Personal Finance (Page 7 of 16)

7 Reasons You Would Be Smart to Add Borax to Every Wash Load

Readily available in supermarkets in the laundry or cleaning aisles and online, borax has a number of important household uses.

Seniors, Find Support on a National Level With These Websites

If you’re a senior or a caregiver looking for financial assistance, housing help, or even just a little info on where you can get some support – we might know a few places.

Affordable Health Insurance Alternatives When COBRA Isn’t an Option

“We have no choice but to keep our coverage, but we also need to pay for other necessities like a roof over our heads and food. Are there any cheaper health insurance alternatives out there?”

Greed Is Never Good

Just imagine living in an environment that is void of greed. It can happen. I know because I have experienced it.

An Efficient Way to Slash Home Heating Bills

Just as I was knee-deep in researching, testing, and learning all I could about electric space heaters, this letter popped up in my inbox.

HUD Programs Senior Homeowners Should Know About

Generally speaking, HUD does a lot for homeowners. It boasts fairness, quality, and equality – but, what exactly does all of that mean for seniors? Does the 55 + community benefit?

How to Track Down an Unclaimed Life Insurance Policy

Lost or forgotten life insurance policies are very common. While there isn’t a national databse for tracking down these policies, there are resources that can help your search!

How to Search for Senior Discounts

If you don’t mind admitting your age, here are some tips and tools to help you find discounts!

Money Is Not for Spending

It took me a long time to fully understand this profound truth: Money is not for spending. It is for managing first and then for spending.

3 Steps to Less Financial Stress with Your Spouse

It’s printed right there on our money: “In God We Trust.” 

But do we?

4 Key Factors to Determine Your Borrowing Potential with a Reverse Mortgage

A reverse mortgage is a unique financial tool. However, determining whether a reverse mortgage is the right choice for you involves more than just understanding its basic concept. It requires a thorough evaluation of your individual situation and future financial needs.

4 Rules to Get Out of Debt

I have developed the Rapid Debt-Repayment Plan, which fits these criteria and consists of four rules. If you will diligently apply these rules to your unsecured debts, you will get out of debt in record time.

How to Get $1,000 Into Your Emergency Fund Painlessly

The secret to getting there is to start small—like with $50. Now it’s time to figure out how to come up with this seed money to start your emergency fund growing.

Do Not Delay in Spending Those Gift Cards

The sad truth is that of the $308 billion Americans spent in gift card sales for Christmas 2024, about $27 billion of this amount will remain unredeemed!

Are You Financially Prepared to Care for Your Aging Parents?

Aging is a natural process and a non-negotiable part of life. But before we reach the age when we will personally require care, many of us will first face the privilege of caring for our elderly parents or other elderly family members.