My husband has met his 24th month of being on Social Security Disability which qualifies him for Medicare. His disability is due to a severe case of Parkinson’s. On August 1st his Medicare Parts A and B will begin, but he is only 64. He will turn 65 next March and I am not sure what he should do when he turns 65 in March.
With Paul’s serious Parkinson’s issues affecting his health, I am concerned about which Medicare option is best for him. Should he enroll in a Medicare Advantage plan or a Medicare Supplement?
I am concerned about whether he will enter the Medicare Prescription drug donut hole because his Parkinson’s medications are expensive. Please advise us on how to find what Paul’s best Medicare option should be.
Thanks, Sheila from El Paso, TX
Learning how to enroll in the right Medicare and Part D prescription drug plan when someone has a serious health condition can be extremely complicated. Your current specialists and prescriptions are what the Toni Says® Medicare team focuses on for a Medicare consultation.
What those on Social Security Disability and qualifying for Medicare Parts A and B need to be aware of is that there are 2 Medicare enrollment times.
When one is under 65 and enrolling in Medicare for the first time, a Toni Says® Medicare team member will advise the new Medicare client to discuss which Medicare Advantage plan their medical professionals and facilities accept that can help to pick up their Medicare costs.
Medicare Advantage plans help to cover the Medicare costs that Medicare does not pay for. The Medicare Advantage plan will have deductibles, copays, or maximum out-of-pocket costs that the Medicare enrollee will have to pay. When under 65, this may be an option to consider since Original Medicare is out-of-pocket. Always verify that your healthcare professionals and facilities accept and will bill the Medicare Advantage plan you’ve picked.
Exploring the Medicare Part D prescription drug donut hole and Paul’s prescription drug plan options are discovered during a Toni Says® Medicare consultation. We always check prescriptions on medicare.gov to determine which Medicare Part D plan best fits a client’s needs.
Toni’s new book Maze of Medicare is available to purchase on www.tonisays.com. Maze of Medicare is the first book explaining Medicare that includes scripture and positive quotes to help relieve the common stress and anxiety associated with transitioning to Medicare.
Call the Toni Says Medicare hotline at (832) 519-8664 or email firstname.lastname@example.org for assistance.
Originally published July 05, 2023