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... by State - New York

State Guru

 On this state page you will find resources for senior housing and senior lifestyle opportunities. Such items address Seniors' needs from Active Communities to Assisted Living along with Insurance, Medical and Financial Planning information.
We attempt to keep the state unique information current. To accomplish this we encourage individuals to become a state "guru".

If you are aware of any changes that need to be made or might want to become a guru with its related rewards, please let us know via the email or address at the bottom of this page.

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Bookmark before clicking on any of our many links so you can come back to find more information!

After Mom Moves

After Mom Moves

After Mom Moves

Are you trying to manage the resources from afar?

  You may benefit from Seniors Real Estate Coordination
- Property preparation for sale - Estate clean out - No hassle transitions
- Communication with family & professional advisors - Home sale and closing
To contact a Seniors Real Estate Professional click HERE
NO extra fees or obligation

Agencies on Aging

Agencies on Aging

State Office for the Aging
2 Empire State Plaza
Albany, NY 12223-0001

    Broome County

Broome County Office For Aging
Binghamton, New York
A resource for locating services and assistance for seniors.
"Successful Aging" is their weekly column in the Press and Sun-Bulletin
Alzheimer's Care

Alzheimer's Care Communities

  • Canandaigua
Quail Summit
One Quail Summit
Canandaigua, NY 14424
An Assisted Living Residence of Distinction
With an Alzheimer's/Memory Care Neighborhood


Alzheimer's Communities Regulations

Alzheimer's Unit requirements are not separately specified
Department of Health 518.432.2968


Seniors Apartments ...some with care

  • East Patchogue Seniors Apartments

  • Conifer Village at Patchogue
    East Patchogue, NY 11772

    Conifer Village offers affordable 1- and 2-bedroom apartments with balconies in a state-of-the-art 2-story with "L" wings. The property features acres of open space, walking trails,a Wellness Center, bocci court and Community Center

    Now Leasing, Hurry, CALL NOW!”

  • Gouverneur Seniors Apartments

Pine Grove Senior Apartments

275 West Barney Street
Gouverneur, NY 13642


  Beautifully located on the Oswegatchie River,  
  Pine Grove offers 1- and 2-bedroom apartments for those 55 +,  
  starting at $427 per month, heat included.  
  These charming, apartments offer an elevator, on-site  
  medical office and a full array of amenities and services to make you  
  comfortable and secure in your new home. Relax enjoying the view  
  from your balcony or visit with friends in our large Community Room.

email us at for more information

  • Honeoye Falls Seniors Apartments
Pinehurst Senior Living Community
1000 Pine Trail
Honeoye Falls, NY 14472

or email us at

With over a decade of exceptional service, Pinehurst offers maintenance free apartment living with many amenities, such as weekly housekeeping, scheduled transportation, dinner meal, 24 hour staffing and activities included right in the monthly fee; optional home health services allowing residents to gracefully "age in place" are also available. Our dedicated staff provides a warm family atmosphere, which enhances the lives of our residents.

  • Manhattan Seniors Apartments
Health Advocates For Older People (HAFOP)
320 East 72nd Street, 3B
New York, NY 10021
Fax 212.288.7640
A coalition of religious organizations,
non-profits and individuals promoting
better health care and housing,
and improve the quality of life for seniors in NYC.
Developing housing with assistance
to promote healthy aging.
Contact us to help, or to learn more about housing.

  • Peekskill Seniors Apartments

River Pointe at Drum Hill

100 Ringgold Street
Peekskill, NY 10566


Opening June 2010! Affordable Rents, heat and hot water included. Intercom access entry, Spacious apartments many with dramatic views of the Hudson River, Fully equipped kitchens with electric energy star appliances including dishwasher and disposal, Wall to wall carpet, window treatments,discounted premium television viewing package, emergency pull cord system, central air conditioning, elevator, community room, exercise and computer room, 24-hour emergency maintenance,laundry facility, off street parking, on and off site support services offered by TPC and Hudson River Health Care, Walking distance to shopping, restaurants and services.

and get your application!
Lottery to be held for available units soon!

email us at for more information

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Assisted Living and A/L Services

  • Canandaigua
Quail Summit
One Quail Summit
Canandaigua, NY 14424
An Assisted Living Residence of Distinction
With an Alzheimer's/Memory Care Neighborhood

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Assisted Living Regulations

Assisted Living Regulatory Information
Department of Health

Assisted Living Programs must be licensed as an adult home or enriched housing program and be licensed as or contract with certified home health care agency or a long-term home health care program. (1) Assisted Living Programs combine residential and home care services, including room, board, housekeeping, supervision, personal care, case management and home health services. (2) Enriched Housing Programs provide long-term residential care to five or more adults in community integrated settings resembling independent housing units and must provide or arrange for room, board, housekeeping, personal care and supervision. (3) Adult Care Homes provide long-term residential care, room, board, housekeeping, personal care, and supervision to five or more adults.

