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before clicking on any of our many links so you can come back to find
more information!
After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar? |
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You may benefit from Seniors
Real Estate Coordination |
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- Property preparation for sale - Estate
clean out - No hassle transitions |
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- Communication with family & professional
advisors - Home sale and closing |
To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation |
Agencies on Aging
Board on Aging
Human Services Building, 4th Floor
444 Lafayette Road
St. Paul, MN 55155-3843
612.296.2770
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Apartments
RidgePointe
12600 / 12800 Marion Lane West
Minnetonka, Minnesota 55305
952.540.6200
RidgePointe
When you're ready for retirement living
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SunsetRidge Senior Townhomes
12800 Marion Lane West
Minnetonka,
Minnesota 55305
952.540.6202
SunsetRidge Senior Townhomes
Premier rental townhomes for those
50+ with discrimating taste.
High-end appointments and detailing combined
with open floorplans compliment the contemporary lifestyle of those who choose
to explore life's many options. |
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RosePointe
2555 North Hamiline Avenue
Roseville, NM 55113
651.639.1000
RosePointe
Senior Living Apartments Homes in a tranquil suburban setting.
RosePointe
offers convenience to shopping, restaurants and healthcare facilities
for
retirees and pre-retirees.
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Award Winning HMOs
| Find out if any HMOs in your area rank in
the top 50. HealthMatrix Research
Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for
an HMO and answers to Frequently Asked Questions. |
The back button will bring you
back to Senior Resource after linking to other sites.
Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
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For information on your state's prescription drug
assistance program-
800.333.2433
Program benefits and eligibility varies by state.
Health Insurance Counseling
and Advocacy Program (HICAP)
 | Partners
in Community Supports (PICS) is a non-profit organization based in Bloomington.
We offer innovative services for Minnesota seniors who are on the Elderly Waiver
program. Helping individuals get more out of their waivers is the name of our
game.
Visit us at www.PICSweb.org |
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.333.2433
For more counseling information visit www.medicare.gov |
Housing Guides
email
us
Information on housing from active
adult retirment communities to assisted living, nursing homes excluded. Also includes
information on staying in your hme, including reverse mortgaes and supportive
services. The publication covers housing in the counties of Anoka, Carver, Chisago,
Dakota, Hennipin, (Minneapolis) Isanti, Ramsey, (St. Paul) Scott, Washington and
Wright Counties. The housing listings give information on costs, parking, pet
policy and other amenities. Information on services such as, personel care, housekeeping,
meal programs and transportation are also included. Website
gives a sampling of what is in the book and how to order your copy. |
Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully. |
Return to top
Investments: Annuities, 401K Rollovers
 
 
Assisted Living Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here. |
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Assisted
Living Communities
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Moving Help and Supplies
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll bring
a container right to you, and you can take as long as you like to
load it.
5% OFF 1st Month storage rental. 5% Off
long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now  |
OR call 866-767-PODS and mention PROMO CODE
SR411 |
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*Available
for a limited time only at participating locations. Offer void where
prohibited by law. Please call for service locations. Must mention
promotional code at time of order. Cannot be combined with any other
offer. For local moves, 5% off first month's storage. Additional
mileage charges may apply if outside our standard delivery area.
For inter-franchise moves between two different PODS company-owned
and/or franchisee territories, 5% off first month's storage, administrative
fees, and transportation costs.
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Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry
goes to a Specialist trained to work with seniors from over 800 such specialists
in our International referral network.
Having a Professional
Specialist contact you, is just a click away!
Fill out the inquiry form and we do the rest. |
Resources For Help
City of Maple Grove, Senior Opportunities, discounts and
resources
CaregiverMN.org offers help information and resources for caregivers
Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place
with supportive services is one of the most desirable ways
of aging. Aging in place can achieve efficiencies enabled
by the customized care. Successful aging in place approaches
focus on the provision of the most appropriate care for
the specific individual. Thus avoiding wasted costs brought
on by a "generic" care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined
by an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of
a comprehensive plan for retirement and aging. A key step in implementing
aging in place is to make your home aging friendly. As we age
we don't hear so well, we sometimes forget or get confused and
we can even outlive doctor's predictions about our longevity.
So as long as we persist in growing older, why not arrange our
homes to accommodate our reality. Incorporate memory triggers
into the way we arrange cabinets and counters, add soft fabrics
to muffle background noises, change appliances to better accommodate
our short-comings.
Here is a book to help you make your
homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal Design:
A Step-by-Step Guide to Modifying Your Home for Comfortable,
Accessible Living by Barbara Krueger and Nika Stewart
is a good place to start.With the book as a guide you can
plan ahead for years before you critically need the advantages
offered by the ideas in the book. |
Also visit: the Universal Design
Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our
Aging in Place section.
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a contractor/builder
in your area. Below is a list of of such providers in your area.
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Aging
In Place Contractors
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
Department of Commerce
133 East 7th Street
St. Paul, MN 55101-2362
612.296.4026
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State Regulations for Assisted Living and Alzheimer's
Regulations
Alzheimer's Unit requirements are not separately specified
Department of Health
651.643.2156
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Assisted Living Regulatory Information
Department of Health
651.643.2156
Housing with Services Establishments and Assisted Living Home
Care Provider provide sleeping accommodations to residents ages
55 or older and one or more health-related services or two more
supportive services in two home health licensure categories.
Assisted Living Home Care Provider provides assistance with
activities of daily living, arrange for health-related, supportive,
and medical services.
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Taxes
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- Personal Income Tax
Tax Rate: 5.35% is the lowest, 7.85% is the highest.
Income Brackets: Three from the lowest $19,010 to $62,441
the highest for singles.
Personal Exemptions: $2,900 for singles, $5,800 for marrieds
filing separately.
Standard Deduction: Same as the federal.
Medical/Dental Deduction Same as the federal.
Federal Income Tax Deduction: 0.
Public Pension Exclusion: 0.
Private Pension Exclusion: 0.
Social Security Exemption: Same as Federal
- Sales Tax: 6.5% (Food, prescription and non-prescription
drugs exempt)
For further information see Minnesota Department of Revenue.
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