How Much Do Nursing Homes Cost in Seattle, Washington?
For seniors who are in need of full-time health and personal care, a nursing home may be the perfect option. Over 1.3 million people across the country currently live in nursing homes and that number could easily double by 2030. If you or a loved one have decided that it’s time to transition to this type of senior housing, then you’ll want to know these numbers! Here’s everything you need to know about the cost of nursing homes in Seattle, Washington.
What is a Nursing Home?
A nursing home is for seniors who don’t need a hospital but do require a higher level of care or medical attention than can be provided at home or in an assisted living facility. Nursing homes offer organized daily routines, scheduled meal times, and 24/7 medical care for residents. Each resident has a personalized care plan and undergoes frequent health evaluations. Common features to look for in a nursing home setting are:
- Full-time health care
- Full-time personal care assistance
- Skilled nursing
- Medication management
- Social and recreational activities as part of a daily schedule
About Seattle, Washington
Seattle, Washington, perched on the eastern shore of Puget Sound, serves as the bustling hub of the Pacific Northwest. Known as “The Emerald City” due to its lush evergreen forests, Seattle is home to signature landmarks, including the Space Needle, Pike Place Market, and Museum of Pop Culture. Its landscape offers a fusion of urban flair and scenic beauty, where one can explore coffee culture, indulge in seafood cuisine, and soak in the artistic atmosphere of vibrant neighborhoods. This city of innovation, which has approximately 750,000 residents, is the largest in the state. Whether it’s savoring the views from the waterfront or enjoying the natural splendors at nearby Mount Rainier, Seattle represents a rich tapestry of experiences waiting to be discovered.
How Much Does a Nursing Home Cost in Seattle?
The national average nursing home costs are $7,908 per month for a semi-private room and $9,034 per month for a private room. Although actual costs will vary by facility and amenities offered, the averages in Seattle are $9,916 per month for semi-private and $11,984 per month for private.
How Much Does a Nursing Home Cost Compared to Other Senior Care Options in Seattle?
Let’s take a look at the cost of nursing homes in Seattle compared to other senior care options:
| Type of Care | National Average Monthly Cost | Seattle Average Monthly Cost |
|---|---|---|
| Nursing Home, Semi-Private Room | $7,908 | $9,916 |
| Nursing Home, Private Room | $9,034 | $11,984 |
| Homemaker Services | $4,957 | $6,769 |
| Home Health Aide | $5,148 | $6,769 |
| Assisted Living | $4,500 | $6,750 |
| Adult Day Health Care | $1,690 | $2,600 |
How to Pay for a Nursing Home in Seattle
Besides personal savings, you have several possibilities that can help pay if and when it’s time for long-term care!
Health Insurance
Most insurance plans generally do not cover the costs of long-term care. However, it’s possible for certain policies to provide coverage for specific medical services. If you’re considering a nursing home, inquire with the facility’s administrators about itemizing your bill into categories such as custodial care, medical care, and room and board. It’s important to note that health insurance rarely covers personal care or living expenses. Yet, there may be exceptions for skilled nursing care or other medically necessary services received in a nursing home setting. Therefore, it’s crucial to review your insurance policy to understand what is and isn’t covered.
Long-Term Care Insurance
Long-term care insurance can help pay for care received in your home, a nursing home, an assisted living facility, or even adult daycare centers. Usually, policies state that you become eligible for benefits when you’re unable to perform at least two of six activities of daily living.
Veteran Benefits
The VA will cover the cost of many services under standard health benefits. Veterans may be eligible for Community Nursing Homes, which are residential care centers and skilled nursing facilities, paid for by VA benefits.
To see a full list of long-term care services and to apply for assistance, check out these resources:
Washington State Department of Veteran Affairs
Medicaid
Medicaid is a joint federal and state program that helps low-income individuals pay for care. It can help with the cost of both custodial and medical care. Every state has different qualification requirements.
For eligibility and enrollment in Seattle, Washington, visit these resources:
Seattle/King County Area Agency on Aging
Washington State Department of Social and Health Services
Washington Association of Area Agencies on Aging
Washington State Council on Aging
Need Help Finding a Nursing Home?
If you’re looking for a nursing home, start with these senior resources:
Senior Resource Nursing Home Directory – Seattle, Washington
Senior Resource Nursing Home Directory – State of Washington
For more resources in Seattle, start here.
For more resources in the state of Washington, start here.
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Originally published February 02, 2024
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