Elder Law

Attorneys: Elder Law & Estate Planning

  • New York City Boroughs Attorneys: Elder Law & Estate Planning
    • Brooklyn Attorneys: Elder Law & Estate Planning

    • Queens Attorneys: Elder Law & Estate Planning

Law Offices of Howard F. Angione

80-47 192nd Street
Jamaica, NY 11423


  The elder law practice is devoted to the needs of senior citizens
  in Queens and the family members who assist them, with an
  emphasis on one-to-one consultations to assure that plans are
  customized to the needs of each client

  Services include:
  • Irrevocable trusts for asset protection
  • Powers of Attorney
  • Applications for Medicaid nursing home coverage
  • Guardianships for imcapacitated persons
  • Wills
  • Probate of wills
  • Related Actions in Surrogate's Court

  • Nassau County Attorneys: Elder Law & Estate Planning


Attorneys At Law

600 Northern Boulevard
Great Neck, NY 11021

We provide the following services:

Wills Trusts Estate Planning
Medicaid Applications for Nursing Homes
Personal Injury Contract Litigation

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Award Winning HMOs

Find out if any HMOs in your area rank in the top 50. HealthMatrix Research Inc. ranks HMOs, provides price comparisons, tips to ask when shopping for an HMO and answers to Frequently Asked Questions.

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The back button will bring you back to Senior Resource after linking to other sites.

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Directories - Senior Housing Options

Assisted Living

Housing Directory

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Drug Savings Programs and Medical Aids

Find Low Drug Prices

Save money! Compare prescription drug prices for 1,000+ medications. You'll also see online pharmacy ratings and shipping fees so you can compare total costs.

Find Low Drug Prices from Verified Pharmacies
compare drug prices

For information on your state's prescription drug assistance program-
Program benefits and eligibility varies by state.

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Health Insurance Counseling and Advocacy Program (HICAP)

Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided.
NYC area 1.212.869.3850
For more counseling information visit

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Insurance: Automobile

All Web Leads

auto insurance

cost effective auto insurance

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Insurance: Life

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Insurance, Long Term Care

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future. To help protect your financial independence, as you grow older, many Long Term Care Insurance providers have plans that offer comprehensive benefits as well as a proven track record of claims payments and financial stability. You should review all your options carefully.


Medicaid does not give you choices! Learn How to Protect your Loved Ones with Long Term Care Insurance

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Annuities Why look into annuities? If you're a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read .
Annuities For Dummies is a plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You'll find out exactly what annuities are, whether they're the right financial vehicle for you, and which of the many annuity options might have your name on it. You'll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to:

  • Identify the main types of annuities
  • Weigh the pros and cons of annuities for yourself
  • Minimize the complexity of your annuity investment
  • Figure out how much money to commit
  • Avoid common annuity pitfalls
  • Create an income you can't outlive


401K Seventy-eight per cent of eligible American employees participate in their company's 401(k) plan, comprising over 40 million workers. The Enron collapse, coupled with new uncertainty in the investing and accounting industries, however, has even longtime 401(k) investors rethinking their approach. This guide explains the basics of 401(k) investing in plain English, showing readers how to manage their accounts, minimize their investment risk and maximize their returns. It discusses the pros and cons of including company stock and helps readers decide whether taking out a loan against their 401(k) is a wise idea. The text explains the difference between a defined contribution and a defined benefit plan, including the pros and cons of each, has sample 401(k) portfolios for various stages of life and contains a retirement calculator formula to know how much you need to save. Read 401k For Dummies i

Skilled Nursing Facilities

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Skilled Nursing Facilities

The type of care that may be administered ONLY BY A NURSING HOME near you, is defined by state regulations. Generally "medical procedures" and assistive acts requiring a nurse to physically "handle" a patient are limited to nursing home providers, when not in a hospital. Changing bandages deep wounds is often only permitted in Nursing Homes as is turning a patient in bed, who cannot turn themselves.    


