Urgent Alert: Navigating Critical Changes in Medicare Enrollment at 65

Turning 65? Overwhelmed by Medicare? You’re not alone! After all, 10,000 people a day in America turn 65! Fortunately for you and thousands of other Americans, Toni King is here to help! On this episode of Medicare Moments, Toni explains the New Medicare Rules and more!

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When to Enroll in Medicare

Everyone is eligible for Medicare at age 65, even if your full Social Security retirement age is 66 or later. 

You can enroll any time during the “initial enrollment period,” which is a seven-month period that includes the three months before, the month of, and the three months after your 65^th birthday. It’s best to enroll three months before your birth month to ensure your coverage starts when you turn 65. 

If you happen to miss the seven-month sign-up window for Medicare Part B, you’ll have to wait until the next “general enrollment period” which runs from Jan. 1 to March 31 with benefits beginning the following July 1. You’ll also incur a 10 percent penalty for each year you wait beyond your initial enrollment period, which will be tacked on to your monthly Part B premium. You can sign up for premium-free Part A, at any time with no penalty.

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