After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from Seniors
Real Estate Coordination
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- Property preparation for sale - Estate
clean out - No hassle transitions
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- Communication with family & professional
advisors - Home sale and closing
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To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation
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Agencies on Aging
Department of Community
Affairs
Division on Aging
101 South Broad Street CN 807
Trenton, NJ 08625-0807
1.800.792.8820
609.984.3951
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Alzheimer's Communities Regulations
Alzheimer's Unit requirements are not separately specified
Department of Health,
Division of Long-Term Care Systems, Development, and Quality
609.633.9060
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Apartments for Seniors
239 South 6th Avenue
Highland Park, New Jersey 08904
(732) 572-0700
AHEPA-Highland Apartments is an exciting new community
offering affordable one bedroom apartments for adults age 55 or
older. Conveniently located in a lovely residential setting, we
provide a full array of amenities and services, so that you feel
comfortable and cared for. If you are looking to join a community
of friends, neighbors, and staff who care, AHEPA-Highland is the
right choice for you! Immediate occupancy available!!!!
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Westlake
Mews
100 Muirfield Road
Jackson, New Jersey 08527
732.928.3323
Offering 150 affordable 1- and 2-bedroom apartments with balconies,
in a state-of-the-art 2-story "L" shaped building in
the planned community of Westlake Village.
The community features acres of open space
walking trails, Wellness Center, Bocci Court
and a Community Center.
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Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Health,
Division of Long-Term Care Systems,
Development and Quality
609.633.9060
Assisted Living Residences/Comprehensive Personal Care Homes.
An Assisted Living Residence provides apartment-style housing
and congregate dining and assures that assisted living services
are available when n3eded. Residences (new construction), comprehensive
personal care (converted/residential boarding home), and assisted
living programs (services provided).
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Attorneys: Elder Law and Estate Planning
Levine, Furman & Smeltzer,
LLC
Attorneys at Law
F-3 Brier Hill Court
East Brunswick, NJ 08816
732.238.6000
email
us
Offering services for Elder Law, protecting your assets from
Nursing Home Cost, Medicaid applications, Estate and Tax Planning,
Wills, Living Trusts, Powers of Attorney, Living Wills, Estate
Administration and IRS dispute resolution
Legal services include New Jersey & New York Attorneys
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Award Winning HMOs
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Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
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The back button will bring you back to Senior
Resource after linking to other sites.
NEW JERSEY AND NATIONAL
SENIOR HOUSING DIRECTORY
SENIORS FOR LIVING
www.seniorsforliving.com
Seniors
For Living is a free online directory that makes
it easy to find senior housing communities and home care providers
across the US. Simply enter the location (City and State or Zip
Code) and type of senior housing you are looking for and Seniors
For Living
will provide you with several options for the senior
housing in your area that best fits your situation and needs.
Finding senior housing options has never been
so fast and easy!
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Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+ medications.
You'll also see online pharmacy ratings and shipping fees so
you can compare total costs.
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For information on your state's prescription drug assistance
program-
800.792.9745
Program benefits and eligibility varies by state.
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.792.8820
For more counseling information visit www.medicare.gov
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Independent Living
Denville
AFFORDABLE
INDEPENDENT SENIOR LIVING
an alternative
to assisted living short term (Respite) and long term options
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Private room and suite rentals include meals
and housekeeping services
• Studio, one bedroom and two bedroom apartments
• Convenient to shopping and medical services
• Gourmet meals in restaurant style dining room
• Medical Transportation
• Social Activities • Chaplain and Daily Mass
Visit
our website at www.saintfrancisres.com
or contact us at 973-627-5000
or 1-866-420-4178
for more information or to schedule a personal tour.
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Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with
eating, bathing, dressing, and other physical activities. Long-term
care insurance can help pay for such care in the future. To
help protect your financial independence, as you grow older,
many Long Term Care Insurance providers have plans that offer
comprehensive benefits as well as a proven track record of claims
payments and financial stability. You should review all your
options carefully.
