Stage Renal Disease. Established in 1965, Medicare helps cover the cost of healthcare, including hospital stays, doctors’ services, outpatient care, and prescription drugs. Here’s everything you need to know about Medicare and all of its parts!
Even though the Medicare & You handbook states that there is an 8-month period that one can enroll without receiving a Medicare Part B penalty, the handbook does not clarify that those who delay will not have any of the benefits that Medicare Part B covers.
Each Part D plan covers a variety of prescription drugs. A plan’s list of covered drugs is called a formulary. In addition to the formulary, all Part D plans must cover certain protected classes of medication such as:
Even if you’re happy with your current coverage, there may be other plans out there that you’re not aware of that offer better coverage at a lower cost. You never know until you look. Here are some tips to help you shop and compare Medicare drug plans.
Meet Terry. He has end-stage renal disease and is enrolled in Medicare. A couple of years ago, Terry switched his Medicare Supplement after talking with a telemarketer. Now, he’s quite literally paying the price!
Toni King is an author, columnist, and radio and TV personality who specializes in Medicare, Social Security, and long-term care planning. While conducting a Medicare workshop in 2009, Toni was approached by a member of the audience who had received incorrect information about his Medicare Part B enrollment from Social Security. After taking a couple of days to help the gentleman straighten out his overwhelming problem, Toni’s new mission had become clear. Following more than 27 years as a top sales leader in the Medicare insurance industry, Toni would become an advocate for Americans receiving Medicare. Since then, Toni has devoted her life and career to putting Medicare into “people terms” with the help of her books, consultations, workshops, and website. Toni King is from Houston, Texas, where her family’s restaurant, Angelo’s Fisherman’s Wharf, was a community landmark. As a dedicated native Houstonian, Toni often says she bleeds red, white, and blue!
Listen to the Medicare Moments with Toni King Podcast
Medicare expert, Toni King explains Parts A, B, C, and D. Feeling overwhelmed about enrolling? Toni can help! She puts the rules of Medicare into “people terms.” In this episode, join Toni as she guides listeners through the Medicare alphabet soup! Thank you for listening to today’s Medicare moments podcast. Hi, I’m Toni King. I took the Medicare and new handbook that many find hard to understand and put it in people terms. I help America personalize their Medicare. Today, together we are exploring Medicare’s different parts: Medicare parts A, B, C, and D. With Medicare, it’s what you don’t know that will hurt you. So let’s get started exploring the maze of Medicare together. Get your pen and paper out
In this episode, Toni explains Medicare enrollment and how to avoid penalties. Over 700,000 Boomers currently receive Medicare penalties because they didn’t understand the rules when signing up! How much in penalties? The numbers will shock you! Listen now to learn the rules and how to enroll the right way! Hi, I’m Toni King. Thank you for listening to today’s Medicare Moments podcast. I took the Medicare and You Handbook and put it into “people terms” so that America can personalize their Medicare just for themselves. Today I am discussing Medicare enrollment rules and penalties because, you know, there are over seven hundred thousand – do you hear me? There are over seven hundred thousand people receiving a Medicare penalty. Why?
What’s the difference between Traditional and Original Medicare? The answer is simple, though it may surprise you! Join Toni King on this episode of Medicare Moments to learn about Medicare Parts A and B and why so many Americans are confused. Hello, thank you for listening to this Medicare Moments podcast. Hi, I’m Toni King. I took the Medicare and You handbook that many find hard to understand. I put it into “people terms.” I helped America personalize their Medicare because, with Medicare, it’s what you don’t know that will hurt you. So today, on Medicare Moments podcast, we’re gonna talk about original or traditional Medicare. What is the difference? I will tell you, so let’s get started together. I write
The costs of brand-name prescriptions have risen dramatically. And, if you have a Medicare Part D prescription plan, that could mean BIG expenses when you reach the Coverage Gap. Here’s what you need to know about the infamous Medicare Donut Hole! Hi, thank you for listening. This is Toni King, and welcome to this Medicare Moments podcast. You know, I took the Medicare and You handbook, and I put it in “people terms”, because people have a hard time trying to understand Medicare, the Medicare and You handbook. So I’m here to help you personalize your Medicare. Today, together, we are discussing Medicare’s “donut hole” and what it is all about. With Medicare, it’s what you don’t know that will hurt
What’s the difference between Traditional and Original Medicare? The answer is simple, though it may surprise you! Join Toni King on this episode of Medicare Moments to learn about Medicare Parts A and B and why so many Americans are confused.