Does My Insurance Cover Incontinence Care Supplies? What Seniors Need to Know
For many seniors living with incontinence, the cost of incontinence care supplies can quickly become a financial burden. Managing incontinence often means changing products several times a day, and those expenses can add up fast. On top of that, there are additional essentials like chux pads, gloves, and wipes to consider, which only add to the cost.
The good news? Many insurance plans can actually help cover the cost of incontinence supplies. This support can make it easier for you to focus on what truly matters—your well-being.
Does My Insurance Cover Incontinence Supplies?
Unfortunately, not all insurance plans offer coverage for incontinence care supplies, but many do. Here’s what you need to know – take time to review your plan to see which items are included and understand how much support you can get.
Medicaid
Many state Medicaid programs cover a specific number of incontinence supplies like disposable briefs, pull-on underwear, and bladder control pads each month. Some Medicaid plans also cover supplemental items like gloves, wipes, and chux pads.
Medicare
Medicare doesn’t cover incontinence supplies, but there’s good news if you have both Medicare and Medicaid. With Medicaid as your secondary coverage, you might qualify for 100% coverage of these products. This means you could receive incontinence supplies at no cost!
Commercial Insurance
Most commercial insurance plans don’t typically cover incontinence supplies as a standard benefit – but some actually do! The best way to find out if your plan qualifies is to check your eligibility.
Catheters and Urological Supplies
Catheters and urological supplies are often covered under Medicare, Medicaid, and most commercial insurance plans!
What Products Can I Get Through Insurance?
Your insurance coverage will depend on your specific insurance plan and needs, but here are some common products that may be covered:
- Disposable Briefs – Often called adult diapers, briefs offer maximum absorbency and protection for those dealing with heavy bladder leakage or fecal incontinence. Their sturdy, refastenable tabs make them a great choice for seniors with limited mobility.
- Disposable Pull-Ons – These are the most commonly used products for adults managing incontinence. Designed to be pulled on and worn just like regular underwear, they’re perfect for active, mobile seniors dealing with moderate leakage. With an elastic waistband and leg openings, pull-ons provide a secure, comfortable, and leak-free fit.
- Bladder Control Pads – Bladder control pads are worn inside your own undergarments and are ideal for those experiencing light or intermittent bladder leakage. Options are available for both the female and male anatomies.
- Catheters – There are a wide variety of catheter types available, and your healthcare provider will help you determine which type of catheter is the best for your specific needs. The three main types of catheters are indwelling catheters, external catheters (sometimes referred to as condom catheters), and intermittent catheters (sometimes called short-term catheters).
- Supplemental Supplies – Additional continence care supplies such as disposable or reusable chux pads, as well as disposable gloves and wipes, are often available at little or no cost through insurance and can be incredibly beneficial when managing incontinence.
How Many Products Will I Receive?
The number of products you can receive will depend on your insurance coverage and your personal needs. Your healthcare provider will assess your level of incontinence and recommend how many products you need based on your expected frequency of changes. Aeroflow Urology can help you navigate the insurance process to get the maximum number of products covered based on your healthcare provider’s recommendations.
How to Find Out If You’re Covered
If you’re unsure whether your insurance covers continence care supplies, Aeroflow Urology can help you figure it out. They make the process simple by handling the paperwork and communicating with your insurance company on your behalf. Here’s how it works:
- Fill out a quick form – You can start by filling out a simple two-step form on the Aeroflow Urology website. Just have your insurance card handy!
- Talk to a Specialist – If you prefer to speak with someone directly, you can call Aeroflow Urology at 844-276-5588 and talk to a trained Continence Care Specialist.
- Get Your Supplies Delivered – After your coverage is verified, you’ll work with you to choose the best products for your needs. They’ll even handle all the paperwork and submit everything to your insurance provider for you.
What if I’m a Caregiver for Someone with Incontinence?
If you’re caring for a loved one who needs continence care supplies, you can assist them in qualifying for coverage. You can submit the application for them or call Aeroflow Urology at 844-276-5588 to provide their information and get the process started.
Life with incontinence can be an adjustment, and paying for supplies out of pocket can be costly. Take one thing off your plate by receiving your continence care supplies as a covered benefit through your insurance plan.
This post is sponsored and may include recommendations from our partner. It is for informational purposes only and should not be considered medical advice. Always consult a healthcare professional for guidance specific to your needs.
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Originally published January 09, 2025
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