How Much Do Nursing Homes Cost in Houston?

For seniors requiring round-the-clock health and personal care, a nursing home stands as an ideal choice. Currently, over 1.3 million people in the US make their homes in nursing facilities, a figure that’s on its way to doubling by the year 2030. If you or someone close to you is thinking about moving to this form of senior living, getting a handle on the financial aspect is key. Here’s what you need to know about the costs of nursing homes in Houston, Texas.

What is a Nursing Home?

A nursing home is for seniors who don’t need a hospital but do require a higher level of care or medical attention than can be provided at home or in assisted living. These facilities are designed to provide structured days and continuous medical oversight. Each resident benefits from a care plan alongside regular health evaluations. In most nursing homes you’ll find:

• Full-time Health Care
• Personal Care Assistance
• Skilled Nursing Services
• Medication Management
• Social and Recreational Activities
• More

About Houston

Houston, Texas, is a major city known for its combination of Southern charm and urban sophistication. Among its key attractions are the NASA Johnson Space Center, the vibrant Houston Theater District, and Hermann Park. The city is recognized for its cultural diversity and spirit of innovation, offering a place where tradition and progress coexist. With a population of over 2 million people, Houston exemplifies the appeal and forward-thinking attitude of Texas.

How Much Does a Nursing Home Cost in Houston?

The national average nursing home costs are $7,908 per month for a semi-private room and $9,034 per month for a private room. Although actual costs will vary by facility and amenities offered, the averages in Houston are $5,718 per month for semi-private and $7,604 per month for private.

How Much Does a Nursing Home Cost Compared to Other Senior Care Options?

Let’s take a look at the cost of nursing homes in Houston compared to other senior care options:

How to Pay for a Nursing Home in Houston

Besides personal savings, you have several possibilities that can help pay if and when it’s time for long-term care!

Health insurance

Long-term care insurance is typically separate from most health insurance plans, but there are situations where health insurance can cover specific medical services within a nursing home. Investigate with nursing home administrators about separating your bill into categories like custodial care, medical care, and room and board to see if any qualify for health insurance coverage. Health insurance typically doesn’t cover personal care or living expenses. However, reviewing your health insurance policy carefully is crucial to understanding any potential coverage for skilled nursing or other medically necessary services.

Veteran Benefits

The VA will cover the cost of many services under standard health benefits. Veterans may be eligible for Community Nursing Homes, which are residential care centers and skilled nursing facilities, paid for by VA benefits.

To see a full list of long-term care services and to apply for assistance, check out these resources:

Va.gov

VA Nursing Homes, Assisted Living, and Home HealthCare

Veterans Service Organizations – Houston Regional Office

Medicaid

Medicaid is a joint federal and state program that helps low-income individuals pay for care. It can help with the cost of both custodial and medical care. Every state has different qualification requirements.

For eligibility and enrollment in Texas, visit these resources:

Medicaid and CHIP – Texas Health and Human Services

Texas Medicaid

Senior Services (60+)

Harris County Area Agency on Aging

Area Agencies on Aging (AAA)