Assisted living and nursing homes provide many of the same essential long-term care services. So, what are the differences?
Assisted living means that you have a care plan, physicians orders, and a care team set up to help you with activities of daily living throughout your stay in a community. Kelley Smith at CarePartners Living describes this aspect of senior living.
Lynn Creasy provides an overview of Foundation House at Northgate, a not-for-profit independent living and assisted living community with 104 units established 22 years ago.
Part 2 of a conversation with Gidgette Chesley, the executive director of Patriot’s Landing in DuPont, WA. When people are investigating memory care, most are not looking for someone in the early stages of Alzheimer’s. It’s priceless to have conversations while they are able to express their wishes. It’s a tough conversation to have.
Part 1 of a conversation with Gidgette Chesley, the executive director of Patriot’s Landing in DuPon, WA. When people are investigating memory care, most are not looking for the services when their loved one is in the early stages. It’s priceless to have conversations while they are able to express their wishes. They’re tough conversations to have.
Funding long-term care is a huge topic that stymies people. Daphne Davis at Pinnacle Senior Placements says one option that’s overlooked is Aid and Attendance, a benefit paid by Veterans Affairs to veterans and spouses. Qualifications include certain finances and having two ADLs that you need help with. It could provide $1,100 to $1,700 per month. It can take four to six months to get your first check. Sometimes it can help keep parents in their homes. Other options include Medicaid and Long-term Care Insurance. It’s changed a lot recently; for people considering it, you might consider including an inflationary clause rider.
Generally, until you cross into this world of needing to find options for care and housing for elders, it’s not something you think about, or it’s on the back burner. Daphne Davis at Pinnacle Senior Placements has been doing this job for 18 years, and she sees that finances can always be worked out. She wants to give everyone a sense of hope about it. Don’t be afraid to talk about finances. Be straightforward with your advisor so you get good, objective information. It might be on a private pay basis, in which the estate of your loved ones can pay for their care and housing, ideally until the end of life, but rarely does that happen these days. Cost of care is very high, everyone gets sticker shock. Don’t let it stop you. Forty-five percent of seniors that are in some level of care are on Medicaid. Have a plan that allows you to have at least some months of private pay before you use insurance so you have more options.
What can we do when there are warning signs everywhere, but our parents are being stubborn? Daphne Davis at Pinnacle Senior Placements describes the myriad of scenarios how this happens. Sometimes it takes a catastrophic event, that no matter what we do we can’t get past the stubbornness. Stubbornness comes from a place of fears. But more often, it can go well when information is given to someone from an objective party, someone who’s professional and good at mirroring someone they are listening to, and good at being compassionate without being syrupy, to honor that person and have their voice be heard.
Statistics show that families stay in the land of denial until it’s too late. The financial factor is a huge part, but families are in an uproar at this time. Daphne Davis at Pinnacle Senior Placements says that we can’t emphasize enough that we have the kind of conversations with mom and our siblings of what could happen down the road. It’s a conversation that gets overlooked a lot.
Dell Workman, administrator at Careage–Mission Healthcare, talks about their state of the art services.