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Bookmark seniorresource.com
before clicking on any of our many links so you can come back to find
more information!
After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Department on Aging
421
East Capitol Avenue, #100
Springfield, IL 62701-1789
1.800.252.8966
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In Home Care
Smile
& Love Inc - Home
Care Service
115 S. Wilke Rd., Suite 201
Arlington Heights, IL 60005
847-259-8767 (for clients)
847-259-8765 (for caregivers)
emali: admin@smilenlove.com
A Non-Medical, In-Home Care Company
For Seniors, who need assistance with daily
living.
To learn more and get the help you need visit:
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Alzheimer's Communities Regulations
Alzheimer's Unit Requirements set by
Department of Public Health
217.782.5180
A facility must fill
out an Alzheimer's Special Care Disclosure Form if they offer care to Alzheimer's
residents in a special unit. Staff shall be on duty all hours of each day to provide
services that meet the total needs of the residents. |
Senior Apartments
You may choose to spend your golden years in
a community designed especially for mature adults. Senior living
facilities come in many sizes and shapes. Senior apartments
are one such chose. A Senior Apartment allows you to take advantage
of many amenities and personalized services without having to
maintain a house and yard.
Senior apartments should be a consideration for older adults
that can take care of themselves. Aside from age-restrictions
these apartments are usually developed the same as standard
apartments. Some of these apartments are also equipped with
items such as hand rails and pull cords to make getting around
and living easier. Also these apartments provide a community
of elderly neighbors without the hassles of a larger home
to manage. Properties can vary in terms of services but typically
offer apartment living and services designed specifically
for independent active seniors 55 and older. Since many of
these residences are designed for active seniors, most do
not offer meal service, housekeeping or medical services.
Senior apartment complexes are usually located near senior
centers, parks, shopping malls, golf courses and public transportation.
Some provide van services to nearby shopping and needed services.
Senior apartments can be found in many communities, some
are under federal housing guidelines and will only accept
low income seniors, but most are privately owned. Many of
the privately owned properties offer reduced rents to low-income
tenants with assistance from Dept. of Housing Urban Development
(HUD). You should be aware that senior apartments usually
have a captured audience with a significant waiting lists
period. The following table provides a listing of senior apartments
in your state; those that may have subsidized units are identified
with an "S" in the right hand column
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Senior
Apartments
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Property
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Address
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City
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ST
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ZIP
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S
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Assisted Living Regulations
| Assisted Living Regulatory Information
Department of Public Health
217.782.5180
Sheltered Care Facilities
provide food, shelter, laundry services, and personal care to residents who do
not need nursing care. |
Award Winning HMOs
| Find out if any HMOs in your area rank in
the top 50. HealthMatrix Research
Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for
an HMO and answers to Frequently Asked Questions. |
The back button will bring you
back to Senior Resource after linking to other sites.
ILLINOIS AND NATIONAL
SENIOR HOUSING DIRECTORY
SENIORS FOR LIVING
www.seniorsforliving.com
Seniors
For Living is a free online directory that makes
it easy to find senior housing communities and home care providers
across the US. Simply enter the location (City and State or Zip
Code) and type of senior housing you are looking for and Seniors
For Living
will provide you with several options for the senior
housing in your area that best fits your situation and needs.
Finding senior housing options has never been
so fast and easy!
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Drug and Prescription Savings and Assistance Programs
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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For information on your state's prescription drug assistance program-
800.642.2459
Program benefits and eligibility varies by state.
Health Insurance Counseling
and Advocacy Program (HICAP)
Need help with the Medicare
Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance options.
Note: Toll free numbers often work only from within the state.
From out
of state? Use the other number, when provided. 1.800.548.9034 For more counseling
information visit www.medicare.gov
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Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully.
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Investments: Annuities, 401K Rollovers
 
 
Assisted Living Communities
 Your
retirement planning should be based on understanding the options
associated with Assisted living. As part of a retirement plan
these options combine housing, support services and health care,
as needed. Assisted living is a retirement service for individuals
who require assistance with everyday activities such as meals,
medication management or assistance, bathing, dressing and transportation.
Some residents may have memory disorders including Alzheimer's,
or they may need help with mobility, incontinence or other challenges
of senior life. Residents are assessed to determine the level
of service they may need. These retirement services generally
include: 24/7 supervision, 3 meals a day, housekeeping, transportation,
minor medical attention, personal care assistance, security and
emergency call, exercise programs, social and educational activities.
In addition some Assisted living communities may provide: gardens,
libraries, and chapels. Assisted living communities are operated by both
profit and non-profit organizations. Pricing can range from $1000
to over $4,000 per month based on your location. There may be
extra fees for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Community
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Address
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City
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ST
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ZIP
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Moving Help and Supplies
Real Estate Agents: Buy or Sell
| Whenever possible your inquiry
goes to a Specialist trained to work with seniors from over 800 such specialists
in our International referral network.
