Does Medicare Pay for Diabetic Supplies Like Test Strips and Lancets?
I am diabetic and usually get my supplies from a mail-order program through my employer’s benefits. Recently, I’ve been laid off and had to enroll in Medicare.
I received a letter stating that my supplier will no longer be covered by Medicare because it’s not a “competitive bidding” supplier. Does this mean that if I continue with my current supplier Medicare will stop paying? How do I receive me diabetic supplies? Please explain this.
Silvia, from Memphis
Yes, that is what it means! Medicare will stop paying if you do not use a Medicare-approved provider.
In 2013, Medicare made new rules regarding diabetic supplies and durable medical equipment, such as glucose test strips, monitors, lancets, etc. Durable medical equipment is defined as medically necessary equipment such as wheelchairs, walkers, oxygen, and hospital bed, which have been ordered by a Medicare-approved doctor or other health care providers for use at home. And this rule has confused America!
If Medicare is your primary insurance, you use only Original Medicare Parts A and B with a Medicare Supplement (Medicare Advantage Part C plans have different rules) and you order your supplies from a local or mail-order medical supplier, you must use suppliers who have been awarded a contract under the “competitive bidding” rule or you will have to pay 100% out of your pocket. This process is for both local or mail-order diabetic and medical supplies.
Medicare has a listing of approved local or mail-order medical suppliers; the list is available online at www.medicare.gov.
If you are happy with your current diabetic monitor, test strips, and lancets, you will want to use a competitive bidding supplier that stocks your testing items. You will need to provide your new supplier with either a new prescription from your doctor or medical provider for your medical or diabetic supplies or have your current prescription transferred to the Medicare “accepted “supplier.
Related: How to Find a Better Medicare Prescription Drug Plan
You need a new prescription from your doctor for your lancets and test strips every 12 months. This is important because if you do not receive a new prescription, you will pay 100% out of your own pocket.
Many on Medicare are concerned about durable medical equipment (DME) that is sent to your house or that you use on a day-by-day basis, such as wheelchairs, walkers, oxygen, CPAC devices, at-home wound equipment, or any medical device you use at home.
Medicare will only cover a durable medical equipment or at-home supplier in your area that has a competitive bidding status.
You should also make sure that the pharmacy or medical supplier accepts assignment for Medicare-covered supplies. Assignment is an agreement between you (the person with Medicare), Medicare, and doctors, other health care suppliers, or providers. If the pharmacy or supplier accepts assignment, Medicare will pay the pharmacy or supplier directly. You only pay your coinsurance amount when you get your supply from a pharmacy or supplier for assigned claims.
Always ask your local or mail-order medical supplier:
- Is your company a Medicare “approved” diabetic or DME (durable medical equipment) provider?
- Also ask does their company accept Medicare “assignment”?
Original Medicare Part B will provide the medical or diabetic supplies and you must pay the 20% co pay or your Medicare Supplement can pick up the 20% if you have one. Talk with your pharmacy or provider if you have questions.
Medicare Survival Guide Advanced Edition
Preorder Medicare Survival Guide Advanced
What You Don’t Know Will Hurt You!
Turning 65 in America is a milestone and one of the markers is enrolling in Medicare. But the system is so complicated, and there is a lot of false information out there.
In Toni King’s Medicare Survival Guide Advanced: Basics and Beyond, Toni gives you the critical steps you need to enroll in Medicare properly. Toni shares various situations that she has experienced with her many clients during Medicare consultations, and gives you the information and tools you need to enroll on time to avoid the “famous” Medicare Part B and D penalties.
Medicare Survival Guide Advanced helps you understand Medicare step by step…
Learn How to Enroll the Correct Way
• Still Working Past 65
• Turning 65
• VA Benefits
• Laid-off or Retiring
What Medicare Option Is Best for You
• Medicare Supplement vs. Advantage
• Losing Retirement Benefits
How to Avoid
• The Donut Hole
• Part B Penalties
• Part D IRMAA Penalties
If you are enrolling in Medicare and are confused by the commercials and telemarketers, or from the information that well-meaning friends or family members give, let Toni guide you through the maze of Medicare. Preorder TODAY!