Personal Finance (Page 4 of 16)

How Seniors Can Save on Auto Insurance

“Can you offer any tips to help seniors save on their auto insurance? I recently turned 70 and got hit with a 25 percent premium increase on my car insurance.”

10 Energy-Saving Thrifty Tips for Retirees to Lower Utility Bills

Unfortunately, as inflation continues to impact the middle class, paying monthly bills can be challenging – especially for retirees living on a fixed income. Luckily, we have some thrifty tips that can help!

10 Things to Sell (or Give Away) Before You Retire

Let’s face it—most of us have WAY too much stuff. If you’re getting ready to start your retirement phase, you may be considering downsizing. Here are some things you should sell before you retire!

How to Replace Important Documents That Are Lost or Missing

Replacing important documents that are destroyed, lost, or stolen is pretty easy once you know where to turn.

How Seniors Can Save Money on Prescription Glasses

While there’s no one solution to this common need, here are a few tips that can help you save!

senior woman holding up a pair of eye glasses

Do I Need to File a Tax Return This Year?

Don’t overpay! See the updated income thresholds and free tax prep options for 2025.

What Is a Grace Period, and How Does It Work?

Dear Mary: Is there a law that says how long the grace period must be? (And if you don’t mind, exactly what IS a grace period?)

Before You Jump Into HEL, Consider Your Options Very Carefully

Treating your home equity like available spending money could be a decision you will regret for a long time to come.

How to Replace Important Lost Documents

“How do I go about replacing some important documents that were lost when our home of 50 years burned down?”

7 Reasons Baby Boomers Should Rent Instead of Buy

Here are some great reasons for retirees to consider renting a home!

Financial Harmony Is More About Trust Than Money

Explore the impact of money on marriage and relationship dynamics..and how to handle unauthorized charges and finances.

Homemade Ice Melt for Steps, Walkways and Driveways

“Everyday Cheapskate” reader Jennifer wrote, “Do you have a solution for melting ice and snow on walkways, driveways, steps and windshields?”

27 Grocery Shopping Tricks to Keep More Cash in Your Pocket

Here’s a snappy collection of grocery-shopping tricks that may not be new but have surely been forgotten by most of us.

The Long-Term Care Mistake Most Couples Regret—Don’t Be One of Them!

Many retirees fear the financial strain of long-term care, so it’s great that you’re being proactive about planning. The good news is that there are options to help you!

Protect Your Legacy and Maximize Your Impact with These Advanced Charitable Tools

Retirement often comes with a unique challenge for many people. How do you make meaningful charitable contributions while managing taxes and protecting your family’s wealth? For many, the default option is donating cash. But did you know there’s a way to give more effectively, maximize your impact, and save on taxes? Strategic asset-based giving opens doors to powerful opportunities that are often overlooked.