How Much Do Nursing Homes Cost in Cleveland, Ohio?
For seniors who need full-time health and personal care, a nursing home may be the perfect option. Over 1.3 million people across the country currently live in nursing homes and that number could easily double by 2030. If you or a loved one have decided it’s time to transition to this type of senior housing, you’ll want to know these numbers. Here’s everything you need to know about the cost of nursing homes in Cleveland, Ohio
What is a Nursing Home?
A nursing home serves as a supportive residence for seniors who may not necessarily require hospitalization, but do need a degree of care or medical oversight that surpasses what can be offered at home or in an assisted living community. These facilities provide structured routines, meals, and round-the-clock medical attention, ensuring their residents are well taken care of at all times.
Each resident typically has a personalized care plan tailored to their specific needs and undergoes regular health evaluations. Here are some key characteristics of a nursing home:
- Full-Time Health Care
- Full-Time Personal Care Assistance
- Skilled Nursing
- Medication Management
- Social and Recreational Activities
About Cleveland, Ohio
Situated on the banks of Lake Erie, Cleveland is home to renowned landmarks such as the Rock & Roll Hall of Fame, Progressive Field, and the historic West Side Market. A city celebrated for its perfect balance of natural allure and urban charm, Cleveland, Ohio showcases a diverse range of lifestyles and cultures. It’s the second-most populous city in Ohio and the 54th-most populous in the U.S. Whether you’re a sports enthusiast, foodie, or art lover, Cleveland has something to offer everyone.
How Much Does a Nursing Home Cost in Cleveland?
The national average nursing home costs are $7,908 per month for a semi-private room and $9,034 per month for a private room. Although actual costs will vary by facility and amenities offered, the averages in Cleveland are $8,395 per month for semi-private and $8,897 per month for private.
How Much Does a Nursing Home Cost Compared to Other Senior Care Options in Cleveland?
Let’s take a look at the cost of nursing homes in Cleveland compared to other senior care options:
| Type of Care | National Average Monthly Cost | Cleveland Average Monthly Cost |
|---|---|---|
| Nursing Home, Semi-Private Room | $7,908 | $8,395 |
| Nursing Home, Private Room | $9,034 | $8,897 |
| Homemaker Services | $4,957 | $5,196 |
| Home Health Aide | $5,148 | $5,196 |
| Assisted Living | $4,500 | $4,940 |
| Adult Day Health Care | $1,690 | $1,788 |
How to Pay for a Nursing Home in Cleveland
Besides personal savings, you have several possibilities that can help pay if and when it’s time for long-term care!
Health insurance
Long-term care, such as custodial care in a nursing home, usually isn’t covered by most traditional health insurance policies. However, certain individual medical services that you may need could be covered (services like wound care, physical therapy, and other treatments provided by trained medical personnel).
It is always wise to thoroughly review your policy or speak with your insurance provider to understand what services are covered before choosing a nursing home. Ask nursing home administrators if they can itemize your bill based on custodial care, medical care, and room and board. This way, you can clearly see which parts of your care may be covered by your health insurance and plan accordingly.
Long-Term Care Insurance
Long-term care insurance can help pay for care received in your home, a nursing home, an assisted living facility, or even adult daycare centers. Usually, policies state that you become eligible for benefits when you’re unable to perform at least two of six activities of daily living.
Veteran Benefits
The VA will cover the cost of many services under standard health benefits. Veterans may be eligible for Community Nursing Homes, which are residential care centers and skilled nursing facilities, paid for by VA benefits.
To see a full list of long-term care services and to apply for assistance, check out these resources:
Department of Veterans Services, Ohio
Medicaid
Medicaid is a joint federal and state program that helps low-income individuals pay for care. It can help with the cost of both custodial and medical care. Every state has different qualification requirements.
For eligibility and enrollment in Ohio, visit these resources:
Need Help Finding a Nursing Home?
If you’re looking for a nursing home, start with these senior resources:
Senior Resource Nursing Home Directory – Cleveland, Ohio
Senior Resource Nursing Home Directory – State of Ohio
For more resources in Cleveland, start here.
For more resources in the state of Ohio, start here.
Top 99 Best Retirement and Senior Living Resources Near Cleveland
Popular Articles About Cleveland and Ohio
Popular Articles About Nursing Homes
Originally published February 12, 2024
Author(s):
