How Much Do Nursing Homes Cost in Los Angeles, California?
For seniors needing full-time medical and personal care, a nursing home can be a suitable option. With the number of nursing home residents in the US projected to double by 2030, understanding these costs is becoming increasingly important. If you’re considering a nursing home for yourself or a loved one in Los Angeles, California, here’s a breakdown of what to expect.
What is a Nursing Home?
Nursing homes provide a supportive living environment for seniors who require a higher level of care than assisted living or home care can offer. Unlike hospitals, they don’t focus on short-term treatment, but on long-term care and support. Residents typically receive:
- 24/7 Medical Attention: Ensuring their health and well-being is always addressed.
- Personalized Care Plans: Tailored to each resident’s specific needs.
- Skilled Nursing Services: Provided by licensed professionals.
- Medication Management: Ensuring accurate and timely medication administration.
- Full-Time Personal Care Assistance: With daily activities like bathing, dressing, and mobility needs.
- Structured Routines and Social Activities: Promoting well-being and mental stimulation.
About Los Angeles, California
Los Angeles, with its sunshine, diverse neighborhoods, and outdoor activities, beckons retirees seeking an active lifestyle. The county’s growing senior population (over 13% and rising) enjoys a wealth of cultural experiences – world-class museums, vibrant cuisine, and iconic attractions. From relaxing on Santa Monica beach to hiking Runyon Canyon, LA offers options for every retiree.
How Much Does a Nursing Home Cost in Los Angeles?
The national average nursing home costs are $7,908 per month for a semi-private room and $9,034 per month for a private room. Although actual costs will vary by facility and amenities offered, the averages in Los Angeles are $10,646 per month for semi-private and $13,262 per month for private.
How Much Does a Nursing Home Cost Compared to Other Senior Care Options in Los Angeles?
Let’s take a look at the cost of nursing homes in Los Angeles compared to other senior care options:
| Type of Care | National Average Monthly Cost | Los Angeles Average Monthly Cost |
|---|---|---|
| Nursing Home, Semi-Private Room | $7,908 | $10,646 |
| Nursing Home, Private Room | $9,034 | $13,262 |
| Homemaker Services | $4,957 | $6,673 |
| Home Health Aide | $5,148 | $6,673 |
| Assisted Living | $4,500 | $5,748 |
| Adult Day Health Care | $1,690 | $1,690 |
How to Pay for a Nursing Home in Los Angeles
Besides personal savings, you have several possibilities that can help pay if and when it’s time for long-term care!
Health Insurance
Traditional health insurance typically excludes long-term care, including custodial care in a nursing home. However, specific medical services you receive, like wound care, physical therapy, and other treatments by trained professionals, may still be covered. Here’s what to know about private health insurance and nursing homes:
- Limited Coverage: Traditional health insurance typically excludes the custodial care provided in a nursing home.
- Possible Coverage: However, some specific medical services you receive in a nursing home may still be covered. These might include wound care, physical therapy, or treatments by trained professionals.
- Understanding Coverage: Before choosing a nursing home, carefully review your health insurance policy or consult your insurer to understand what services are covered.
- Detailed Billing: Request a breakdown of your nursing home bill separating custodial care, medical care, and room and board. This transparency helps you identify which aspects might be covered by insurance, allowing for better financial planning.
Long-Term Care Insurance
Long-term care insurance can help pay for care received in your home, a nursing home, an assisted living facility, or even adult daycare centers. Usually, policies state that you become eligible for benefits when you’re unable to perform at least two of six activities of daily living.
Veteran Benefits
The VA will cover the cost of many services under standard health benefits. Veterans may be eligible for Community Nursing Homes, which are residential care centers and skilled nursing facilities, paid for by VA benefits.
To see a full list of long-term care services and to apply for assistance, check out these resources:
Medicaid
Medicaid is a joint federal and state program that helps low-income individuals pay for care. It can help with the cost of both custodial and medical care. Every state has different qualification requirements.
For eligibility and enrollment in California, visit these resources:
Medi-Cal (for People with Medicare)
Help Finding a Nursing Home
If you’re looking for a nursing home, start with these senior resources:
Senior Resource Nursing Home Directory – Los Angeles, California
Senior Resource Nursing Home Directory – State of California
Click here to find more senior resources in LA!
Top 99 Best Retirement and Senior Living Resources Near Los Angeles
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Originally published March 19, 2024
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