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more information!
After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Office of Services to
the Aging
611 West Ottawa Street
P.O. Box 30026
Lansing, MI 48909
517.373.8230
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Assisted Living Communities
14800 King Road
Riverview, MI 48192
At Atria Kinghaven, we recognize the importance of personal choice
and individual needs. Caring staff bring them together with their
caring dedication.
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14560 Lakeside Circle
Sterling Heights, MI 48313
Residents who call Atria Shorehaven home enjoy all the benefits
of active retirement living combined with the serenity of a quiet
residential neighborhood.
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Assisted Living Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Award Winning HMOs
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Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
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The back button will bring you back to Senior
Resource after linking to other sites.
Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+ medications.
You'll also see online pharmacy ratings and shipping fees
so you can compare total costs.
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iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
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For information on your state's prescription drug assistance program-
517.373.8230
Program benefits and eligibility varies by state.
General Resources
Wayne State University Institute
of Gerontology offers local aging services and a Virtual library on
aging.
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.803.7174
517.373.8230
For more counseling information visit www.medicare.gov
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Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with
eating, bathing, dressing, and other physical activities. Long-term
care insurance can help pay for such care in the future. To
help protect your financial independence, as you grow older,
many Long Term Care Insurance providers have plans that offer
comprehensive benefits as well as a proven track record of claims
payments and financial stability. You should review all your
options carefully.
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Investments: Annuities, 401K Rollovers
 
 
Medical Products and Devices
Moving Help and Supplies
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll
bring a container right to you, and you can take as long as
you like to load it.
5% OFF 1st Month storage rental. 5%
Off long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO
CODE SR411 |
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*Available
for a limited time only at participating locations. Offer void
where prohibited by law. Please call for service locations.
Must mention promotional code at time of order. Cannot be combined
with any other offer. For local moves, 5% off first month's
storage. Additional mileage charges may apply if outside our
standard delivery area. For inter-franchise moves between two
different PODS company-owned and/or franchisee territories,
5% off first month's storage, administrative fees, and transportation
costs.
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Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place
with supportive services is one of the most desirable ways
of aging. Aging in place can achieve efficiencies enabled
by the customized care. Successful aging in place approaches
focus on the provision of the most appropriate care for
the specific individual. Thus avoiding wasted costs brought
on by a "generic" care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined
by an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of
a comprehensive plan for retirement and aging. A key step in implementing
aging in place is to make your home aging friendly. As we age
we don't hear so well, we sometimes forget or get confused and
we can even outlive doctor's predictions about our longevity.
So as long as we persist in growing older, why not arrange our
homes to accommodate our reality. Incorporate memory triggers
into the way we arrange cabinets and counters, add soft fabrics
to muffle background noises, change appliances to better accommodate
our short-comings.
Here is a book to help you make your
homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal Design:
A Step-by-Step Guide to Modifying Your Home for Comfortable,
Accessible Living by Barbara Krueger and Nika Stewart
is a good place to start.With the book as a guide you can
plan ahead for years before you critically need the advantages
offered by the ideas in the book. |
Also visit: the Universal Design
Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our
Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a contractor/builder
in your area. Below is a list of of such providers in your area.
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Aging
In Place Contractors
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Bureau
PO Box 30220
Lansing, MI 48909
517.373.0240 (General Assistance)
517.335.1702 (Senior Issues)
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State Regulations for Assisted Living and Alzheimer's
Alzheimer's Unit Requirements set by
Department of Michigan Services
to Aging
517.373.8810
Specialized programs of care, such as in Alzheimer's "wings"
require a special program, environment, and staffing to meet the
needs of these residents.
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Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Michigan Services
to Aging
231.929.2531
Homes for the Aged A Home for the Aged is a supervised
personal-care facility that provides a room and supervised personal
care to 21 or more unrelated individuals who are 60 years of age
or older. Facilities may also provide assistance with activities
of daily living.
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Taxes
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Personal Income Tax
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Tax Rate: Flat rate of 4% of federal adjusted
gross income.
- Some cities impose additional income taxes.
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Personal Exemptions: $3,000 for singles and
$6,000 for marrieds and $2,700 for each exemption over 65.
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Standard Deduction: 0
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Medical/Dental Deduction 0.
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Federal Income Tax Deduction: 0.
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Public Pension Exclusion: Full.
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Private Pension Exclusion: $43,440 for singles,
$86,880 for marrieds filing jointly.
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Social Security Exemption: Full.
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