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5 Simple Ways To Save Money On Retirement Housing
In this economy, Baby Boomers who are nearing retirement are looking for affordable housing as never before! Here are some ways to do so.
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1. Move to a small town.
Many retirees think of larger, bustling cities for an active retirement. But, here’s an option you may not have considered: a small town! Small towns actually have a number of benefits and a great deal to offer retirees. And, top on that list? Saving money! In most small towns, housing costs, property taxes, and the cost of living are all lower!
2. Downsize to a new, smaller, and more efficient home.
This will save you money on utilities, and, as an added bonus, you’ll have fewer maintenance repairs. It will be a long time before you spend money on appliance replacements!
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3. Buy a resale home.
Buy retirement housing from a realtor or the owner rather than from the builder/developer. This way, you can get a resale at a better price! There are previously occupied homes in every community – even newer ones! Most resales have also been improved by their owners.
4. Stay in your current home.
Age in place by making some home improvements! Check into changes in home design and function. Visit your neighborhood senior center or local area agency on aging for programs that can help you remodel for less!
5. Look into 55+ retirement communities.
Check out 55+ communities and other retirement communities that may better serve your housing need well into the future. Being proactive and acquiring long-run, sustainable housing can save you a lot by avoiding emotional, maybe rash decisions about housing later in life. Think of moving to a retirement community as an investment in yourself!
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Originally published May 15, 2023
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