How Much Does Adult Day Care for Seniors Cost?
Did you know that 89% of adults aged 55 and older want to age in place? While aging in place within the comfort of our own homes can be a great choice, However, it’s important for seniors to stay socially connected. Adult day care facilities are great places for seniors to make friends, have fun, and enjoy life with other retirees. These facilities provide seniors with a safe environment where they can enjoy social activities, meals, and basic health services during daytime hours. But how much does adult day care for seniors cost? Here’s what you need to know.
What Is Adult Day Care?
First, let’s discuss adult day care a little more. Adult day care centers are designed to offer respite for caregivers and provide seniors with a place to go during the day where they can receive care and social interaction. Services often include meal provision, medication management, and even physical therapy or exercise classes. It’s important to note that costs can vary widely depending on location, level of care needed, and the specific services offered by the facility.
What Are the Advantages of Adult Day Care?
Before you commit to paying for adult day care, you may wonder what the benefits are. Of course, there is a wide range of social benefits. Older adults need to stay socially connected. In fact, studies show that social isolation puts older adults at risk for heart disease, a weakened immune system, and even death. In addition to the social benefits, other advantages of adult day care include:
- Personalized healthcare services
- Respite for caregivers
- A safe, supportive environment
- Fun activities
- Exercise programs
The Cost of Adult Day Care
According to Genworth’s Cost of Care Survey, the national median cost for adult day health care is $74 per day. However, costs can vary greatly depending on your location. For example, in Alabama, the median cost of adult day care services is $36 a day. Meanwhile, in Idaho, the median cost is $116 a day. Also, it’s important to consider other factors like transportation. Many centers offer round-trip transportation. While some facilities include transportation in their fees, others may charge extra.
The Most Expensive States for Long-Term Care
While the cost of care does vary from state to state, there are a few states where long-term costs are a bit more expensive.
Alaska
Alaska is home to 17 of North America’s tallest mountains, Kodiak bears…and some of the most expensive long-term care costs in the country. In fact, the average cost of adult day care services in Alaska is $1,562 per month. Can you say brrr?
Connecticut
Connecticut is an idyllic state, full of history, tourist attractions, and New England charm. A popular bed-and-breakfast hotspot, both locals and out-of-towners can enjoy everything this state has to offer. While beautiful, long-term care costs aren’t exactly cheap. In fact, the average monthly cost of adult day care services is $1,679!
Hawaii
Hawaii’s sun-drenched beaches and balmy temperatures may be a far cry from Alaska, but they have one thing in common—expensive long-term care costs. Unfortunately, the average cost of adult day care services in Hawaii is $1,435 per month.
Massachusetts
Home to Boston and Harvard University, Massachusettes is drenched with history, culture, and summer destinations galore. Sadly, older adults from Massachusetts may be disheartened to learn that it’s also known for its steep long-term care costs. As a matter of fact, the average monthly cost of adult day care services is a staggering $1,587!
New York
The state with the Big Apple comes with a big price tag. At least, as far as long-term care costs are concerned. Unfortunately, the average cost of adult day care services in the Empire State is $1,907 per month.
The Least Expensive States for Long-Term Care
Now that we’ve discussed the most expensive states for long-term care costs, it’s time to switch gears! Here are the least expensive states for adult day care services.
Alabama
Nicknamed the Yellowhammer State, Alabama is notorious for more than southern hospitality. It also has some of the most affordable long-term care costs in all of the US! The average monthly cost of adult day care services is $758.
Delaware
Delaware is a popular retirement destination, and it’s no wonder. Not only can you enjoy tax-free shopping, but it also boasts low crime rates and scenic beaches! Oh, and it also happens to be one of the most affordable states when it comes to long-term care costs. Adult day care services only cost around $1,166 per month.
North Carolina
North Carolina is more than just a pretty state. It also offers some of the most affordable long-term care costs, with adult day care services averaging around $1,197 per month.
Texas
Everything may be bigger in Texas—but that certainly doesn’t apply to long-term care costs! In fact, the average monthly cost of adult day care services in Texas is only $769.
West Virginia
John Denver once sang, “Almost Heaven—West Virginia.” He might have been onto something. In addition to picturesque mountain views, West Virginia also boasts some of the most affordable long-term care costs. Adult day care services only cost $1,083 per month!
Looking for adult day care facilities near you? Check out our directory HERE to find one!
Planning for the Cost of Care
When planning for long-term care, it’s crucial to consider all potential costs, including adult day care. There are several ways to fund these expenses, including private pay, long-term care insurance, Medicaid, and Veterans benefits.
Private Pay
Private pay allows seniors or their loved ones to cover the cost of adult day care services out of pocket.
Long-term Care Insurance
Did you know that some long-term care insurance policies actually cover adult day care services? Always check your policy to see if coverage extends to adult day care before utilizing any other pay options!
Medicaid
Medicaid is a joint federal and state program that helps low-income individuals pay for medical costs. Medicaid may pay for many services that Medicare will not, including adult day care. Of course, it depends on both your state and the adult day care facility. Additionally, Medicaid may cover only part of the costs.
Veterans Benefits
If you’re a veteran who’s interested in adult day care, you’re in luck! You may be eligible for free adult day care services! However, it’s important to note that the VA may request a co-pay based on your service-connected disability status and financial situation (according to American Veterans Aid). Additionally, the Aid & Attendance program can be utilized to pay for adult day care services, as well as other long-term care services.
To Sum It Up
Adult day care is a valuable service that provides seniors with social interaction and essential care services. However, the cost may vary from state to state. Make sure you do your research and look into the different cost of care options. With a little planning ahead, you can find a solution that fits your budget and meets your loved one’s needs.
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Originally published November 08, 2023
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