Medicare Moments: Turning 65 In March! What Should I Do?

Attention, all older adults! Medicare’s Annual Enrollment Period is October 15th to December 7th every year. 

Toni explains how to properly enroll for someone turning 65 in March of 2024. Over 10,000 people turn 65 every day, and this information provides an excellent Medicare tutorial for anyone whose sixty-fifth birthday is coming up!

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Changes a Medicare Beneficiary Can Make During the Annual Enrollment Period

• Enroll in a Medicare Part D prescription drug plan.
• Change from one Part D plan to a new Part D drug plan.
• Enroll in a Part C Medicare Advantage plan that includes prescription drugs 
• Change from one Part C Medicare Advantage Plan (with or without a prescription drug plan) to a new Part C Medicare Advantage plan
• Return to Original Medicare and purchase a Medicare Supplement and enroll in a stand-alone Part D Medicare prescription drug plan
• Return to Original Medicare only and enroll in a Part D Medicare prescription drug plan
• Return to Original Medicare with no Part D plan (don’t forget, there’s a penalty for not enrolling in a Part D plan when first eligible!)

For those who already have either a Medicare Advantage plan with or without prescription drugs or a stand-alone Part D plan, Medicare’s Annual Enrollment is the time to make sure your drug plan or Medicare Advantage plan still meets your needs, especially if you’ve had any changes to your health.

Medicare Annual Enrollment

Confused about whether a new Medicare plan is right for you? Chapter 6 of the Medicare Survival Guide Advanced Edition details various situations during Medicare’s Annual Enrollment Period, such as “still working past 65” or “doctor not accepting my Medicare Advantage plan.” Now is the time to explore your options!

Visit Medicare.gov to view 2023 Medicare Part D and Medicare Advantage plans with enrollment starting Saturday, October 15. The website has a tool for helping you narrow your search for new Medicare Advantage and Prescription Drug plans. 

It is wise to verify every year that your prescription drugs are covered on your Part D Medicare Prescription Drug plan. Medicare Advantage or Prescriptions Drug plans can change their prescription drug formulary each year and if your prescriptions are not covered for the next year, you may have to pay 100% of that prescription out of your pocket if it is not covered on your Part D plan. 

Have a Medicare concern or question? Please email the Toni Says® office at info@tonisays.com.

Buy Toni’s new book!

Toni’s new book Maze of Medicare is now available at www.tonisays.com. Combining Scripture with Medicare, it’s the only book of its kind. ORDER TODAY!

Medicare Survival Guide Advanced Edition

Order Medicare Survival Guide Advanced

What You Don’t Know Will Hurt You!

Turning 65 in America is a milestone and one of the markers is enrolling in Medicare. But the system is so complicated, and there is a lot of false information out there.

In Toni King’s Medicare Survival Guide Advanced: Basics and Beyond, Toni gives you the critical steps you need to enroll in Medicare properly. Toni shares various situations that she has experienced with her many clients during Medicare consultations and gives you the information and tools you need to enroll on time to avoid the “famous” Medicare Part B and D penalties.

Medicare Survival Guide Advanced helps you understand Medicare step by step…

Learn How to Enroll the Correct Way
• Still Working Past 65
• Turning 65
• VA Benefits
• Laid-off or Retiring

What Medicare Option Is Best for You
• Medicare Supplement vs. Advantage
• Losing Retirement Benefits

How to Avoid
• The Donut Hole
• Part B Penalties
• Part D IRMAA Penalties

If you are enrolling in Medicare and are confused by the commercials and telemarketers, or from the information that well-meaning friends or family members give, let Toni guide you through the maze of Medicare. Order TODAY!