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before clicking on any of our many links so you can come back to find
more information!
 Agencies on Aging
Office of Services to the Aging 611 West Ottawa Street P.O. Box 30026
Lansing, MI 48909 517.373.8230 |
Assisted Living Communities
14800 King
Road Riverview, MI 48192
At Atria Kinghaven,
we recognize the importance of personal choice and individual needs. Caring staff
bring them together with their caring dedication. |
14560 Lakeside
Circle Sterling Heights, MI 48313
Residents
who call Atria Shorehaven home enjoy all the benefits of active retirement living
combined with the serenity of a quiet residential neighborhood. |

Award Winning HMOs
| Find out if any HMOs in your area rank in
the top 50. HealthMatrix Research
Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for
an HMO and answers to Frequently Asked Questions. |
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back to Senior Resource after linking to other sites.
Drug and Prescription Assistance Programs
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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For information on your state's prescription drug assistance program-
517.373.8230
Program benefits and eligibility varies by state.

General
Resources
Wayne State University Institute
of Gerontology offers local aging services and a Virtual library on
aging.
Health
Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.803.7174
517.373.8230
For more counseling information visit www.medicare.gov
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Housing Guides and
Publications
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Find a retirement community, assisted living,
nursing home, Alzheimer's care, home care, hospice and other senior
products & services online at
www.NewLifeStyles.com or in print by calling 800-869-9549.
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Insurance: Automobile



Insurance: Life

Insurance, Long Term Care
|
Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Investments: Annuities, 401K Rollovers


Medical Products and Devices
Medical Informational Record Services
Is your medical information
available to your caregiver??
-
A Personal Health Record for Caregivers
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Keep track of all your medications and allergies
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Carry your legal directives such as DNR,
living will with you!
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Attach your x-rays, test results and more!
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Keep track of all your insurance claims
in one place
Here is how you can make it happen!

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Moving Help and Supplies
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Move it. Store it. And save
|
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PODS has made moving and storage easy and convenient. We’ll bring
a container right to you, and you can take as long as you like to
load it.
5% OFF 1st Month storage rental. 5% Off
long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
|
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO CODE
SR411 |
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*Available
for a limited time only at participating locations. Offer void where
prohibited by law. Please call for service locations. Must mention
promotional code at time of order. Cannot be combined with any other
offer. For local moves, 5% off first month's storage. Additional
mileage charges may apply if outside our standard delivery area.
For inter-franchise moves between two different PODS company-owned
and/or franchisee territories, 5% off first month's storage, administrative
fees, and transportation costs.
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Placement Referral Help for Seniors
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A
Place for Mom
A FREE referral service for families seeking
eldercare options in every city in the U.S.
Speak with a professional eldercare advisor
by completing the assessment form.
Start your search for the right eldercare
solution today: on-line
assessment form.
|
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry
goes to a Specialist trained to work with seniors from over 800 such specialists
in our International referral network. Having a Professional
Specialist contact you, is just a click away! Fill
out the inquiry form and we do the rest. |
State Department of Insurance
Insurance regulations differ from state to state. Need
help with an insurance company provider? Want to know who writes Medigap
insurance in your state? Contact: Insurance Bureau PO Box 30220
Lansing, MI 48909 517.373.0240 (General Assistance) 517.335.1702 (Senior
Issues) |
State Regulations
for Assisted Living and Alzheimer's
Alzheimer's Unit Requirements
set by
Department of Michigan Services to Aging
517.373.8810
Specialized programs of care, such as in Alzheimer's "wings"
require a special program, environment, and staffing to meet the
needs of these residents.
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Assisted Living Regulations
| Assisted Living Regulatory Information
Department of Michigan Services to Aging
231.929.2531 Homes
for the Aged A Home for the Aged is a supervised personal-care facility that
provides a room and supervised personal care to 21 or more unrelated individuals
who are 60 years of age or older. Facilities may also provide assistance with
activities of daily living. |
Taxes
- Personal Income Tax
Tax Rate: Flat rate of 4% of federal adjusted gross income.
Some cities impose additional income taxes.
Personal Exemptions: $3,000 for singles and $6,000 for marrieds
and $2,700 for each exemption over 65.
Standard Deduction: 0
Medical/Dental Deduction 0.
Federal Income Tax Deduction: 0.
Public Pension Exclusion: Full.
Private Pension Exclusion: $31,920 for singles, $63,840 for marrieds
filing jointly.
Social Security Exemption: Full.
- Sales Tax: 6% (Food and prescription drugs exempt)
For further information see Michigan Department of Treasury.
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