How Much Does Senior Home Care Cost in Honolulu, Hawaii?
The desire to age gracefully in the comfort of one’s own home is shared by an overwhelming 90% of seniors. And, for that reason, home care has emerged as a crucial component of aging in place. The expenses associated with these services can fluctuate significantly, depending on things like geographic location, specific services required, and the frequency of care. Once you’ve decided that you or a loved one could benefit from additional assistance, it can be useful to know what to expect. So, allow us to guide you through everything you need to know about the cost of senior care at home in Honolulu!
What is Senior Home Care?
Home care can mean a lot of different things. Basically, it’s any care or service that can be obtained and used in the comfort of your own home. It’s meant to help maintain your quality of life and ensure safe aging in place. Types of home care include:
- Companionship – This service provides seniors with a friendly presence and social interaction, reducing feelings of loneliness and enhancing their emotional well-being.
- Personal Care Assistance – Help with daily activities like bathing, dressing, grooming, and toileting.
- Skilled Nursing – Provided by registered nurses, this service includes wound care, administering medication, monitoring vital signs, and coordinating with doctors.
- Physical Therapy – Physical therapists work with patients to improve mobility, manage pain, and recover from injuries or surgeries.
- Occupational Therapy – Occupational therapists help seniors regain or maintain their ability to perform daily tasks independently, focusing on areas like cooking, cleaning, and dressing.
- Speech Therapy – Speech-language pathologists offer therapy to seniors experiencing difficulty with speech, swallowing, or cognitive issues.
- Meal Prep or Meal Services – This service includes planning, preparing, and delivering nutritious meals.
- Homemaker Services – These services assist with household chores like laundry, cleaning, and shopping, enabling seniors to live in a clean and organized environment.
- Transportation – Providing safe and reliable transportation to medical appointments, grocery stores, social events, and more.
- Health Monitoring – Regular check-ups and monitoring of health conditions, including blood pressure, heart rate, and glucose levels.
- And many, many more…
About Honolulu
Nestled along the shores of the Pacific Ocean, Honolulu is the vibrant epicenter of Hawaii. Fondly referred to as “The Gathering Place”, it is home to iconic landmarks such as Diamond Head, Pearl Harbor, and the historic Iolani Palace. A city known for its harmonious blend of natural beauty and urban sophistication, Honolulu embraces a diverse array of lifestyles and cultures. Here, you can spend your day surfing the waves at Waikiki Beach, savoring a traditional Hawaiian plate lunch, then visit the Honolulu Museum of Art, which houses one of the largest single collections of Asian and Pan-Pacific art in the United States! As of 2023, Honolulu, Hawaii boasts a population of over 390,000.
How Much Does Senior Home Care Cost in Honolulu, Hawaii?
The national average cost of home care is just over $5,000 per month (Genworth Cost of Care Survey). Though the actual cost will vary depending on needs and whether a service or independent caregiver is employed, the average monthly cost in Honolulu, Hawaii is $5,720.
Homemaker Services in Honolulu
The national average cost of homemaker services for seniors is $4,957 per month. The average in Hawaii is $5,720 per month. And, in Honolulu, also $5,720.
Home Health Aides in Honolulu
The national average cost of a home health aide is $5,148 per month. The average in Hawaii is $5,720 per month. And, in Honolulu, also $5,720.
Adult Day Care in Honolulu
The national average cost of adult day health care is $1,690 per month. The average in Hawaii is $1,625 per month. And, in Honolulu, also $1,625.
How Much Does Home Care Cost Compared to Other Senior Care Options in Honolulu?
Actual costs will always vary by facility and from one agency to another. It should also be noted that if a senior requires extended care or overnight care, the price will go up considerably. The national average for 24/7 care at home (168 hours) is $19,292.
Now, let’s take a look at the basic monthly averages. These totals are based on a 44-hour week:
| Type of Care | National Average Monthly Cost | Hawaii Average Monthly Cost | Honolulu Average Monthly Cost |
|---|---|---|---|
| Home Care (all services) | $5,053 | $5,720 | $5,720 |
| Homemaker Services | $4,957 | $5,720 | $5,720 |
| Home Health Aide | $5,148 | $5,720 | $5,720 |
| Assisted Living | $4,500 | $5,375 | $5,375 |
| Adult Day Health Care | $1,690 | $1,625 | $1,625 |
| Nursing Home, Semi-Private Room | $7,908 | $12,501 | $12,471 |
| Nursing Home, Private Room | $9,034 | $14,113 | $15,056 |
How to Pay for Senior Home Care in Honolulu
Besides personal savings, seniors and retirees have several possibilities that can help pay if and when it’s time for home care!
Long-Term Care Insurance
Traditional health insurance rarely pays for costs associated with long-term care. Help with daily activities and mobility are a pretty big part of receiving long-term care. So, that’s where long-term care insurance can help. It can cover custodial care, meal services, and even housekeeping services.
Veteran Benefits
The VA will cover the cost of many services under standard health benefits.
To see a full list of long-term care services and to apply for assistance, check out these resources:
State of Hawaii Office of Veterans’ Services
Medicare
Medicare is government-provided health insurance for seniors who are over 65. It will not pay for custodial care but will cover the cost of skilled care at home.
Medicare Part A and Part B will pay for things like:
- Part-time skilled nursing care
- Physical, occupational, or speech therapy
- Medical supplies for home use
- Part-time home health aides
Medicare will pay if:
- Services are part of a plan of care created and reviewed regularly by a doctor.
- A doctor prescribed skilled nursing care or therapy for a specific medical condition.
- You are certified homebound by a doctor.
Medicare will not pay for:
- 24-hour care
- Meal services
- Homemaker services
- Personal care assistance
For Medicare help, visit these resources:
State of Hawaii Employer-Union Health Benefits Trust Fund
Medicaid
Medicaid is a joint federal and state program that helps low-income individuals pay for care. It can help with the cost of both custodial and medical care. Every state has different qualification requirements.
For eligibility and enrollment in Hawaii, visit these resources:
State of Hawaii Department of Human Services Med-QUEST Division
Elderly Affairs Division Honolulu
Hawaii Executive Office on Aging
Need Help Finding Home Care?
Having an in-home care provider can be an essential part of aging in place. And, choosing the best provider is an important decision! If you’re looking for the best senior home care in Honolulu, Hawaii, then start with the Senior Resource Honolulu Home Care Directory!
To find more home care options in Hawaii, visit the Senior Resource Hawaii Home Care Directory!
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Originally published October 24, 2023
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