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How Much Do Nursing Homes Cost in Seattle, Washington?

piggy bank nursing home illustration

For seniors who are in need of full-time health and personal care, a nursing home may be the perfect option. Over 1.3 million people across the country currently live in nursing homes and that number could easily double by 2030. If you or a loved one have decided that it’s time to transition to this type of senior housing, then you’ll want to know these numbers! Here’s everything you need to know about the cost of nursing homes in Seattle, Washington.


What is a Nursing Home?

nursing home aide with senior woman in wheelchair outside on a sunny day

A nursing home is for seniors who don’t need a hospital but do require a higher level of care or medical attention than can be provided at home or in an assisted living facility. Nursing homes offer organized daily routines, scheduled meal times, and 24/7 medical care for residents. Each resident has a personalized care plan and undergoes frequent health evaluations. Common features to look for in a nursing home setting are:

  • Full-time health care
  • Full-time personal care assistance
  • Skilled nursing
  • Medication management
  • Social and recreational activities as part of a daily schedule

About Seattle, Washington

Seattle, Washington map with a magnifying glass laying on top

Seattle, Washington, perched on the eastern shore of Puget Sound, serves as the bustling hub of the Pacific Northwest. Known as “The Emerald City” due to its lush evergreen forests, Seattle is home to signature landmarks, including the Space Needle, Pike Place Market, and Museum of Pop Culture. Its landscape offers a fusion of urban flair and scenic beauty, where one can explore coffee culture, indulge in seafood cuisine, and soak in the artistic atmosphere of vibrant neighborhoods. This city of innovation, which has approximately 750,000 residents, is the largest in the state. Whether it’s savoring the views from the waterfront or enjoying the natural splendors at nearby Mount Rainier, Seattle represents a rich tapestry of experiences waiting to be discovered.


How Much Does a Nursing Home Cost in Seattle?

stethescope and money

The national average nursing home costs are $8,669 per month for a semi-private room and $9,733 per month for a private room. Although actual costs will vary by facility and amenities offered, the averages in Seattle are $12,167 per month for semi-private and $13,688 per month for private.

How Much Does a Nursing Home Cost Compared to Other Senior Care Options in Seattle?

nursing home residents playing games

Let’s take a look at the cost of nursing homes in Seattle compared to other senior care options:

Type of CareNational Average Monthly CostSeattle Average Monthly Cost
Nursing Home, Semi-Private Room$8,669$12,167
Nursing Home, Private Room$9,733$13,688
Homemaker Services$5,720$8,294
Home Health Aide$6,292$7,627
Assisted Living$5,350$6,138
Adult Day Health Care$2,058$7,031
Source: Genworth Cost of Care Survey

How to Pay for a Nursing Home in Seattle

piggy bank sitting on pile of money with a stethescope

Besides personal savings, you have several possibilities that can help pay if and when it’s time for long-term care!

Health Insurance

Most insurance plans generally do not cover the costs of long-term care. However, it’s possible for certain policies to provide coverage for specific medical services. If you’re considering a nursing home, inquire with the facility’s administrators about itemizing your bill into categories such as custodial care, medical care, and room and board. It’s important to note that health insurance rarely covers personal care or living expenses. Yet, there may be exceptions for skilled nursing care or other medically necessary services received in a nursing home setting. Therefore, it’s crucial to review your insurance policy to understand what is and isn’t covered.


Long-Term Care Insurance

Long-term care insurance can help pay for care received in your home, a nursing home, an assisted living facility, or even adult daycare centers. Usually, policies state that you become eligible for benefits when you’re unable to perform at least two of six activities of daily living.

Veteran Benefits

The VA will cover the cost of many services under standard health benefits. Veterans may be eligible for Community Nursing Homes, which are residential care centers and skilled nursing facilities, paid for by VA benefits.

To see a full list of long-term care services and to apply for assistance, check out these resources:

Home-Based Primary Care


Washington State Department of Veteran Affairs


Medicaid is a joint federal and state program that helps low-income individuals pay for care. It can help with the cost of both custodial and medical care. Every state has different qualification requirements.

For eligibility and enrollment in Seattle, Washington, visit these resources:

Seattle/King County Area Agency on Aging

Washington State Department of Social and Health Services

Washington Association of Area Agencies on Aging

Washington State Council on Aging


Need Help Finding a Nursing Home?

woman with magnifying glass over eye

If you’re looking for a nursing home, start with these senior resources:

Senior Resource Nursing Home Directory – Seattle, Washington

Senior Resource Nursing Home Directory – State of Washington

For more resources in Seattle, start here.

For more resources in the state of Washington, start here.

Top 99 Best Retirement and Senior Living Resources Near Seattle

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Originally published May 02, 2024


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