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Mary’s column features household tips, money-saving strategies, reader questions and recipes. Debuting in January 2003, Everyday Cheapskate has been embraced by consumers unsure about the economy and looking to tighten their financial belts. Mary is a longtime resident of Southern California, first as a student and graduate of The Master’s College in Los Angeles and, along with her husband, as a resident in Orange County for the past 35 years.

Beth Ann Baus is a wife and mother of two adult sons. She is a freelance writer and author of Sister Sunday, My So Much More, and His Power, Our Weakness: Encouragement for the Biblical Counselor. In her writing, Beth often pulls from her own experiences of abuse, anxiety, depression and OCD. Beth has a heart for homeschooling, women’s ministry, and is an ACBC-certified Biblical Counselor. She loves serving alongside her husband and pointing couples to the Word for strengthening their marriages and home life. You can find more from her at www.bethannbaus.com.

Sarah Hamaker is a national speaker and award-winning author who loves writing romantic suspense books “where the hero and heroine fall in love while running for their lives.” She’s also a wife, mother of two teenagers and two college students, a therapeutic foster mom, and podcaster (The Romantic Side of Suspense podcast). She coaches writers, speakers and parents with an encouraging and commonsense approach. Visit her online at sarahhamakerfiction.com.

Tamela Turbeville wants every woman to know God loves them, no matter what their past looks like. She lives in Arkansas and while writing she is surrounded by her six rescue dogs who are usually sleeping. She began her website and blog, Living One Word, to share how God redeems even the most broken lives. You can read more from Tamela at www.livingoneword.com, on Facebook, and Instagram. Her new book, A Rescued Life, is now available on Amazon.