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Moving and Storage Services

Make sure you have the information you need to protect your memories, money, and belongings from moving problems.

The best defense against moving difficulties is to be informed and aware of your options when choosing a reputable mover. While most household moves go smoothly, there are many pitfalls that you should be aware of. It can also be stressful, even under the best of circumstances. Use the checklist here to help guide you through the moving venture.

A key step is to read and understand all information provided by the mover. These should include the following basic documents as part of your move:

The estimate should clearly describe, in writing, all charges for services the mover will perform. Make sure the estimate is signed by the mover.
Do not accept oral estimates.
Bill of Lading
The bill of lading is a contract between you and the mover and a receipt of your belongings. You should be given a partially completed copy of the bill of lading before the mover leaves the residence at origin.
Order for Service
The order for service is a list of all the services the mover will perform and shows the dates your household goods will be picked up and delivered
The inventory is the receipt showing each item you shipped and its condition. Be sure you receive a written copy of the inventory after your household goods are loaded, and that you agree with its description of your household goods' condition
Moving Quote

Get state regulator help:

DOT Motor Carrier Compliance Bureau718-482-4809

buy sell real estate

Real Estate Agents: Buy or Sell

Interested in Buying or Selling
a Home or Condo?

Whenever possible your inquiry goes to a Specialist trained to work with seniors from over 800 such specialists in our International referral network.

Having a Professional Specialist contact you, is just a click away! Fill out the inquiry form and we do the rest.

Aging in Place

Aging In Place

Aging in Place "Aging in place" is growing older without having to move. Aging in place with supportive services is one of the most desirable ways of aging. Aging in place can achieve efficiencies enabled by the customized care. Successful aging in place approaches focus on the provision of the most appropriate care for the specific individual. Thus avoiding wasted costs brought on by a "generic" care model.

An aging in place scenario, creates housing and health care options to provide support as defined by an individualís wishes and efforts to live independently. Aging in place can work best when it is employed as a part of a comprehensive plan for retirement and aging. A key step in implementing aging in place is to make your home aging friendly. As we age we don't hear so well, we sometimes forget or get confused and we can even outlive doctor's predictions about our longevity. So as long as we persist in growing older, why not arrange our homes to accommodate our reality. Incorporate memory triggers into the way we arrange cabinets and counters, add soft fabrics to muffle background noises, change appliances to better accommodate our short-comings.

Here is a book to help you make your homes senior-friendly.

Universal Design: A Step-by-Step Guide to Modifying Your Home for Comfortable, Accessible Living
The book, Universal Design: A Step-by-Step Guide to Modifying Your Home for Comfortable, Accessible Living by Barbara Krueger and Nika Stewart is a good place to start.With the book as a guide you can plan ahead for years before you critically need the advantages offered by the ideas in the book.

Also visit: the Universal Design Living Laboratory:A National Demonstration Home at by Rosemarie Rossetti, PhD

If you want to learn more visit our Aging in place section .

Once you have an idea of the changes needed in the home, it is time to discuss the changes with a contractor/builder in your area. Below is a list of of such providers in your area.

Aging in Place

Aging In Place Contractors

Aging In Place

Better Business Bureau

Senior Solutions Publication


New York City Department of Aging has a senior resource book available through their website.

State Department of Insurance

Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Department
160 W. Broadway
New York, NY 10013
212.602.0203 in New York City
1.800.342.3736 rest of

New York Taxes


  • Personal Income Tax
    Tax Rate Range: 4.0% to 6.85%.
    Five income brackets: Lowest is $8,000, highest is $20,000
    Marrieds filing jointly pay twice the tax imposed on half the income.
    Personal Exemptions: 0 except for dependents not a spouse.
    Standard Deduction: $7,500 for singles, $14,200 for marrieds filing jointly.
    Medical/Dental Deduction Federal amount.
    Federal Income Tax Deduction: 0.
    Public Pension Exclusion: Full.
    Private Pension Exclusion: $20,000 for 59 1/2 and older.
    Social Security Exemption: Full.
  • Sales Tax: 4% (Food, prescription and non-prescription drugs exempt)
    County taxes may add to 4.5%
    For further information New York Department of Taxation and Finance
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