While Medicare is a valuable health insurance program for seniors over 65, it’s important to be aware of its limitations. In this video, we discuss 3 shocking things that Medicare doesn’t cover. Understanding these gaps in coverage is essential for planning your healthcare needs effectively. And, by reviewing your plan and consulting with your healthcare provider, you can prepare yourself and explore alternative options to ensure coverage.
One common question that many people have is whether Medicare covers dental services. The short answer is no, Medicare does not typically cover dental care. However, there are a few exceptions to this rule.
Medicare is a health insurance program primarily designed to cover medical needs related to illnesses, injuries, and chronic conditions. Dental care, on the other hand, is often considered a separate category of healthcare. As a result, routine dental services like cleanings, fillings, and extractions are not covered by Medicare.
So, when does Medicare cover dental care? It may provide coverage for dental procedures that are deemed medically necessary. For example, if you have cancer affecting your mouth and teeth need to be extracted as part of your treatment, Medicare may cover those expenses. The key factor here is whether the dental services are directly related to a medical condition.
Similarly, Medicare may cover certain eye surgeries, such as cataract surgery, which falls under Part B. However, routine vision care, including eyeglasses or contact lenses, is not covered. Only medically necessary eye treatments are included in Medicare coverage.
No, Medicare does not cover hearing aids. However, some Medicare Advantage plans offer coverage for hearing aids as an additional benefit. But again, this coverage depends on the specific plan and its terms.
If you’re looking for more help with Medicare, then start here:
Originally published February 19, 2024