Having a Professional
Specialist contact you, is just a click away! Fill
out the inquiry form and we do the rest. |
Retirement and Independent Living Communities
Bethany Retirement Community4950
N. Ashland Avenue
Chicago, IL 60640
773.989.1501 Enjoy affordable
Independent Living residences in a beautiful "Park-Like Setting", with 3 meals
daily, social events, housekeeping and an emergency call system. Bethany Retirement
Community, a member of the Bethany Methodisst family, also has an on-site licensed
nursing staff with arrangements available for Assisted Living. |
Shared Housing
Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place with
supportive services is one of the most desirable ways of aging.
Aging in place can achieve efficiencies enabled by the customized
care. Successful aging in place approaches focus on the provision
of the most appropriate care for the specific individual.
Thus avoiding wasted costs brought on by a "generic"
care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined by
an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of a
comprehensive plan for retirement and aging. A key step in implementing
aging in place is to make your home aging friendly. As we age we
don't hear so well, we sometimes forget or get confused and we can
even outlive doctor's predictions about our longevity. So as long
as we persist in growing older, why not arrange our homes to accommodate
our reality. Incorporate memory triggers into the way we arrange
cabinets and counters, add soft fabrics to muffle background noises,
change appliances to better accommodate our short-comings.
Here is a book to help you make your
homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal Design:
A Step-by-Step Guide to Modifying Your Home for Comfortable,
Accessible Living by Barbara Krueger and Nika Stewart
is a good place to start.With the book as a guide you can
plan ahead for years before you critically need the advantages
offered by the ideas in the book. |
Also visit: the Universal Design Living
Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our
Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a contractor/builder
in your area. Below is a list of of such providers in your area.
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Aging In Place Contractors
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Company |
Address |
City |
ST |
ZIP |
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Aging in Place Condiderations*
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Helping your Elderly Parent Stay in their Home Longer
Living independently is an important achievement for many aging adults. There are varying reasons why this is such a big deal. If you think about what it means to age, you have to imagine what it would feel like to slowly lose your independence. How would you feel if you had to give up control of your day-to-day life? There are many decisions we make daily without much thought including, such thing as choosing what to eat, when to have a meal, or even when to go to bed. These may seem trivial but imagine for a moment, what it would feel like to not be able to make simple life decisions.
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Aids in the Bathroom
Installing bathing or shower aides can help make it safer for your aging parent to live independently. Item like an elevated toilet, grab bars, non-slip mats and a bathing or shower chair are all devices that can help make the bathroom a safe place and help older adults maintain their independence longer.
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Mobility Aids
Mobility aids can help assist an individual with balance and coordination issues. Walkers, wheelchairs and electronic chairs or scooters can be used to help make it easier to get around in the home. A chair lift can make it possible to live in a house with stairs.
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Care Coordinators
Hiring a care coordinator to assist an aging individual with daily needs is another option. Care coordinators are available for many different tasks, some specialize only non-medical needs. They help out by performing simple chores, light housekeeping, running errands, grocery shopping or maybe driving the senior to medical appointments. Other coordinators have specialized experience in dealing with the elderly and do perform some basic medical needs such as administering or assisting with taking daily medicines or help with bathing and dressing.
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The Selection Process
Once a decision is made to hire a care coordinator, the process of selecting the right individual begins. It is essential to include the person receiving the care in the decision making process. Remember that although you will want to choose a competent individual it is just as important that your elderly parent or family member feels comfortable with the individual you select. Before you make a choice keep in mind that your parent will have this individual in their home, possibly on a daily basis, so it is important that they are able to develop a good rapport and a sense of trust with one another.
Whether through the use of home aides alone or with the added support from care providers there are many ways to help your senior maintain a level of independence and stay in their own home longer.
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*Elements (www.elementsservices.org)
has been providing support and services for seniors, disabled, special needs and or anyone who can simply use some help since 2007. We are a company that thrives at making life a little bit easier for individuals who do not have the time and or ability. |
If you want to learn more visit our
Aging in Place section.
State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
320 West Washington Street
4th Floor
Springfield, IL 62767
217.782.4515
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Taxes
- Personal Income Tax
Tax Rate: Flat rate of 3% of federal adjusted gross income.
Personal Exemptions: $2,000 for singles and $4,000 for married
couples.
A $15 credit is allowed for each exemption.
Standard Deduction: 0.
Medical/Dental Deduction 0. Federal Income Tax Deduction:
0.
Public Pension Exclusion: Full.
Private Pension Exclusion: Full.
Social Security Exemption: Full.
- Sales Tax: 6.25% (1% on food, prescription and non-prescription
drugs) Local taxes may raise to 8.5%
For further information
Illinois Department of Revenue.
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