Personal Finance (Page 9 of 16)
10 Tips for Achieving Your Dream Retirement
Whether you dream of traveling the world, spending more time with family, following a passion, or just simply taking a rest, planning ahead is crucial. Here are some tips to make your dream retirement a reality.
When Long-Run Emotional Spending Is Not Soothing
Who hasn’t indulged in retail therapy? Case in point: the 48 pairs of shoes in your closet, of which only three pairs are comfortable enough to actually wear. Emotional spending is nearly always a mistake. The adrenaline rush lasts about as long as it takes to walk to the car. The feelings of guilt and remorse set in soon, sending your emotions on yet another wild ride.
13 Practical Tips to Cut Pet Food Costs Without Sacrificing Quality
When money is tight, the grocery bill isn’t the only thing that makes us sweat. For pet owners, the cost of keeping furry family members fed and happy can feel like an added burden. But cutting costs doesn’t mean you have to skimp on quality or compromise your pet’s health. With a little creativity, you can keep tails wagging without breaking the bank.
What Happens to Your Debt When You Die?
In most cases, when a person with debt dies, it’s their estate, not their kids, that is legally responsible. Here’s what you should know.
The High Cost of Sitting Down
Wellness. Healthcare. Both are on everyone’s mind these days, and for good reason. Between the soaring cost of health insurance premiums, increasing copays, and skyrocketing deductibles, plus the outrageous cost of some medications, it’s enough to give you a heart attack.
9 Best Money Books for Kids and Teens
If I had a dollar for every person who has ever asked me, “Why didn’t anyone ever tell me how to manage money and stay out of debt when I was a kid?!” I’d be a wealthy woman. If you have kids (or grandkids) in your life as young as 3 and up to young-adult age, consider these excellent books to get those conversations started that can open the doors to financial literacy.
10 Ways to Cut Your Grocery Bill In HALF
Is your monthly grocery spending eating up a big portion of your income? You’re not alone. Figures from the U.S. Department of Agriculture show that as of March 2024, on average, a family of four spends $1,341 per month on groceries to be eaten at home. Here, let me do the math: That’s $16,092 annually! And that doesn’t take into consideration the amount the typical household is spending on eating out.
How to Win the Balance Transfer Game
If you’re carrying credit card debt, strategically using a balance transfer could help you escape the burden. However, there are risks to be aware of – pitfalls that could worsen your situation if not handled strategically.
How to Manage Financial Stress During the Holidays
Financial stress during the holidays hits each family a little differently. We all have slightly different root causes for the stress, so the remedy for each of us will be slightly different. But most of us agree the holidays can easily snowball into significant stress instead of bringing comfort and joy!
Will You Be Taxed on a Generous Gift from Your Family? Here’s What Retirees Need to Know
“I am retired, and my son wants to give me money to buy a house as a gift. Will I be taxed on the money? If so, are there ways to avoid or reduce the amount I will be taxed?”
Epsom Salt: The Frugal Fix-All You Didn’t Know You Needed
Let’s talk about one of the most underrated items in your bathroom cabinet – Epsom salt. It’s cheap, it’s unassuming, and it has more uses than a Swiss Army knife at a Boy Scout jamboree.
How Seniors Can Protect Themselves from Cybercrimes
Unfortunately, cybercrimes against seniors continue to be a big problem in the U.S. According to the FBI 2022 Elder Fraud Report, cybercrime cost Americans over age 60 more than $3 billion last year, a whopping 84 percent increase from 2021.
What’s Your Grocery Shopping Personality?
Once upon a time, a big “SPECIAL” sign was enough to make us think we were getting a deal at the grocery store. But today’s shoppers aren’t so easily fooled. We’ve become wiser, knowing there’s more to shopping smart than flashy tags and end-of-aisle displays.
The Taxman and Your Estate
“Now my advice for those who die, declare the pennies on your eyes.”
How an Instant Pot Can Practically Pay for Itself
When the Instant Pot hit the scene back in 2010, it wasn’t just another kitchen gadget – it was like someone had unlocked a secret to faster, easier home-cooked meals. And if you ask the millions who swear by it, it’s become as essential as salt and pepper in the kitchen
15 Budget-Friendly US Travel Destinations for Retirees in Summer 2026
5 Thrifty Ways to Have a Cheap Vacation
10 Things That Are FREE for Seniors
Free Senior Resources