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Return to top
Investments: Annuities,
401K Rollovers
 
 
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Assisted Living Communities
 Your
retirement planning should be based on understanding the options associated
with Assisted living. As part of a retirement plan these options combine
housing, support services and health care, as needed. Assisted living
is a retirement service for individuals who require assistance with
everyday activities such as meals, medication management or assistance,
bathing, dressing and transportation. Some residents may have memory
disorders including Alzheimer's, or they may need help with mobility,
incontinence or other challenges of senior life. Residents are assessed
to determine the level of service they may need. These retirement
services generally include: 24/7 supervision, 3 meals a day, housekeeping,
transportation, minor medical attention, personal care assistance,
security and emergency call, exercise programs, social and educational
activities. In addition some Assisted living communities may provide:
gardens, libraries, and chapels.
Assisted living communities are operated by both profit and non-profit
organizations. Pricing can range from $1000 to over $4,000 per month
based on your location. There may be extra fees for special services.
Learn more about Assisted Living Communities here.
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Assisted
Living Communities
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Community
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Address
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City
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ZIP
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Moving Help and Supplies
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll
bring a container right to you, and you can take as long as
you like to load it.
5% OFF 1st Month storage rental. 5%
Off long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO
CODE SR411 |
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*Available
for a limited time only at participating locations. Offer void
where prohibited by law. Please call for service locations.
Must mention promotional code at time of order. Cannot be combined
with any other offer. For local moves, 5% off first month's
storage. Additional mileage charges may apply if outside our
standard delivery area. For inter-franchise moves between two
different PODS company-owned and/or franchisee territories,
5% off first month's storage, administrative fees, and transportation
costs.
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Nursing Homes
The State Department of
Health has an
on-line posting of ratings
of 332 nursing homes based on a specific list
of criteria evaluated during yearly surprise
inspections. The criteria for rating,
may not be your criteria, but their web site
should be a starting point in any search
for a NJ nursing home. |
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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Reverse Mortgages
Financial
Freedom
Senior
Funding Corporation
is the largest originator and servicer of
reverse mortgages in the USA, allowing you to keep ownership
of your home (you don't sign it over to the bank).
With a government-insured, government-regulated
reverse mortgage, you can convert some of your equity into tax-free
cash, without ever having to make a payment as long as you live
in your home.
Contact us:
Financial Freedom Senior
Funding Corporation
Sparta, New Jersey
973-726-0548
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Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place with
supportive services is one of the most desirable ways of aging.
Aging in place can achieve efficiencies enabled by the customized
care. Successful aging in place approaches focus on the provision
of the most appropriate care for the specific individual.
Thus avoiding wasted costs brought on by a "generic"
care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined by
an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of a
comprehensive plan for retirement and aging. A key step in implementing
aging in place is to make your home aging friendly. As we age we
don't hear so well, we sometimes forget or get confused and we can
even outlive doctor's predictions about our longevity. So as long
as we persist in growing older, why not arrange our homes to accommodate
our reality. Incorporate memory triggers into the way we arrange
cabinets and counters, add soft fabrics to muffle background noises,
change appliances to better accommodate our short-comings.
Here is a book to help you make your
homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal Design:
A Step-by-Step Guide to Modifying Your Home for Comfortable,
Accessible Living by Barbara Krueger and Nika Stewart
is a good place to start.With the book as a guide you can
plan ahead for years before you critically need the advantages
offered by the ideas in the book. |
Also visit: the Universal Design Living
Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our
Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a contractor/builder
in your area. Below is a list of of such providers in your area.
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Aging In Place Contractors
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Company |
Address |
City |
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ZIP |
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
20 West State Street
Roebling Building
CN325
Trenton, NJ 08625
609.292.5363
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Taxes
- Personal Income Tax
Tax Rate Range: 1.4% to 6.37%.
Six income brackets: Lowest is $20,000, highest is $75,000
Personal Exemptions: $1,000 for singles and $2,000 for marrieds,
$1,000 for each individual over 65.
Standard Deduction: 0.
Medical/Dental Deduction Limited to excess of 2% of gross income.
Federal Income Tax Deduction: 0.
Public Pension Exclusion: 62+: $15,000 for singles, $20,000 for
marrieds for marrieds filing jointly,Income limits apply.
Private Pension Exclusion: 62+: $15,000 for singles, $20,000
for marrieds for marrieds filing jointly,Income limits apply.
Social Security Exemption: Full.
- Sales Tax: 6% (Food, prescription and non-prescription drugs,
clothing and footwear exempt)
For further information New Jersey Department of
Taxation.
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