How Much Do Nursing Homes Cost in Honolulu, Hawaii?
For seniors who are in need of full-time health and personal care, a nursing home may be the perfect option. Over 1.3 million people across the country currently live in nursing homes and that number could easily double by 2030. If you or a loved one have decided that it’s time to transition to this type of senior housing, then you’ll want to know these numbers! Here’s everything you need to know about the cost of nursing homes in Honolulu, Hawaii.
What is a Nursing Home?
A nursing home is for seniors who don’t need a hospital but do require a higher level of care or medical attention than can be provided at home or in an assisted living facility. Nursing homes provide structured schedules, meals, and around-the-clock medical treatment. Residents usually have care plans and receive regular health assessments. Common features to look for in a nursing home setting are:
- Full-time health care
- Full-time personal care assistance
- Skilled nursing
- Medication management
- Social and recreational activities as part of a daily schedule
About Honolulu, Hawaii
Nestled along the shores of the Pacific Ocean, Honolulu is the vibrant epicenter of Hawaii. Fondly referred to as “The Gathering Place”, it is home to iconic landmarks such as Diamond Head, Pearl Harbor, and the historic Iolani Palace. A city known for its harmonious blend of natural beauty and urban sophistication, Honolulu embraces a diverse array of lifestyles and cultures. Here, you can spend your day surfing the waves at Waikiki Beach, savoring a traditional Hawaiian plate lunch, then visit the Honolulu Museum of Art, which houses one of the largest single collections of Asian and Pan-Pacific art in the United States! As of 2023, Honolulu, Hawaii boasts a population of over 390,000.
How Much Does a Nursing Home Cost in Honolulu?
The national average nursing home costs are $7,908 per month for a semi-private room and $9,034 per month for a private room. Although actual costs will vary by facility and amenities offered, the averages in Honolulu are $12,471 per month for semi-private and $15,056 per month for private.
How Much Does a Nursing Home Cost Compared to Other Senior Care Options in Honolulu?
Let’s take a look at the cost of nursing homes in Honolulu compared to other senior care options:
| Type of Care | National Average Monthly Cost | Honolulu Average Monthly Cost |
|---|---|---|
| Nursing Home, Semi-Private Room | $7,908 | $12,471 |
| Nursing Home, Private Room | $9,034 | $15,056 |
| Homemaker Services | $4,957 | $5,720 |
| Home Health Aide | $5,148 | $5,720 |
| Assisted Living | $4,500 | $5,375 |
| Adult Day Health Care | $1,690 | $1,625 |
How to Pay for a Nursing Home in Honolulu
Besides personal savings, you have several possibilities that can help pay if and when it’s time for long-term care!
Health insurance
Though most plans do not typically pay for long-term care, some policies will allow coverage for individual medical services. When shopping for a nursing home, ask administrators if your bill can be divided up by custodial care, medical care, and room and board. Health insurance almost never pays for personal care or living expenses. But – sometimes it will pay for skilled nursing or other types of medically necessary services received when living in a nursing home. So – check your policy!
Long-Term Care Insurance
Long-term care insurance can help pay for care received in your home, a nursing home, an assisted living facility, or even adult daycare centers. Usually, policies state that you become eligible for benefits when you’re unable to perform at least two of six activities of daily living.
Veteran Benefits
The VA will cover the cost of many services under standard health benefits. Veterans may be eligible for Community Nursing Homes, which are residential care centers and skilled nursing facilities, paid for by VA benefits.
To see a full list of long-term care services and to apply for assistance, check out these resources:
State of Hawaii Office of Veterans’ Services
Medicaid
Medicaid is a joint federal and state program that helps low-income individuals pay for care. It can help with the cost of both custodial and medical care. Every state has different qualification requirements.
For eligibility and enrollment in Hawaii, visit these resources:
State of Hawaii Department of Human Services Med-QUEST Division
Elderly Affairs Division Honolulu
Hawaii Executive Office on Aging
Need Help Finding a Nursing Home?
If you’re looking for a nursing home, start with these senior resources:
Senior Resource Nursing Home Directory – Honolulu, Hawaii
Senior Resource Nursing Home Directory – State of Hawaii
For more resources in Honolulu, start here.
For more resources in the state of Hawaii, start here.
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Originally published October 24, 2023
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