On this state page you will find resources, senior housing, and senior lifestyle opportunities. Such items address Seniors' needs from Active Communities to Assisted Living along with Insurance, Medical and Financial Planning information.
We attempt to keep the state unique information current. To accomplish this we encourage individuals to become a state "guru".
If you are aware of any changes that need to be made or might want to become a guru with its related rewards, please let us know via the email or address at the bottom of this page.
After Mom Moves
AFTER MOM MOVES
Agencies on Aging
State Office for the
Broome County Office
Alzheimer's Care Communities
Alzheimer's Communities Regulations
Alzheimer's Unit requirements are not separately specified
Seniors Apartments ...some with care
East Patchogue, NY 11772
Conifer Village offers affordable 1- and 2-bedroom apartments
with balconies in a state-of-the-art 2-story with "L" wings. The
property features acres of open space, walking trails,a Wellness
Center, bocci court and Community Center
Hurry, CALL NOW!”
Gouverneur Seniors Apartments
275 West Barney Street
Beautifully located on the Oswegatchie River,
email us at email@example.com
for more information
Honeoye Falls Seniors Apartments
1000 Pine Trail
With over a decade of exceptional service, Pinehurst offers
maintenance free apartment living with many amenities, such as
weekly housekeeping, scheduled transportation, dinner meal, 24
hour staffing and activities included right in the monthly fee;
optional home health services allowing residents to gracefully
"age in place" are also available. Our dedicated staff provides
a warm family atmosphere, which enhances the lives of our residents.
Manhattan Seniors Apartments
Health Advocates For Older People (HAFOP)
708 Third Avenue
A coalition of religious organizations,
Peekskill Seniors Apartments
email us at firstname.lastname@example.org for more information
Assisted Living and A/L Services
Assisted Living Regulations
Assisted Living Regulatory Information
Assisted Living Programs must be licensed as an adult home or enriched housing program and be licensed as or contract with certified home health care agency or a long-term home health care program. (1) Assisted Living Programs combine residential and home care services, including room, board, housekeeping, supervision, personal care, case management and home health services. (2) Enriched Housing Programs provide long-term residential care to five or more adults in community integrated settings resembling independent housing units and must provide or arrange for room, board, housekeeping, personal care and supervision. (3) Adult Care Homes provide long-term residential care, room, board, housekeeping, personal care, and supervision to five or more adults.
Adult Day & Hospice Care
Adult Day Care is a life senior service for frail, physically or cognitively impaired, seniors and their caregivers. Numerous stand alone adult day care facilities and adult day care centers are available in urban and suburban areas to provide elderly care. Check your state here. A large percentage of Adult Day Care Centers are operated on a nonprofit or public basis. Many centers are affiliated with multi-service entities such as home care, assisted living, nursing facilities and hospitals
Congregate, assisted living or nursing care communities may offer elderly care as an "outpatient" service to the neighboring population on a per day basis. Those that do, may also offer respite care for a weekend, or a week. Senior centers may also offer senior day care as one of their life senior services.
Learn more about Adult Day Care HERE
Award Winning HMOs
Find out if any HMOs in your area rank in the top 50.
HealthMatrix Research Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for an HMO and answers to Frequently Asked Questions. The site provides cost comparisons for over 200 Medicare health plans in 100 cities; a quick search feature for consumers to locate Medicare health plans; a convenient on-line form for requesting Medicare health plan information. The website does not provide health/medical information except for links to other such websites.
Directories - Senior Housing Options
Health Insurance Counseling, Advocacy, and Medicare Help
Need help with the Medicare Maze?
Insurance, Long Term Care
Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future. To help protect your financial independence, as you grow older, many Long Term Care Insurance providers have plans that offer comprehensive benefits as well as a proven track record of claims payments and financial stability. You should review all your options carefully.
Annuities Why look into annuities? If you're a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read .
401K Seventy-eight per cent of eligible American employees participate in their company's 401(k) plan, comprising over 40 million workers. The Enron collapse, coupled with new uncertainty in the investing and accounting industries, however, has even longtime 401(k) investors rethinking their approach. This guide explains the basics of 401(k) investing in plain English, showing readers how to manage their accounts, minimize their investment risk and maximize their returns. It discusses the pros and cons of including company stock and helps readers decide whether taking out a loan against their 401(k) is a wise idea. The text explains the difference between a defined contribution and a defined benefit plan, including the pros and cons of each, has sample 401(k) portfolios for various stages of life and contains a retirement calculator formula to know how much you need to save. Read 401k For Dummies
Skilled Nursing Facilities
The type of care that may be administered ONLY BY A NURSING HOME near you, is defined by state regulations. Generally "medical procedures" and assistive acts requiring a nurse to physically "handle" a patient are limited to nursing home providers, when not in a hospital. Changing bandages deep wounds is often only permitted in Nursing Homes as is turning a patient in bed, who cannot turn themselves.
Moving and Storage Services
Make sure you have the information you need to protect your memories, money, and belongings from moving problems.
The best defense against moving difficulties is to be informed and aware of your options when choosing a reputable mover. While most household moves go smoothly, there are many pitfalls that you should be aware of. It can also be stressful, even under the best of circumstances. Use the checklist here to help guide you through the moving venture.
A key step is to read and understand all information provided by the mover. These should include the following basic documents as part of your move:
The estimate should clearly describe, in writing, all charges for services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.
Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of your belongings. You should be given a partially completed copy of the bill of lading before the mover leaves the residence at origin.
Order for Service
The order for service is a list of all the services the mover will perform and shows the dates your household goods will be picked up and delivered
The inventory is the receipt showing each item you shipped and its condition. Be sure you receive a written copy of the inventory after your household goods are loaded, and that you agree with its description of your household goods' condition
To resovle moving issues, contact your state regulartory agency below.
DOT Motor Carrier Compliance Bureau
Real Estate Agents: Buy or Sell
Interested in Buying or Selling
Aging In Place
An aging in place scenario, creates housing and health care options to provide support as defined by an individualís wishes and efforts to live independently. Aging in place can work best when it is employed as a part of a comprehensive plan for retirement and aging. A key step in implementing aging in place is to make your home aging friendly. As we age we don't hear so well, we sometimes forget or get confused and we can even outlive doctor's predictions about our longevity. So as long as we persist in growing older, why not arrange our homes to accommodate our reality. Incorporate memory triggers into the way we arrange cabinets and counters, add soft fabrics to muffle background noises, change appliances to better accommodate our short-comings.
Here is a book to help you make your homes senior-friendly.
Also visit: the Universal Design Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our Aging in place section .
Once you have an idea of the changes needed in the home, it is time to discuss the changes with a contractor/builder in your area. Below is a list of of such providers in your area.
Senior Solutions Publication
New York City Department of Aging has a senior resource book available through their website.
Insurance regulations differ from state to state.
Personal Income Tax
Tax Rate Range: 4.0% to 6.85%.
Five income brackets: Lowest is $8,000, highest is $20,000
Marrieds filing jointly pay twice the tax imposed on half the income.
Personal Exemptions: 0 except for dependents not a spouse.
Standard Deduction: $7,500 for singles, $14,200 for marrieds filing jointly.
Medical/Dental Deduction Federal amount.
Federal Income Tax Deduction: 0.
Public Pension Exclusion: Full.
Private Pension Exclusion: $20,000 for 59 1/2 and older.
Social Security Exemption: Full.
Sales Tax:4% (Food, prescription and non-prescription drugs
County taxes may add to 4.5%
For further information New York Department of Taxation and Finance